Ngaphandle kokuthi uhambe nge-cruise yonke ehlanganisa konke, kuzodingeka ukuthi ukhokhe okungenani ezinye izimpahla namasevisi e-Ireland. Ngokungaqondile, ungase ucabange-nje ushaya ipulasitiki. Akuyona esheshayo: ukheshi kuyindlela yokukhokha esheshayo futhi yamukelwa kuyo yonke indawo, eqinisweni, imali ikhokhelwa eziningana zamacala, kanti amakhadi esikweletu namasheke okuhamba kufanele abonakale njengenye indlela ukheshe.
Kukhona imingcele engalindelekile yokuthembela ngemali ngenkathi uvakashela i-Ireland, njengoba kungase kudingeke ukuthi ubhekane nezimali ezimbili ezihlukene: IRiphabhulikhi ingengxenye ye-Eurozone ngenkathi iNorthern Ireland isebenzisa ama-Pounds Sterling. Izindaba ezinhle ukuthi, ezindaweni ezisemngceleni, izimali zombili zivame ukwamukelwa kodwa lokhu akufanele kuthathwe kalula.
Ngokuvamile, ukusebenzisa ukheshi noma ipulasitiki e-Ireland akumele kubangele izinkinga, kodwa kubalulekile ukubhidliza ulwazi lwakho lwemali yasendaweni kanye nezindlela zokuthengiselana ngemali etholakalayo lapho uhamba ngaphandle kwezilwandle. Ukulungiswa okuncane kuzokuvimbela ukuba ungakhokheli izinkinga noma uhlangabezane nesimo esinzima lapho ungakwazi ukukhokha khona.
Ama-Euro nama-Cents
Nazi amaqiniso abaluleke kunazo zonke okudingeka ukwazi nge-Euro esetshenziswa eRiphabhliki yase-Ireland:
I-Euro eyodwa (€) ine-100 Cent (c) nezinhlamvu zemali zitholakala ezinkolweni zika-1 c, 2 c, 5 c (konke okhedu), 10 c, 20 c, 50 c (yonke igolide), € 1 no-€ 2 ( isiliva ngegolide).
Ngenkathi umklamo ohlangothini ophethe amanani uhlelwe kulo lonke elase-Eurozone ukuthi i-reverse ingokwakhiwa kwendawo- e-Ireland, uzothola umklamo ngehabhu lase-Ireland.
Izinhlamvu ze-Euro ezingekho ngaphansi kwe-Irish zithenda zomthetho, kodwa qaphela ukuthi imishini ethile izothola kuphela zemali ezingekho ngaphansi kwe-Irish nge-persuasion (zama, zama futhi) noma cha.
Izinhlamvu zemali zaseSpain ziyaziwa kakhulu kulo mnyango wokugcina futhi zingaba ikhanda kuma- tollbooth okuzenzekelayo emigwaqweni .
Ama-banknote aphelele ngokuphelele kulo lonke i-Eurozone futhi evame ukutholakala ezinhlanganweni ze-€ 5, € 10, € 20 no-€ 50. Izinkolo eziphakeme (€ 100, € 200 kanye no-€ 500) ziyatholakala, kodwa abavamile, nabanye abahwebi bangenqaba kubo. Ukuthuthukiswa kokuklama nokukhishwa kwephepha kuye kwabangela izinguqulo ezimbili zama-€ 5, € 10, no-€ 20 amanothi, kanye nabasebekhulile abamukelwayo kodwa basenkonzweni yokukhishwa.
Qaphela ukuthi izindleko zokukhiqizwa kwemali yesamba esingu-1 no-2 Cent zidlula ukulingana kwazo okwenziwe ngokoqobo, ngakho-ke nazo ziyasuswa. E-Ireland, "uhlelo lokujikeleza" lwasungulwa ngonyaka ka-2015, ukuze inani lokuthengiselana lizovuthwa (phezulu noma phansi) ku-5 Cents eliseduzane. Ngakho isamba sib. Ukuphela ngo-11 noma 12 Cents kuzobekwa phansi kuya ku-10 Cents, 13,14, 16, no-17 Cents kuzothengiswa ku-15 Cents, 18 no-19 Cents kuzothengiswa ku-20 Cents. Ekuhambeni kwesikhathi, ngeke ube ngcono nakakhulu kunakho ngaphambili.
Amakhilogremu nama-Pennies
Nazi amaqiniso abaluleke kakhulu okudingeka ukwazi ngePound elisetshenziswe eNyakatho ye-Ireland:
I-Pound Sterling eyodwa (£) ine-Pence eyi-100 (p) kanye nezinhlamvu zemali zitholakala kumahlelo we-1 p, 2 p (yonke ithusi), 5 p, 10 p, 20 p, 50 p (konke isiliva), £ 1 (igolide) futhi i-£ 2 (isiliva ngegolide). Imali engu-50 c no-£ 1 ingaba nemiklamo ekhunjulwayo noma yangakini.
