Abafakizicelo be-Lucky Low- ne-Middle-income bangathola ama-Digs angenakutholakala ku-NYC
Umqondo "wezindlu ezithengekayo" e-NYC ungabonakala sengathi ufana ne-oxymoron. Kodwa, uma wazi ukuthi ungabheka kuphi, kunamathuba okuqhubekayo okwezinye izinhlanhla eziphansi kakhulu-ezifaka izicelo eziphakathi phakathi kokubili ukuqasha nokuthenga edolobheni. Ngesistimu ye-lottery, kudinga ukunikezwa okudlulele kakhulu, kanye nezinqubo eziqinile endaweni yonke ebhodini, ukufaka isicelo kungaba yinkqubo ende, ekhungathekisayo engenakho iziqinisekiso.
Kodwa kulabo abambalwa abanenhlanhlanhla abayidlula, ukuthola imvume futhi baqhubekele ekwakhiweni kwezindlu okungabizi kahle kungaba yilapho iphoyisa laseNew York City ligcwaliseka.
Abaningi baseNew York bawabheke amathuba okuba khona lapho bebhekene nezindlu ezingabizi ngoba bengamazi ukuthi bazoqala kuphi. Yingakho senze isisekelo sokuqala ngawe - zikhona izinsiza eziyisi-4 ezidingekayo kunoma yikuphi iNew Yorker efuna amathuba okuhlala angabizi eN NYC:
1. UKUHLELWA KWEZINDLU ZEZIKHAYA
I-NYC Housing Connect, isevisi ehlinzekwa nguMnyango Wezezindlu Ukulondolozwa Nokuthuthukiswa (HPD) kanye neNhlangano Yokuthuthukiswa Kwezindlu (i-HDC), ibeka uhlu lwemininingwane yamathuba okuqasha okuqashisa izindlu kwi-NYC. Nge-website yabo, ungasesha ngokusebenzisa uhlu lwamathuba okuhlala namanje wezindlu zokuqashiswa ezakhiweni ezintsha, ezisezindaweni ezixhaswe ngemadolobheni eManhattan nakwamanye amabhange ase-NYC. Ungakha futhi i-akhawunti yamahhala lapho, okukuvumela ukuba usethe uhlelo lomndeni wakho futhi ufake izicelo zokuthenga izindlu ezithengekayo ezikufanele kakhulu.
(Qaphela ukuthi izicelo ngeposi nazo zamukelwa, ngenxa ye-tech-savvy encane.)
Khumbula ukuthi ukuze ukhethwe, kuzodingeka ungafanelekeli kuphela impahla (izidingo zokufaneleka zihlukahluka ngempahla), kodwa kuzodingeka ukhethwe ngokungahleliwe kulowo lottery lomnikazi. Ngokujabulisayo, uzokwazi ukulandelela umlando wesicelo sakho kwiwebhusayithi ye-NYC Housing Connect, futhi, nakuba kunomthelela wokuthi kuthatha izinyanga ezimbili ukuya kwezingu-10 ukuzwa emuva izinhlelo zokusebenza ezilindile (nalabo abangakhethiwe njengabanqobile beLotto kuphela hhayi ukuzwa nhlobo).
Futhi khumbula ukuthi kufanele uzame ukufaka izicelo ezakhiweni eziseduze nendawo ohlala kuyo manje, ngoba okuthandayo ngokuvamile kunikezwa izakhamuzi ezihlala ngaphakathi komphakathi ofanayo nomhlaba obhekene nawo. Ukuze uthole olunye ulwazi, vakashela i-a806-housingconnect.nyc.gov/nyclottery/lottery.html .
2. IZINDAWO ZAMAMLELL-LAMA
Uhlelo lwezindlu lweMitchell-Lama (olwesekelwa uMnyango Wezezindlu Ukulondolozwa Nokuthuthukiswa, noma i-HPD) lwakhiwa emuva ngawo-1950 ukuhlinzeka ngamathuba okuqashwa kanye nokubambisana okuba abalingani abalinganiselayo kanye nalabo abaphakathi kwemali e-NYC. Abafakizicelo bangazithola izindlu ze-Mitchell-Lama eziqashiwe noma ezithengiswayo (ngo-co-ops) ngezinhlu zokulinda ezigcinwa ukuthuthukiswa ngalunye, okuyinto abafakizicelo abangazama ukuqhubeka ngokufaka i-lottery.
