Kusukela ku-Dummy Wallets kuya kuZembatho Ngezikhwama ezifihliwe
Ngikholelwa ngokuqinile ukuthi ukuhamba ngokuvame ukuphephile njengokuhlala emzini wakho wakubo, kodwa ukuhlala endaweni yangaphandle kungakuvula kwezinye izimo ezimbi. Ukungaqondi ulimi, ukulahleka njalo, nokubhekana nokushaqeka kwamasiko bonke bangakwengeza ukuze bakuphazamise endaweni engenazinyosi ngesandla sakhe sibheke isikhwama sakho.
Ngenhlanhla, kunezinto eziningi ongayenza ukuze unciphise ingozi yokuthola umgogodla ngenkathi uhamba-nansi lokho esikutusa ngakho.
Phatha amaDola we-US ayengawutholi
Ngisho noma amazwe ohamba ngawo angamukeli amadola ase-US, kufanele nakanjani uqhubeke nawe njengesikhala sokulondoloza. Amadola ase-US ayamukelwa kabanzi futhi ashintshwe kalula kube yiziza zendawo, kungakhathaliseki ukuthi ukhona emhlabeni. Ngincoma ukuthwala imali engu-$ 200 futhi uyigcina ezindaweni eziningi esikhwameni sakho.
Ngifaka i-$ 50 phansi kwesikhwama sami esikhulu, i-$ 50 esikhwameni sami samalanga, i-$ 50 esikhwameni sami, futhi ngigcine u-$ 50 esikhwameni sami lapho ngiphuma ngihlola. Ngaleyo ndlela, uma ngingena emgodini noma ngibheka ibhegi lami, ngizoba nemali eyanele yokuthola indawo yokuhlala ebusuku ehostele , ukudla okunye, kanye nokushaya ucingo ebhange lami nasemndenini wami.
Thenga i-Dummy Wallet
Uma uzoya esifundeni esithile sezwe lapho ukukhethwa kwesikhwama kungaba yinkinga yangempela kubahambi, njengeNingizimu Melika, cabanga ukuthenga isikhwama se-dummy ngaphambi kokuba ushiye.
Uma usufika umuntu othile futhi ucele ukunikeza isikhwama sakho sekhredithi, ubanike inkohliso egcwele ama-dollar ambalwa kanye nambalwa kulawo masampula amakhadi esikweletu, amakhadi we-debit asephelelwe yisikhathi, namakhadi wesipho ovame ukuwamukela ngeposi.
Ukuba nekhredithi ye-dummy kungasindisa imali yakho ngempela, njengoba amasela ambalwa anesikhathi sokungena esikhwameni sakho ukuze uhlole ukuthi ingokoqobo.
Cabanga Ngendwangu Nezikhwama Ezifihliwe
Angikhuthazi ukuhamba ngebhantshi lwemali ngoba angakhululekile, qala ukuhogela emva kwezinsuku eziningi kakhulu ezimweni ezimanzi zimunca ukuthuthumela kwakho, futhi kubonakale sengathi uhamba ngokuzungezile ezembatho zakho zangaphansi zonke lapho udinga ukukhokha okuthile.
Ngaphezu kwalokho, abangane bami abaningana abaye baba yisisulu se-muggings eNingizimu Melika babenesihluku sabo sokubheka ibhande lemali njengechweba lokuqala lokushayela. Ama-theives azi konke ngamabhande wezimali futhi ngokuvamile ahamba lapho eqala khona lapho efakaza ovakashi abangenalwazi.
Amabhande wezimali akuyona eyakho kuphela uma kuziwa ekugcineni imali yakho iphephile. Manje, ungathenga izingubo zangaphansi ezingaphansi kwezingubo, ungagcina imali ephaketheni ohlangothini lwebra, futhi ungathenga amahembe kanye nezindwangu zokugqoka ngamapokhethi afihlekile. Lezi zinketho zihle kakhulu izinsuku zokuthutha ezinde, ikakhulukazi uma uzohamba ubusuku bonke. Uyothola imali yakho ngokufihlakele ngokufihlakele kumuntu wakho futhi ngeke kube lula ukulala ngokuphanga uma isela lidonsa imali ngaphandle kwebhu yakho! Lokhu akusekho okwamanje abakwaziyo ukukwenza, ngakho-ke cishe uzobe wenza kahle uma udonswa emgwaqweni eBrazil futhi ucele konke onakho.
Uma usuzimisele ukuhamba ngekhanda lemali noma ukhetha ukuhamba ngezingubo zokufihla, zikhumbule ukuthi uma ukhokha into futhi ufinyelele ephaketheni elifihlekile ukhangisa ngqo lapho ugcina khona imali yakho kunoma yikuphi amasela angase abheke.
Ngakho-ke ngincoma ukuhlola indawo okuzungezile ngaphambi kokukhangisa unento ethile ebalulekile ofuna ukuyifihla futhi uma kungenzeka, ukwenza kanjalo ngenkathi ubhekene nodonga futhi kude nesixuku.
Ungathathi Konke Konke Ngesinye isikhathi
Ngincoma ukuhoxisa imali eningi kusuka ku-ATM njengalokho, noma ibhange lakho, kuzovumela ukunciphisa izimali ngenkathi uhamba, kodwa awufuni ukuthwala konke lokho okwezimali okuzungezile ngaso sonke isikhathi. Uma uphuma ekuhloleni usuku uthatha kuphela lokho okulindele ukuthi uzokuchitha, kanye nokunye okungaphezulu uma kwenzeka ngezimo eziphuthumayo. Ngaleyo ndlela, uma ngabe ubengumgogodla uzolahlekelwa u- $ 20 kuphela esikhundleni se-$ 250 ophume ku-ATM ezinsukwini ezimbalwa ezedlule.
