Gcina la makhadi esikhwameni sakho uma uhamba ngeflaya njalo
Izincwadi eziningi zedijithali zizokwenza zonke izinzuzo zokuhamba ngamakhadi esikweletu ngamaphuzu ayigugu abanikeza ngemali yansuku zonke. Nakuba la makhadi anikela ngemiphumela emihle, abanye banikeza okuningi okuningi kunokuthuthukiswa okusheshayo noma ithikithi lendiza yamahhala. Eqinisweni, eziningi amakhadi esikweletu ezihamba phambili ezihamba phambili afika ngezinhlelo zomshuwalense wokuhamba eziphikisana nezinqubomgomo zomshuwalense wezinkampani zangaphandle .
Abangazi abaningi, amanye amakhadi esikweletu anesiphakamiso esiphakeme sokuvikelwa komshuwalense wokuhamba esingase sisebenze lapho imithwalo ilahlekile noma yebiwe , izindiza zilibalekile, noma izinhlekelele kanye nezinhlekelele zemvelo ziyavela emhlabeni jikelele.
Labo abahambahamba emhlabeni jikelele kungenzeka ukuthi kakade banalo lawa makhadi esikhwameni sabo. Uma kunjalo, qiniseka ukuthi uhlola ukuhlinzekwa okuhlinzekwa ngamakhadi aphezulu kakhulu ngaphambi kokuthenga inqubomgomo yomshuwalense wokuhamba.
Chase Sapphire Okuthandwayo
Abaningi abahamba nge-savvy baphatha ikhadi le-Chase Sapphire Likhethwe ngenxa yamaphuzu aguquguqukayo abahambayo abahamba ngayo ngokusebenzisa imali yansuku zonke. Okubaluleke nakakhulu, umshuwalense wokuhamba we-Chase Sapphire othanda ukuhamba nawo uphinde unikeze izinzuzo eziphezulu. Abagibeli abathwalayo futhi bakhokhele uhambo lwabo ne-Chase Sapphire Abakhethwe kakhulu bangavula izinzuzo zomshuwalense wokuhamba njengoba bebona umhlaba.
Ukuqala, umshuwalense wokuhamba we-Chase Sapphire othanda ukuhamba unikeza ukukhishwa kokukhansela, ukuphazamiseka kokuhamba, nokuphuza ukuhamba okufana nezinqubomgomo eziningi zomshwalense zokuhamba eziyisisekelo ezitholakalayo emakethe. Abahambi bakhansela izinzuzo eziqinisekisiwe zokuhamba uhambo olufika ku-$ 10,000, kanye nohambo lokubambezeleka kokuhamba okufika ku-$ 500 ngethikithi ngalinye.
Umshuwalense wokuhamba we-Chase Sapphire othanda ukuhamba nawo uhlinzeka ngemali yezimpahla ezilahlekile, kuze kufike ku-$ 3,000 uma kwenzeka umthwalo wakho ulahlekile noma webiwe.
Amakhadi amaningi esikweletu adinga ukuthi abahambi bakhokhele uhambo lwabo lonke ekhadini ukuze bathole izinzuzo zomgomo womshuwalense wokuhamba.
Ngomshuwalense wokuhamba we-Chase Sapphire othanda ukukhetha, abahambi bayadingeka ukuthi bakhokhele ingxenye yodaba lwabo ekhadini lesikweletu ukuze bathole izinzuzo. Lokhu kuphela kwenza i-Chase Sapphire ikhethe enye yamakhadi anamandla kakhulu yomshwalense wokuhamba.
I-Citi Prestige MasterCard
Ngokuvamile kuqhathaniswa ne-American Express Platinum Card, i-Citi Prestige MasterCard iza nezinzuzo eziningi eziphezulu zokuhamba ngomuntu ohamba phambili. Ngaphezu kokuthola amaphuzu ayigugu angasetshenziswa ukubhuka ukuhamba, i-Citi Prestige MasterCard iphinda iza nezinzuzo zegalufu ezifundweni ezizimele kanye nokufinyelela kuma-lounge ama-American Airlines Admirals Club.
Ngenkathi leli khadi lezintambo liza nezendlalelo eziningi zokunethezeka, enye yezinto ezingakhulumi kakhulu kuzo yilezi zomshuwalense wokuhamba etholakalayo. Abahambi ababona umhlaba ophethe i-Citi Prestige MasterCard banokufinyelela kulayini losizo oluphuthumayo lwamahora angu-24, baxhuma nabo opharetha abanolwazi abangakwazi ukuwaxhuma kunsizakalo abayidingayo. Ngocingo olulodwa lwefoni, abahambi bangathola ukuhanjiswa ezibhedlela zendawo, bathole imvume yokuthola ukwelashwa, noma bahlele ikhaya lokuvakasha oluphuthumayo ngenxa yokuphazamiseka kokuhamba noma ezinye izenzakalo. Ngaphezu kwalokho, abahambi bangaphinde bafinyelele inzuzo ekhokhelwa imithwalo engu-$ 3,000, uma kwenzeka imithwalo yabo ingabonisi nabo.
