Indlela Yokuthola Amanani Okushintshanisa Okuhle
I-Canada inayo imali yayo-i- dollar yaseCanada (i-CAD) , ebizwa nangokuthi "i-Loonie," ngokubhekisela ekuboniseni i-loon kwi-dollar eyodwa. Impahla kanye nezinsizakalo ziningi kakhulu ezithengiwe zisebenzisa amadola aseCanada; Kodwa-ke, ama- USdollars angase avunywe futhi , ikakhulukazi emadolobheni angasemngceleni, izitolo ezingenamsebenzi, noma ezikhangayo ezinkulu.
Izindawo zokushintshanisa imali
Izimali zakwamanye amazwe zishintshwa kalula zibe amaRandi aseCanada ezinkampanini zokushintshanisa ngemali ekuhambeni kwemingcele , ezinkulu ezinkulu zokuthenga, namabhange.
Uma ufuna ukuba nemali ethile esandleni, ngabe kungaba ngcono ukuthola ibhange noma i-ATM ukuhoxisa imali yendawo. Ama-ATM avame ukutholakala kuma-lobbies amabhange, ezitolo, ezitolo zamakamelo, noma ezindaweni zokudlela.
Uma usebenzisa ikhadi lakho lebhange ukuhoxisa imali ku-ATM, uzothola imali yaseCanada futhi ibhange lakho lizokwenza ukuguqulwa. Kungumqondo omuhle ukuhlola nebhange lakho ngaphambi kokuba usuke ohambweni lwakho oluya eCanada ukuze uxoxe ngekhadi elihamba phambili lokuhamba. Amanye amanethiwekhi we-ATM anikela ukuhoxiswa kwamahhala mahhala kuzivakashi.
Amazinga Okushintshanisa Okuhle
Ngokuqinisekile uzothola isilinganiso esiphezulu sokushintshanisa ebhange uma usebenzisa ikhadi lesikweletu ngokuthenga kwakho. Nakuba ungase ube nemali ebhange ngokuthengiselana, izinga lokushintshaniswa lizobe li-ballpark yesilinganiso sokushintshaniswa kwamanje. Amanye amabhange angase akhokhise inkokhelo yokushintshanisa imali yangaphandle ukuze uhlole phambili nebhange lakho. Isibonelo, amanye amabhange afana ne-Chase, i-Capital One, kanye nekhadi le-Citi angeke likhokhise imali yokushintshaniswa kwamanye amazwe.
Ungathola futhi amazinga okushintshaniswa okuhloniphekile emahhovisi eposi kanye namahhovisi e-American Express. Amahhotela nawo afanele ukuzama.
Amazinga Okushintshaniswa Okubi kakhulu
Gwema amahhala okushintshwa obona yonke indawo ezikhungweni zezindiza, iziteshi zesitimela, nezindawo zokuvakasha. Ngokuvamile banezilinganiso ezimbi kunazo zonke, nakuba ngezikhathi ezithile uzothola inhlanhla. Kodwa-ke, lapho ufika eCanada, uma ungenayo imali yaseCanada, futhi awufuni ukuba ngaphandle, ungase ufune ukushintshanisa inani elincane esikhumulweni sezindiza noma ukuwela umngcele.
Ngakho-ke, okungenani uzothola imali yangakini kuwe.
Izingozi Ezivamile Zokushintshwa Kwemali
Nomaphi lapho uya khona ukushintshanisa imali yakho, thatha isikhathi sokuthenga. Funda amazinga okushintshanisa okuthunyelwe ngokucophelela, bese ucela isilinganiso senani emva kokuthunyelwa kwamakhomishini. Ezinye izimali zikhokhwa ngokulandelana, ezinye ngokuyisisekelo sephesenti.
Ukuheha amakhasimende, abanye abaguquli bemali bayothumela izinga lokuthengiswa kwamaRandi ase-US esikhundleni sezinga lokuthenga. Ufuna isilinganiso sokuthengwa kusukela uzobe uthenga amadola aseCanada.
Funda ukuphrinta okuhle. Enye indlela ongayikhohliswa ngayo ekucabangeni ukuthi uthola isilinganiso esikhulu ukuthi izinga lokuthumela lingase libe nemibandela, njengaleyo isilinganiso esithunyelwe ngukuhlolwa kwabahambi noma imali eningi kakhulu (ezinkulungwaneni). Ngokuvamile ngeke ugijime kule nkinga kuma-banki ahloniphekile noma amahhovisi okuthumela ama-government.
Amabhange e-Canada
Amabhange aseCanada ahlala isikhathi eside, ahloniphekile yiRBC (Royal Bank of Canada), iTD Canada Trust (iToronto-Dominion), i-Scotiabank (iBhange laseNova Scotia), i-BMO (iBhange laseMontreal), ne-CIBC (i-Canadian Imperial Bank of Commerce).