Amakhadi we-Debit namakhadi esikweletu alamukelwa kabanzi kulo lonke elaseCanada; Kodwa-ke, izinga ongasebenzisa ngayo ikhadi elikhishwe kwamanye amazwe kanye nemali esebenzayo ngokuya kwenkampani ekhadini kanye nohlobo lwe-akhawunti oyimisile nabo.
Izivakashi eziningi ezijwayelekile eCanada kufanele zisebenzise amakhadi abo esikweletu ukuze zithengwe futhi zenze ukukhishwa kwezimali ezinkulu ze-ATM emabhange aseCanada, kodwa abahamba njalo kufanele baxoxe namabhange abo mayelana nokukhishwa kwama-credit and credit card kulezi zinhloso, futhi wonke umuntu kufanele abize ibhange noma isikweletu izinkampani zamakhadi kusengaphambili ukwazisa ngokusetshenziswa okuzayo ezweni.
Khumbula ukuthi ukushintshaniswa kwemali kuvame ukubiza imali eyengeziwe uma kukhishwa ibhange langaphandle, ikakhulukazi ku-ATM, ngakho-ke kungcono ukunciphisa inani lokukhipha imali okwenzayo ukuze ugweme izimali ezibiza kakhulu, kodwa uzovame ukudinga ukheshi ezinkambeni zendawo ukukhokha ukudla kanye nezinsizakalo.
Amathiphu okusebenzisa amakhadi weDebit eCanada
Amakhadi amaningi okukhishwa ngamabhange angewona aseCanada ngeke asebenze eCanada ukwenza ukuthengwa kokudayiswa, kodwa amakhadi amancane okukhishwa ngaphandle kweCanada azosebenza ezindaweni zokuthengwa ezweni. Isibonelo, i-Bank of America debit ikhadi e-United States ekhishwe e-United States izosebenza kuma-Retailers aseCanada, kodwa umsebenzisi uphinde akhokhe imali yokuthengiselana yangaphandle kwamaphesenti amathathu ekuthengeni.
Qaphela ukuthi amakhadi okwenza imali ahluke kumakhadi esikweletu ngoba athola isikhathi sangempela ngemali ku-akhawunti yakho yasebhange ukuze ukuthenga kwenziwe ngokuswayipha, ukufaka, noma ukufaka ikhadi lakho nokufaka inombolo yephini kwisiguli futhi ngokushesha uma lezo zimali zihoxisiwe, kodwa eCanada, lezi terminals zisebenza kwinethiwekhi ye-Interac, inethiwekhi ethile eCanada, okusho ukuthi abakwazi ukufinyelela lolu lwazi noma ukushaja i-akhawunti yakho ngesikhathi sangempela.
Ngisho noma ikhadi lakho lokukhipha imali lingasebenzi ukuthengwa kwephuzu-lokudayiswa, lingasetshenziswa ukuhoxisa imali yaseCanada evela kuma-ATM eCanada. Ukukhokha kanye nezinga lokushintshwa kwezinga lokusebenza ngokuvamile kuvumelekile kodwa kuzohluka ngokuya ebhange lakho, ngakho-ke zama ukwenza imali yokukhishwa kwezimali emabhange amakhulu lapho izimali zomsebenzisi zingekho njengama-ATM amancinci amancane ezitholakala ezitolo zokuthengisa (njengezitolo nezindawo zokudlela), ngokuvamile wengeze imali ezintathu kuya kwezingama-dollar emihlanu ngokuthengiselana.
Uma uvakashela eCanada njalo, ungase ufune ukuhlola ibhange lakho mayelana nokusetha i-akhawunti engakunikeli ukuhoxiswa okungeziwe kanye nemali yokushintshanisa imali lapho uvela ezweni. Isibonelo, i-State Farm Bank inikeza ikhadi lesikweletu elivumela abasebenzisi balo ukuba bathathe imali ngaphandle kwama-ATM emazweni angaphandle ngaphandle kokushaja lezi zimali.
Amathiphu okusebenzisa amakhadi esikweletu eCanada
Amakhadi amakhulu esikweletu alamukelwa kubo bonke abathengisi baseCanada, nge-Visa ne-MasterCard ejwayelekile kakhulu, kodwa okunye okungafani kuhlanganisa i-Costco Canada, eyamukela kuphela imali noma i-MasterCard ne-Walmart Canada, engasamukeli amakhadi wesikweletu se-Visa ngo-2017.
Amakhadi esikweletu anikeziwe angaphandle angenisa imali yokuthengiswa kwamanye amazwe kubasebenzisi bawo ngaphandle kokuthi ukhethe omunye wabambalwa njengalabo abahlinzekwa yi-Capital One ebeka lezi zimali, ngakho-ke kungase kuzuze uma uhlala eholidini eCanada uhambo olufushane ukuya nje nje uhoxise Isikhathi esisodwa se-cash sum bese sisebenzisa kuwo wonke abathengisi, abathengisi, kanye nezindawo zokudlela.
Qinisekisa ukuthi ushayele phambili futhi utshele inkampani yakho yekhadi lesikweletu ukuthi uzosebenzisa imali ngaphandle kwezwe, ikakhulukazi uma ungakaze uhambe ngaphandle kwe-United States ngamakhadi akho esikweletu samanje, njengoba inkampani yakho yekhadi lesikweletu lingase ibeke isikhungo esiphuthumayo ku-akhawunti yakho "umsebenzi osolisayo" uma uqala ukuchitha endaweni ongakaze uyiyo.
Ukushayela inkampani yakho yekhadi lesikweletu ukulungisa i-akhawunti engabambeki ngengozi uma useCanada futhi ubeka imali eyengeziwe kwi-bill yakho yefoni, ngakho-ke zama ukugwema lokhu kuhlupheka ngokuhlela phambili!