Nakuba ikhadi lifika ngentengo ephakeme njalo ngonyaka, ukwenza isimangalo esisodwa somshuwalense wokuhamba singakhokha lezo zimo. Ngakho-ke, i-Citi Prestige MasterCard yilawo wonke umuntu ohambahamba njalo emhlabeni wonke kufanele ahlole ngaphambi kokuhamba.
US Bank FlexPerks Ukuhamba Imivuzo
Nakuba abaningi bengaboni ukuthi i-US Bank ibe yibhange elikhulu lokukhishwa ngamakhadi esikweletu, lesi sikhungo esineminyaka engu-160 siyisidlali esikhulu ngokwakho. Kusukela ngoSepthemba 2015, leli Bhange lase-US libiza njengebhange elikhulu kunazo zonke e-United States, elinama-dollar angaphezu kuka-416 billion. Ngenkathi lezo zinombolo zihlaba umxhwele, ziyamangalisa ngokulinganayo izinzuzo ezinikezwa kwi-US Bank FlexPerks Travel Rewards ikhadi lesikweletu.
Njengamanye amakhadi esigabeni sokuhamba, ikhadi le-US Bank FlexPerks Travel Rewards linikeza ukuhlinzekwa kwezimpikiswano zezokwelapha ngenkathi ephesheya, ukukhanselwa kohambo, ukulibala kokuhamba, nokuphazamiseka kohambo.
Kodwa-ke, leli khadi linikeza ukuthula kwengqondo kulabo abathintekayo ngezingozi phesheya. Labo abakhokha uhambo lwabo nekhadi bafanelekela ukukhokhelwa kwengozi yokuhamba nge-$ 1 million, ngaphezu kokubheka izimoto eziqashiwe kanye nosizo oluphuthumayo. Ngaphezu kwalokho, leli khadi liza ne $ 2,500 emshwalense wobunikazi bomuntu siqu - uma kwenzeka ukuthi inombolo yekhadi lesikweletu ibiwe ngenkathi ihamba.
Nakuba kungase kungabonakali njengamanye amakhadi okuhamba, ikhadi le-US Bank FlexPerks Travel Rewards liza nenani eligcwele lezinzuzo zalo. Abahambi abafuna amaphuzu womabili nezimo eziphakeme nezidingo zokunakekelwa okuphakeme kufanele bacabangele ukufaka leli khadi esikhwameni sabo.
Ezinye izigqoko mayelana namakhadi esikweletu kanye nokuhamba ngemishwalense
Njengoba kubhalwe ngaphambili , umshuwalense wokuhamba ohlinzekwa ngamakhadi esikweletu akuzona ngaso sonke isikhathi isenzo esingcono kakhulu sedoli lakho elihambahambayo. Ezinye izinqubomgomo zomshuwalense wokuhamba ngekhadi lesikweletu ziyi-secondary , esikhundleni sokuqala. Uma abahambi kudingeka badonsele kule nqubomgomo, bazokwazi ukwenza lokho njengengezela kumigomo yomshwalense yabo ekhona. Ukwengeza, amakhadi amaningi adinga ukuthi wenze konke okuthengwayo kwikhadi lesikweletu. Labo abangenzi konke ukuthenga ekhadini bangathola izimangalo zabo zezinzuzo eziphikisiwe ngokusheshisa.
Amakhadi esikweletu awagcini nje ngamaphuzu - anganikeza nezinzuzo ezibalulekile uma kufika isikhathi sokuhamba. Ngokuthatha elinye lala makhadi, abahamba ngezinyawo bayazisiza hhayi nje ukuze bathole ukuhamba mahhala, kodwa futhi bazivikele ngokwabo esimweni esibucayi kakhulu.
Ed. Qaphela: Ayikho isinxephezelo noma isikhuthazo esinikezwe ukukhuluma noma ukuxhumanisa kunoma imuphi umkhiqizo noma isevisi kulesi sihloko, futhi umlobi ngeke athole isinxephezelo nganoma iziphi izixhumanisi kulesi sihloko. Okuqukethwe kokuhlela kuleli khasi akuhlinzekiwe nanoma yiliphi ibhange, umklomelo wekhadi lesikweletu, uhambo lwezindiza noma ihhotela, futhi alukabuyekezwa, kuvunyelwe noma kwamukelwa ngenye indlela yalezi zinhlangano. Imibono evezwe lapha yimbhali yedwa futhi angeke ibonise lezo zezinkampani ezibalulwe kulesi sihloko.