Ngokuvakashela isayithi le-Mitchell-Lama Connect, abafakizicelo bangabuka izakhiwo ezitholakalayo, bakha i-akhawunti, faka ama-lotto omhlu lokulinda, bese ulandelela isimo sokungena Qaphela ukuthi nakuba izimfuneko zokuthola imali zifana nezindlela zokuqashisa nezithengiwe, kubalulekile ukulingana kwabafakizicelo ukuze uthole ukufaneleka ukuthenga enye yeyunithi yokubambisana. Okuvela kumholo, izidingo zokufaneleka zihlobene nosayizi womndeni nosayizi wefulethi , ngokuthuthukiswa ngalunye okuchaza imingcele yayo yokufaneleka.
Qaphela ukuthi abaningi baseMitchell-Lama banezinhlu ezinjalo zokulinda ezide, baye bazivala isikhathi esizayo. Kodwa-ke, kunentuthuko ethile yeMitchell-Lama enezinhlu zokulinda ezivulekile (ezingadingi i-lottery), nezinye izintuthuko zeMitchell-Lama ezinolwazi oluncane lokulinda . Ukuze uthole olunye ulwazi, vakashela i-a806-housingconnect.nyc.gov/nyclottery/lottery.html.
3. IZIKHONO ZOKUTHUTHUKISWA KWAMAKHAYA KA NYC (HDC)
Eyasungulwa ngo-1971, iNew York City Housing Development Corporation, noma i-HDC, yiyona inhlangano elandelwa izinhlelo ezifana ne-NYC Housing Connect kanye ne-Mitchell-Lama Housing Housing program, futhi isiza ukuhlinzeka ngemali yezindlu ezincane ezilinganayo. Inhlangano yokuhlomula yomphakathi, umgomo we-HDC othi "ukukhulisa ukuhlinzekwa kwezindlu eziningi zemindeni, ukugqugquzela ukukhula komnotho, nokuvuselela amakhelwane ngokuxhasa izimali nokulondolozwa kwezindlu ezingabiziyo kubantu baseNew York abahola kancane, abalinganiselayo nabaphakathi. . "
Ngaphandle kwezinhlelo zezindlu ze-NYC Housing Connect nezinhlelo zezindlu zeMitchell-Lama, i-ejensi isebenza nezinye izinhlangano ukukhuthaza izindleko ezingabizi kulo lonke i-NYC. Ungasesha uhlu lwazo futhi usebenzise ku-intanethi kuma-lottery ahlobene nokuqashiswa okwamanje, namathuba omfaki-sicelo abathola imali engenayo naphakathi (ungaqinisekisa izidingo zamanje zengeniso lapha). Kukhona nesilinganiso esilinganiselwe se-co-ops esithengiswayo; hlola uhlu lwamanje lapha. Ukuze uthole olunye ulwazi, vakashela nychdc.com.
4. UMNYANGO WOKUSEBENZISWA KWEZINDLU NOKUTHUTHUKISWA (HPD)
I-Newcast City yoMnyango Wezezindlu Nokulondolozwa Nokuthuthukiswa (HPD) ibeka umkhankaso wokukhuthaza "ukwakhiwa nokulondolozwa kwemikhaya engabizi, ephakeme kakhulu emindenini ephansi futhi elinganiselayo emindenini ekhulayo nasezindaweni ezihlukahlukene kuwo wonke umgwaqo ngokuqinisa ikhwalithi yezindlu izindinganiso, ukuxhasa ukuthuthukiswa kwezindlu ezithengekayo kanye nokulondolozwa, nokuqinisekisa ukuphathwa kahle kwezimpahla zezindlu ezithengekayo zomuzi. " Yilabo abanomthwalo wokuqhuba isinyathelo sikaMeya uBill de Blasio, i- Housing New York: Uhlelo Lweminyaka Eyishumi Elimabhondi , olufanelekile ukubheka-luhlose ukuxhasa ukwakhiwa nokulondolozwa kwezindlu ezingu-200 000 ezithengiswayo eNYC. ngo-2024.
Abavakashela isayithi le-HPD bangadlulisa amehlo kumathuba aphansi aqashiwe nge-HPD axhaswe nge-HPD, futhi ahlanganisa amathuba okuqashiswa kweLottery, ahlanganisa ne-NYC Housing Connect kanye nempahla ye-Mitchell-Lama, kanye nokukhethwa kwamathuba okuqashiswa kwedolobha. Futhi balondoloza uhlu lwamathuba obunikazi bomuzi axhasiwe, futhi atholakale kwabafakizicelo abafanelekile ngokusebenzisa uhlelo lwelotho. Ezinye izinsizakalo eziwusizo zifaka inkambo ye-HPD ye-Intanethi Yokuthenga Impahla Yesikhathi sokuqala, kanye neHlelo lokuHlola lokuKholwa kweKhaya le-HomeFirst kulabo abathengi bokuqala ekhaya. Ukuze uthole olunye ulwazi, vakashela nyc.gov/site/hpd/index.page.