Konke Ngokuthinta, Ukuguqula, Amakhadi Amakhadi Namalahle, Imali Ebizayo eMalaysia
Ngemuva kokufika eMalaysia , umsebenzi owodwa kufanele ushintshe imali yakho emalini yangakini, i- Malaysian ringgit (igama lisho ukuthi "lugwetshiwe", elisuka emaphethelweni aseSpain esiliva esasakazwa kulo lonke isifunda ngemva kokuba iMalaka iwa ePutukezi) .
Njengomnotho wemakethe othuthukile, iMalaysia ivumela izivakashi zayo ukuba zisebenzise imali, ukuhlolwa kwabahambi, kanye namakhadi esikweletu ngokunethezeka ezweni lonke.
Lindela izinkinga ezimbalwa kakhulu ezishintsha amadola akho ase-US ukuze uthole i-ringgit kunoma yimuphi wabashintshi abaningi noma amabhange kulo lonke izwe.
Amanani weDenominations and Exchange ye-Ringgit
I-Malaysian ringgit (MYR) iyinhlangano esemthethweni yezimali yaseMalaysia. Amanothi wephepha anikezwe ku-MYR1, MYR5, MYR10, MYR50, ne-MYR100. Izinhlamvu zemali zifika ezinhlanu, 10, 20, nama-50 sen den.
Imali esekelwe nge-polymer iqhutshwa kancane kancane; Amanothi e-blue-1gggit amaningi asetshenziswa manje asetshenziswe ngepulasitiki, enefasitela ecacile phakathi.
Ngokwesilinganiso samanje sokushintshaniswa kwezikhawu ze-ringgit ezihambisana nezintathu zemali zomhlaba, hlola izixhumanisi ezingezansi:
- I-dollar yase-US e-Malaysian Ringgit
- I-Euro ku-Ringgit yaseMalaysia
- I-UK Pound ku-Malaysian Ringgit
Ukushintsha Imali eMalaysia
Njengombuso ophuthumayo, ophakathi kwamaphakathi, iMalaysia inesistimu ehlelwe ngokugcwele yebhange nokushintshanisa. Amadola wase-US noma enye imali yangaphandle angashintshwa kumabhange kanye nabashintshi bemali yonke.
Amanani angcono angatholakala kumabhange kanye nabashintshi bemali abagunyaziwe.
Abashintshi bemali eMalaysia. Abashintshi bemali bangatholakala lapho ngabe abavakashi bebuthene khona, futhi banikeze kahle imali yakho yangaphandle. Lezi zikhungo zamukela izimali ezinkulu zezwe kanye nezinye izifunda (i-euro, i-dollar yase-dollar, i-dollar yaseSingapore, ne-Indonesian rupiah).
Izindleko zosuku zivame ukuthunyelwa ngaphandle kokusungulwa kwereferensi yakho esheshayo. Abashintshi bemali bayokwamukela kuphela ama-banknotes asesimweni esihle, ngakho-ke uma uletha idokodo elilodwa le-dollar elilodwa elibhekene ne-washer izikhathi ezimbalwa, likhohlwe.
Amahhotela. Uma kungabikho ushintsho lwemali olutholakala kalula, ungaba nemali yakho eguqulelwe ehhotela lakho, kodwa amazinga aqhathaniswa kahle namabhange 'nabashintshi bemali'.
Ukuthola ama-ATM eMalaysia
Imishini yokutshela ngokuzenzakalelayo kulula ukuthola emadolobheni aseMalaysia, futhi inikeze indlela engabizi futhi ephephile yokuthola imali yangakini (ukuthatha imali yebhange lakho lasekhaya akuyona into engavumelekile). Ama-ATM eMalaysia atholakala emagatsheni amakhulu asebhange, ezitolo zezitolo, nasemaphethini omhlaba nomhlaba.
Uma ibhange lakho liyingxenye yenethiwekhi ye-ATM ye-Cirrus noma Plus, bheka i-ATM enesignesha efanayo yenethiwekhi njengekhadi lakho. Ungakwazi ukuhoxisa imali kusuka ekhadini lakho lesikweletu, futhi - abanikazi be-MasterCard bangahoxisa kuma-ATM Ase-Cirrus, futhi abanini bekhadi leVisa bangahoxiswa kuma-ATM amaningi.
Ngokuya emkhawulweni webhange lakho, ama-ATM amaningi azovumela ukuhoxiswa okuphezulu mayelana ne-MYR 1,500 ngokuthengiselana kanye ne-MYR 3,000 ngosuku. Amashini azokhipha amanothi ema-MYR 10 nase-MYR 50 amahlelo.
- I-Maybank - Inethiwekhi ye-ATM eMalaysia
- I-HSBC - I-ATM Network eMalaysia
- Inethiwekhi ye-Citibank - ATM eMalaysia
- Inethiwekhi ye-MasterCard / Cirrus ATM eMalaysia
- Inethiwekhi ye-Visa / Plus ATM e-Malaysia
Amakhadi esikweletu eMalaysia
Amakhulu omnyango wesitolo, izitolo zokuthengisa ezitolo ezinkulu, izindawo zokudla, namahhotela athola amakhadi esikweletu. Amakhadi wesikweletu wendawo asebenzisa uhlelo "lwe-chip nephini" olufaka uhlelo lokuqinisekisa ukuphepha oluvikelekile ekhadini; ikhadi lakho lesikweletu linganqatshwa uma lingenalo i-smart chip.
Okuqhubekayo ukusuka emadolobheni oya kuwo, cishe ngeke ukwazi ukusebenzisa ikhadi lakho lesikweletu. Qinisekisa ukuthi uletha imali eyanele nawe uma uphuma ungena kuma-boondocks.
Ukuya eMalaysia
Ukugxila akuyona into evamile eMalaysia; izikweletu eziningi zifaka inkokhelo yezinsizakalo eziyi-10 kulokho okuthengiswayo.
Ngokuvamile, izikhungo zaseMalaysia azilindeli ithiphu.
Kodwa uma ushiya ushintsho olubi ngemuva kwesikweletu uma ushiya indawo yokudlela, noma ushiye iphoyinti le-MYR 2 ukuya ku-MYR 10, le mfanelo ngeke inqatshelwe.