Kuyini ukukhwabanisa kwe-ATM?
Ukukhwabanisa komshini wokutshela okuzenzakalelayo, ngokuvamile okubizwa ngokuthi ukukhwabanisa kwe-ATM, kuhilela ukuthatha inombolo yekhadi lakho lokukhipha imali futhi ulisebenzise ekuthengisweni okungagunyaziwe. Ngenxa yokuthi udinga inombolo yokukhomba yomuntu siqu, noma i-PIN, ukuqedela ukuthengiswa kwekhadi lesebhange, ukukhwabanisa kwe-ATM kufaka phakathi ukweba iphinikhodi yakho.
Ukukhwabanisa kwe-ATM kufana nokukhwabanisa ngekhadi lesikweletu ngokubhekwa komthetho wobugebengu. Isigebengu sisebenzisa idivayisi ukutshontsha inombolo yakho yekhadi le-ATM, ithola indlela yokuthola i-PIN yakho, futhi ikhiphe imali kusuka ku-akhawunti yakho yasebhange ezitolo noma kuma-ATM.
Imali yokukhohlisa ye-ATM
Omunye umehluko phakathi kokukhwabanisa kwe-ATM kanye nokukhwabanisa kwekhadi lesikweletu kuwumthwalo wamakhasimende. E-United States, umthwalo wakho wokulahleka kwakho uma ukuthengiswa kwe-ATM yenkohliso kwenzeka ngokuya ukuthi ubika kanjani ngokushesha inkinga. Uma ubika ukuthengiswa okungagunyaziwe noma ukulahlekelwa / ukweba kwekhadi lakho lokudonswa ngaphambi kokuba kwenziwe ukuthengiselana, ukubophezeleka kwakho kuyinhlawulo. Uma ubika inkinga ezinsukwini ezimbili ngemuva kokuthola isitatimende sakho, ukukhokha kwakho ku-$ 50. Kusukela ezinsukwini ezimbili kuya kwezingu-50 ngemuva kokuthola isitatimende sakho, ukukhokha kwakho ku-$ 500. Uma ubika inkinga izinsuku ezingaphezu kwezingu-60 ngemuva kokuthola isitatimende sakho, awukho inhlanhla. Umkhawulo wokubika wezinsuku ezingu-60 usebenza ngisho noma ikhadi lakho lisalokhu lenu.
Izinhlobo ze-ATM Ukukhwabanisa
Kunezinhlobo eziningana zokukhwabanisa kwe-ATM, nezigebengu zokudala zakha izindlela eziningi zokukuhlukanisa nemali yakho ngaso sonke isikhathi. Izinhlobo zobuqili be-ATM zifaka:
- Ukweba ngokomzimba kwekhadi lakho;
- Ukukhipha isikhala, okubandakanya ukweba kwedatha yemikhakha yamagnetic ekhadini lakho usebenzisa idivayisi ephathekayo noma umfundi ohlanganisa ngaphandle noma ngaphakathi komshini we-ATM, kuhlangene nokweba kwe-PIN yakho ngekhamera encane, ikhiphedi lokukhohlisa noma ukubonwa okuqondile;
- Ukubamba kwedatha yemikhakha yakho ye-magnetic kanye ne-PIN ngokubangela ikhadi lakho ukuba linamathele kumfundi wekhadi le-ATM, okuzokwenza ukuthi i-ATM ikucele ukuthi ufake kabusha iphinikhodi yakho;
- Ukweba imali ehlinzekwa i-ATM ngokusebenzisa ama-claws noma izintambo zokubamba imali;
- Ukwakha amakhadi a-ATM amanga usebenzisa ulwazi olubiwe kusuka kumasistimu ekhompyutha.
Amathiphu okugwema ukukhwabanisa kwe-ATM Ngaphambi Kokuhamba
Yazisa ibhange lakho noma umnyango wokuvikela ukukhwabanisa we-credit union ezindaweni zakho ngaphambi kokuba uhambe. Njengengxenye yale nqubo, bhalisela i-imeyili yokuvikela inkohliso kanye nezixwayiso zocingo ezivela ebhange lakho.
Khetha i-PIN engacatshangwanga kalula. Gwema inhlanganisela elula yezinombolo, njenge-1234, 4321, 5555 no-1010.
Vikela ikhadi lakho le-PIN ne-ATM njengoba uzobe ukhiphe. Ungabhali phansi iphinikhodi yakho.
Letha ezinye izindlela zokukhokha, njengekhadi lesikweletu, uma kwenzeka okubi kakhulu futhi ikhadi lakho lokubambisa libiwe.
Yenza uhlu lwezinombolo zocingo zebhange kanye nenombolo yocingo lokukhwabanisa ngekhadi lesikweletu nawe phakathi nohambo lwakho.
Amathiphu okugwema ukukhwabanisa kwe-ATM Phakathi nohambo lwakho
Thatha i-ATM yakho ebhantshini lemali noma esikhwameni ngenkathi uhamba, hhayi esikhwameni sakho noma esikhwameni.
Hlola i-ATM ngayinye ngaphambi kokuyisebenzisa. Uma uhlola idivayisi yeplastiki ebukeka sengathi ifakwe kumfundi wekhadi noma ubone amakhamera wokuphepha okuphindaphindiwe, ungasebenzisi lo mshini.
Vikela i-PIN yakho. Bamba isandla sakho noma enye into (imephu, ikhadi) phezu kwekhiphedi ngenkathi uthayipha iphinikhodi ukuze izandla zakho zingenakulinganiswa.
Ngisho noma ikhadi lakho lokukhipha imali lihlehlisiwe, isela alikwazi ukusebenzisa ulwazi ngaphandle kwe-PIN yakho.
Uma abanye abantu balinde eduze kwe-ATM, sebenzisa umzimba wakho ukuvikela izenzo zakho kanye nezandla zakho. Ngcono nakakhulu, yiba nabangane bakho ohamba nabo ngemuva kwakho ukuvimbela umbono wezinkinobho zakho ezivela kubakubukeli.
Ungavumeli abagcini, abashicileli noma omunye umuntu ukuba athathe ikhadi lakho lokukhipha imali ngaphandle kwamehlo akho. Buza ukuthi leli khadi lingaswayiswa phambi kwakho, mhlawumbe nguwe. Qinisekisa ukuthi ikhadi lakho lihanjiswa ngesikhathi esisodwa kuphela.
Qapha ibhalansi yakho yasebhange ngenkathi uhamba. Qiniseka ukwenza lokhu ngendlela ephephile; ungasebenzisi ikhompuyutha yomphakathi noma uvule inethiwekhi engenazintambo ukufinyelela ulwazi lokulinganisa ibhange, futhi ungasebenzisi ifoni ukubiza ulwazi lwe-balance. Ngezinye izikhathi ungahlola ibhalansi yakho kumarisidi wakho we-ATM.
Hlola umbhalo, i-imeyli kanye nemilayezo ye-imeyili evela ebhange lakho njalo ukuze ungaphuthelwa izaziso zesaziso zokukhwabanisa.
Okufanele Ukwenze Uma Ungumhlukumezi Wokukhwabanisa kwe-ATM
Shayela ibhange lakho ngokushesha. Yenza inothi ngesikhathi, usuku kanye nenhloso yocingo lwakho kanye negama lomuntu okhulume naye.
Landela ucingo lwakho ngencwadi efingqa imininingwane yefoni yakho.
E-United States, xhumana namaphoyisa wendawo kanye / noma iMfihlo Service uma ukholelwa ukuthi uhlaselwe ukukhwabanisa kwe-ATM.