Ukwengeza, ngincoma ukuhamba ngekhadi elingaphezu kweyodwa / ikhadi lesikweletu futhi uzigcina ezindaweni ezihlukene. Uma ikhadi lokukhipha imali libiwe omunye umuntu ngenkathi ehamba, uzobe nomunye ukuhoxisa imali uze uthola omunye wakho esikhundleni.
Thatha ama-Card of Debit Cards ngaphambi Kokuhamba
Ngincoma kakhulu ukuthatha izithombe zazo zonke izincwadi zakho ezibalulekile ngaphambi kokuthi uhambe uhambe bese uthumela i-imeyili ngamakhophi abo. Qinisekisa ukuthi ususa isithombe sekhadi lakho lokukhipha / credit, noma yiziphi i-visa kuphasipoti yakho, nephasipthi yakho uqobo. Ngaleyo ndlela, uma kungenzeka ukuthi unakho konke okubiwe, uma nje ungathola ukufinyeleleka kwe-inthanethi, ungathola ukuthi iyiphi inombolo yekhadi lakho futhi ukhokhele indawo yokuhlala nokuthutha kuyi-intanethi njengesimo esiphuthumayo.
Vumela iBhange Lakho Likwazi Lapho Uzobe Uhamba Khona Kuyo
Ngaphambi kokuhamba, qiniseka ukuthi unikeza ibhange lakho ucingo ngolwazi lapho uzoya khona nezinsuku zakho zokuhamba. Ngaleyo ndlela, bayoba cishe kakhulu ukuvimbela ikhadi lakho imizamo yangempela ekutshontsheni ubunikazi, kunokuthi uqhubekele eCambodia bese uzama ukuhoxisa imali.
Zama ukusebenzisa ama-ATM angaphakathi kweBhange
Ukuze uhlale uphephile ngangokunokwenzeka, zama ukusebenzisa ama-ATM kuphela angaphakathi ebhange. Kuyinto evamile ukuba uhlangabezane ne-ATM phakathi kwendawo yokuvakasha enezithombe ezongezwe ukuze zikhishwe. Uma usebenzisa i-ATM ngaphakathi ebhange, cishe kuncane kakhulu ukuthi idonswe. E-Mozambique, amabhange anabalindi abanezibhamu ezinkulu ezimi ngaphandle kwe-ATM ngayinye ukuqinisekisa ukuthi uzophepha uma uhoxisa imali.
Khokha Ukuthenga Okukhulu Ngekhadi Lakho
Uma uzokuthenga umbukiso obiza kakhulu, kungcono ukusebenzisa ikhadi lesikweletu ukwenza kanjalo. Ngaleyo ndlela, uma isikhumbuzo sakho sebiwe, ungabiza inkampani yakho yekhadi lesikweletu futhi kungenzeka ukuthi babuyisele imali ekhadini lakho.
Sebenzisa i-Safe In Guesthouse yakho
Awusoze waqaphela kakhulu! Ngesikhathi usuqalile ukuhlola, qiniseka ukubeka yonke imali yakho nezinto eziyigugu kwihhotela lakho eliphephile ukuze uzigcine kude nanoma yimiphi iminwe yokulingwa. Uma ihostela noma ihotela lakho lingenalo iphephile, bheka ukufihla izinto zakho eziyigugu endaweni lapho abasebenzi abangaboni khona, njengendawo yokugqoka egumbini lokugezela noma ngaphansi kombhede wombhede wakho.
Amanani okuThengiswa koCwaningo ngaphambi kokuthi ufike
Uma kungenzeka ukuthi uhamba ohambweni lwezinkambo eziningi, kungase kuphazamise ukuthi kuhlale ubheka izinga lokushintshanisa, kodwa kufanelekile ukwenza ngaphambi nje kokuba ufike endaweni entsha. Kukhona abashintshi bemali abadayisayo abaningi lapho, abaphanga izivakashi abangakafundi ukuthi izinga lokushintshaniswa liyini, bakunike isilinganiso esabekayo.
Lokhu kubuye kuhlakaniphe ukuqinisekisa ukuthi awuqedi. Amatekisi ahlonishwa kakhulu ngokukhokhisa amazinga okuphanga emahoreni ngoba izakhamuzi ngokuvamile aziqapheli ukuthi yiziphi izintengo okufanele zibe. Hlala unolwazi ngokusesha okusheshayo uma ufika esikhumulweni sezindiza, usebenzisa i-Wi-Fi yabo yamahhala. Kuthatha imizuzu emibili kodwa kungakusiza imali eningi kanye nesifo esibuhlungu kamuva.
Cabanga Ukuthatha Ikhadi Lesikweletu Ekhokhelwa Ngaphambi Kokukhokhelwa
Uma uhamba ngekhadi lesikweletu esikhokhelwa ngaphambili, kungaphansi kokukhathazeka uma kwenzeka kwenzeka kubiwe. Uma ungalokothi udlulisele okungaphezu kwezingu-$ 200 ekhadini, ngeke kulahlekelwe yimali uma sekubiwe.
Qaphela Esikhungweni Sokuphepha Kwezindiza
Akuvamile, kodwa kungenzeka. Uma udlula ngokuphepha kwezindiza, qiniseka ukuthi ufake izikhwama zakho ebhanini lokuthutha njengoba nje uzodlula ku-scanner wokuphepha. Lokhu kusho ukuthi uzolinda isikhwama sakho lapho sifika ngakolunye uhlangothi, ukunciphisa ithuba lomunye umuntu oyithatha.