Ama-banknotes avame ukutholakala ema-£ 5, £ 10 nangama-£ 20. Amanothi angama-£ 50 aphezulu ayatholakala, kodwa abambalwa, futhi abanye abathengisi bangabenqaba.
Kodwa kufanele wazi ukuthi ama-banknotes ase-United Kingdom akhishwa ngamabhange ngamanye kunokuba abe negunya eliphakathi, futhi uzothola ukuthi ibhange ngalinye lisebenzisa umklamo walo. Ngaphandle kwamanothi akhishwe iBhange laseNgilandi, uzohlangana namanothi avela emabhange aseNorthern Ireland naseBhange lase-Ireland, futhi ungase uthole ama-Scottish amanothi njengenguquko. Yonke imali iyasebenza kodwa imiklamo ehlukene ingadideka.
Ngaphezu kwalokho, iBhange LaseNyakatho manje liyingxenye ye-Danske Bank, ekhishwa ngama-Pounds Sterling negama lenkampani yaseDenmark. Konke lokhu kuzokubangela kuphela izinkinga uma unemali eningi esele uma uhamba ekhaya. Amanothi angakhishwa yiBhange laseNgilandi angase kube nzima ukushintshanisa ezweni lakini, ngakho-ke bachithe kuqala!
Ukujikeleza njengoba kuchazwe ngenhla akuyona umkhuba eNyakatho Ireland.
Ukuthengwa kwe-Cross-Border
Izitolo eziningi ezibaleni zemingcele ziguquguquka ngemali futhi wamukela imali yase-Ireland yangaphandle (ngezinye izikhathi ehle kakhulu) izinga lokushintshaniswa. Nokho, uzothola ushintsho kuphela lwemali yendawo. Indawo eyodwa kuphela lapho uzothola khona ukuguquguquka kwemali kuyimitha yokupaka engavamile ezokwamukela ama-Euro eNyakatho ye-Ireland.
Ipulasitiki iyamangalisa
Amakhadi esikweleti avunywa kabanzi kulo lonke i-Ireland, ngeVisa ne-Mastercard ethandwa kakhulu. Ukwamukela amakhadi ase-American Express ne-Diners kunqunywa ngokunciphisa futhi amakhadi e-JCB ayengaziwa. Njengase-US, kungase kube nesigatshana esincane sokuthenga ezitolo eziningi-akukho ukuthengiswa kwekhadi lesikweletu ngaphansi kwe-€ 10 noma ngisho no-£ 20-futhi uqaphele ukuthi umthengisi ukushaja ngemali yakho "ukuze kube lula." Ukuphikisana ngokukhokhiswa ngama-Pounds Sterling noma ama-Euro uma uthenga izimpahla, hhayi kumaDola. Lapho ekushaja ngemali yakho, umthengisi usebenzisa izinga lakhe lokushintshanisa, okuzoba lula kakhulu kuye futhi okungaphezu kokushiya ukukhokha ngaphezulu.
Ama-Debit amakhadi avunyelwe kabanzi, kodwa kufanele uhlole nomhlinzeki wakho wekhadi ukuthola ulwazi ngemali ngaphambi kokuhamba. E-Ireland, isici esithi "cashback" lapho sithenga, kungenzeka kwezinye izitolo. Ama-ATM amanengi (okubizwa ngokuthi "i-Hole e-Wall" noma umshini wemali kuphela) uzothola futhi amakhadi esikweletu ngokukhishwa kwezimali, kodwa hlola izimali zokuqhubela imali kanye nokuthengiswa kwamanye amazwe nenkampani yakho yekhadi lesikweletu kuqala. Ukukhwabanisa ngekhadi lesikweleti kuncipha, kepha kuyingozi. Ngakho qaphela noma yikuphi ukuphambana kuma-ATM okubukeka okusolisayo.
Qaphela: eNyakatho ye-Ireland, kuphela amakhadi esikweletu esebenzisa uhlelo "lwe- chip ne-PIN " ayamukelwa ezitolo. ERiphabhlikhi, izinto zihamba ngaleyo ndlela futhi.
Ukuhlola komuntu siqu nohambo
Amasheke Abagibeli ayejwayele ukuba yindlela evikelekile futhi elula emakethe nakwamakhadi esikweletu kepha ngisho nangokomlando abazange bamukelwe ngaphandle kwezikhungo ezinkulu zokuvakasha. Lezi zinsuku, zibhekene nokuqedwa ngokuqondile. Abathengisi abaningi ngeke baphinde babamukele futhi uzobe nezinkinga ekushintshaneni nabo emabhange amaningi.
Ukuhlolwa komuntu siqu, ngokuvamile, akuvunyelwe nhlobo. Ikakhulukazi hhayi labo abavela emabhange angewona ase-Ireland.