'Ngesikhathi sokuthenga, ngakho-ke sebenzisa ubuqotho ukuze uhlale kubhajethi.
Uyazi ukuthi abathengi baseMelika bahlela ukuchitha isilinganiso samaRandi ayi-935 ngesikhathi sonyaka sokuthenga iholide kulo nyaka? Ngomuntu siqu, ngiyazi ukuthi inani lami elilinganisiwe lizungeze lapho futhi. Nginabantu abaningi okufanele ngibathenge, futhi ngokuvamile ngiqeda ukuchitha okungaphezu kwalokho engicabanga ukuthi ngizoya khona.
Ngibhale ngaphambi kokuthi nginciphisa kanjani ezinye zalezo zindleko ngokwandisa amaphuzu amanani kanye namamayela engiwahola ngenkathi ngithengisa iholide .
Ukuqeda inkathi yeholidini ngokuncane kancane kwi-akhawunti yami yasebhange, kodwa okuningi okuningi kuma-akhawunti ami wokuthembeka angabuzwa ngempela. Kodwa kunezici ezimbalwa zokuthembeka engizikhiphelayo ngalesi sikhathi sonyaka ongisize ngilule isipho sami-ngithengise ama dollar ngisho nangaphezulu.
Yabelana ngamaphoyinti akho namamitha akho
Enye yezinto ezinhle kakhulu mayelana nokuba ngumqoqi wokuthembeka ngokweqile ukwazi ukwabelana ngengcebo yakho yamaphuzu namamayela nabathandekayo bakho. Ukusiza othile ukuthola ukuhamba kwamahhala noma ukuhlala kwehhotela kuyisipho esihle kangaka sokunikeza! Ngakho-ke uma unamaphuzu ambalwa okuphambene namamayela ahlala kuwo, bheka ukubathuthela kwabanye njengesipho. Akubizi (noma ngisho mahhala!) Ngawe, futhi kuyigugu kumngane onenhlanhla noma ilunga lomndeni elibafumana.
Isibonelo, uma uqoqa amaphuzu weMarriott Mewards, ungawadlulisela kusuka e-akhawuntini yakho kuya kwelinye i-akhawunti yelungu ngezigidi ezingu-1,000. Okuhle kunakho konke, kuye ngesimo sakho ohlelweni, noma imali ephansi kakhulu ye-$ 10 iyasebenza, noma ikhululekile!
Izinhlelo eziningi zezindiza nazo zikunika ikhono lokuhlanganyela ngamamayela akho. I-Delta SkyMiles ikuvumela ukuthi udlulise amamayela u-$ 0.01 ngamamayela kanye nemali ephansi ye $ 30. I-United Airlines I-MileagePlus ne-Alaska Airlines Mileage Plan inamamitha afanayo adlulisa izinhlelo.
Vula Amaphoyinti Namamitha Kwamakhadi Ezinkokhelo
Abanye abantu bangase bacabange ukuthi akungumuntu ongeyena umuntu, kodwa ngiyajabula njalo ukuthola amakhadi wesipho ngamaholidi!
Ngiyathanda ukubanika nabo - Ngingathanda ukuthi abathandekayo bami bathole ithuba lokuthenga lokho abakufunayo ngempela, futhi akudingeki babuyisele isipho abangathandi kakhulu. Ungase ukhumbule okuthunyelwe kwami lapho ngikhuluma ngabathelisi bokuthembeka abangenayo ukubekezela ukugcina amaphuzu namamayela ngomvuzo omkhulu futhi bathande ukuthokozisa okusheshayo kokukhulula imali encane yokwethembeka kwemali yamakhadi wesipho . Leli qhinga lingafika ngempela uma inkathi yokunikeza ijikeleza.
Ukukhulula amaphuzu akho namamayela ngamakhadi wesipho ukunikeza izipho zeholide ngokulula kakhulu, kungenziwa enkundleni, futhi kukusiza ukuthi ugcine isabelomali sakho sokuthenga phansi. Ake sithi ungumqoqo weMelika Airlines AAdvantage miles. Ungakwazi ukuthenga amakhilomitha angu-6 566 ukuze uthole ikhadi lesipho lama-$ 25 kumabhayisikobho e-AMC, futhi akunjalo lokho okwenza isisindo esikhulu sokubeka impahla? Noma ngamakhilomitha angu-12 590, ungayithola isipho somfundi wekolishi enekhadi lesipho sika- $ 50 ku-Target; Umbhedeni, uBathe noPhezulu; noma i-Domino's Pizza - ihlale ihlonishwa. (Ukuze usebenzise amamayela AAdvantage, vele ubhalisele i-akhawunti yamahhala ne-Points Loyalty Wallet.)
Nikeza Okuhlangenwe nakho Abayikulikhohlwa
Ngezinye izikhathi, amaphoyinti namamayela angavula izivalo ezenzakalweni ezingamanga ongazithengi ngekheshi. Izinhlelo zokuthembeka ziyazi ukuthi amalungu afuna imivuzo ehlukile, futhi ephendula ngezinketho ezipholile kakhulu.
Le mivuzo ingaba ukuhlengwa okuqondile (okungukuthi, ngamaphoyinti angu-50,000 uthola amathikithi amakhonsathi), futhi ngezinye izikhathi kuyisitayela sesendalini lapho ubiza amaphuzu akho ngezinethemba lokuba ngumthengisi ophezulu kakhulu. Uhlelo lwe-Hilton HHonors, ngokwesibonelo, lunikeze imivuzo efana nokuhlangana nokubingelelana nomculi uGavin DeGraw, noma ithuba lokuwina iphakheji le-New Year's evacuation e-Brussels.
Uhlelo lwezinkanyezi ze-Starwood olukhethiwe lenkanyezi le-SPG le-SPG lukuvumela ukuthi uhlenge amaphuzu akho ngemicimbi ekhethekile njengezidumi ezihlangene nezikhombisi, amathikithi ezemidlalo, kanye nezinkambo zokubuyela emuva. Nge-20,000 Starpoints, ungathola amathikithi e-Radio City Rockettes Christmas evelele eNew York. Ufuna ukubona uCarrie Underwood enza ku-SPG Luxury Suite eMadison Square Garden? Yizo amaphuzu angu-55,000.
Uma uhlezi emgodini wemiklomelo, cabanga ukunikeza enye yale mivuzo ebuzwayo njengesipho kule nkathi yeholide.
Uma unenhlanhla, umamukeli wakho angakulethela.