Amanani ezindlini ezithathwe ngumnikazi ahlale ephansi uma kuqhathaniswa nesilinganiso sikazwelonke
Abanikazi bendawo base-Arizona bakhokhela intela yendawo yokulinganisa impahla ekhokhiswayo embusweni, ngesilinganiso esijwayelekile samaphesenti angu -845, ngaphansi kwesilinganiso sikazwelonke samaphesenti angu-1,111. Inani lemali yentela esebenzayo kwisiqephu ngasinye sempahla lilingana nesamba sombuso, esifundeni, kamasipala, esikoleni, nasezingeni elikhethekile lesifunda, elihluka ukusuka edolobheni kuya edolobheni nasuka kwesifunda kuya kwesifunda.
Inani elilinganisiwe ngokulinganiselwa kweMakethe
Impahla eminingi yase-Arizona kanye nabanikazi bezindlu bazoba ngephutha ngokulinganisa intela yabo elindelekile njengamaphesenti angu-10 eqondile, becabanga ukuthi bazokweleta u-$ 35,000 ngonyaka emalini endlini ka $ 350,000.
Eqinisweni, intela yendawo yase-Arizona ezindaweni zokuhlala ezithathwe ngumnikazi zikhokhwa ngokusuka kwezindleko zendawo (LPV) noma inani elilinganiselwe. Awukhokhi intela yakho yendawo yokuhlala ngokusekelwe ngokugcwele kwemali yezimali (FCV) noma inani lamanje lemakethe yengcebo yakho. Esigodini saseMaricopa , lapho iPhoenix neS Scottsdale zitholakala khona, isilinganiso sokuhlola sendawo yokuhlala yokuhlala ngumnikazi ngamaphesenti angu-10.
I-LPV ivame kakhulu ngaphansi kwe-FCV, futhi ngomthetho angeke ibe ngaphezulu. Ngakho-ke, uma i-LPV yendlu yakho isungulwa ku-$ 200,000, ukhokhela intela yendawo esekelwe inani elilinganiselwe lika-$ 20,000. Umthetho ka-2012 uvimbela i-LPV ukwenyuka kuya kuma-5 amaphesenti noma ngaphansi konyaka nonyaka, okusho ukuthi intela yezindlu ayihambisani ngaso sonke isikhathi ngezindleko zempahla ekhulayo.
Imali yentela yase-Arizona
Amadolobha, izikole, izifunda zamanzi, amakolishi omphakathi, kanye nezimpikiswano ezibophezelayo zifaka isandla ekutholeni izinga lakho lentela. Izinga lentela elijwayelekile emakhaya ase-Arizona ngaphambi kokukhululwa kanye nokuhlukunyezwa kuvame ukuhamba phakathi kuka-$ 12 no-$ 13 ngenani elilinganiselwa ku-$ 100 elilinganiselwe (2016).
Ngakho-ke, kulandela ukuthi uma i-LPV yasekhaya yasePhoenix isungulwa ku-$ 200,000, ngenani elihloliwe lika-$ 20,000, futhi intela yakho yentela yayingama-dollar ayi-13 ngonyaka wezindleko ezilinganiselwe, uzokhokhela u-$ 2,600 ngonyaka intela yendawo.
Khumbula ukuthi ukucabanga kwamaphesenti angu-13 okubaluleka okuhlolwe kwakunhloso kuphela.
Inani langempela lentela kunoma yimuphi unyaka lingahle liphakeme noma liphansi. Kungase kuguquke ukusuka edolobheni kuya edolobheni ngaphakathi kweMaricopa County futhi kungase kuhluke lapho kunezinye izifunda zase-Arizona.
Izindleko zentela eziyinhloko zixhasisa izinhlaka zikahulumeni ngenkathi amanani entela yesikhashana ekhokhela izifunda ezikhethekile nezimpikiswano. Emakhaya athathwa ngumnikazi, isamba semali yentela eyisisekelo asikwazi ukudlulisela amaphesenti angu-1 wexabiso elinganiselwe lendawo. Umbuso uhlinzeka ngokuphumelelayo ngekhefu lentela kubanikazi bezindawo ezidlulile kulo mkhakha, ukwehlisa intela yesifunda somninikhaya ukuze kuhlawulelwe, bese uhlanganisa umehluko. Izindlu ezinezivakashi ngaphandle komnikazi, isibonelo, izakhiwo eziqashisayo noma lezo ezigcinwe njengezivakashi noma izindlu zesibili, azifanelekeli lokhu kunciphisa.
Inani elilinganisiwe
Ungathola inani elilinganisiwe lekhaya elisendaweni yaseMaricopa County iwebhusayithi yomhloli we-Maricopa County.
Inani lenani eligcwele lemali, inombolo umhloli osebenzisayo ukucacisa inani elihloliwe, alitholi kangako intengo yemakethe. Lokhu kungabonisa isikhathi sokuthengisa imakethe yangempela lapho izindinganiso zisekelwe khona noma zizungeza ihhovisi lomhloli (futhi zihlala zihamba njalo). Uma usebenzisa intengo yamanje yamakethe yekhaya lakho njengokulinganisa, intela yakho ye-Arizona impahla cishe iyoba yilapho uthola imali yakho.
Unyaka ngamunye, umhloli uthumela ukuhlolwa okubuyekeziwe ngokubaluleka kwekhaya, okuyinto enquma intela yakho yendawo. Ihhovisi lomhloli lisebenzisa inhlanganisela yolwazi, kufaka phakathi ukuthengiswa kwangaphambili endaweni, ibanga ukusuka emiphakathini emikhulu noma izindawo ezihlukene ngezindlela ezihlukahlukene, ukudweba, ukubuka, imidwebo yemidwebo ekhona, ubungako bezakhi kanye nezingxenye, nokuningi. Ikhompiyutha ihlaziya ulwazi oluhlangene ukuze kutholakale ukulinganisa kwakho. Uma ungavumelani nolwazi olutholayo kumhloli, ungafaka isikhalazo zingakapheli izinsuku ezingama-60 kusukela ngosuku umhloli othumela ngalo isaziso. Kodwa qaphela izikhwama zicela ukuthi ukhokhe imali ukuze unciphise intela yakho yendawo noma ufake isikhalazo.
Amaqoqo Etela Yempahla
Umgcinimafa waseMaricopa County uthumela umthethosivivinywa wonyaka waminyaka yonke kumnikazi wendlu noma emphakathini oqokiwe ngumnikazi (njengenkampani yokuboleka imali, uma unomthelela wenyanga ngenyanga yentela yakho ye-Arizona real estate).
Khumbula, umhloli unquma ukubaluleka kwendawo kanye nomshuwalense wakho ngemali yentela yakho yase-Arizona.
Izinga lentela nemithetho evezwe lapha kungokwaziswa kuphela futhi kuyashintsha ngaphandle kwesaziso. Sicela uthintane nomeluleki wakho wentela ngemibandela ethile mayelana nezintela zakho zendawo.