Iyiphi indlela eshibhile yokukhipha imali yendawo?
ISpain isetshenzisile i-euro kusukela ngo-2002, eyathatha isikhundla se-peseta endala. Yimali efanayo efanayo esetshenziswa kakhulu eNtshonalanga Yurophu (ngaphandle kweSwitzerland, i-UK, iDenmark neSweden). I-euro yiyona kuphela imali eyamukelwa eSpain - akunakwenzeka ukuthi uzokwazi ukusebenzisa noma yini enye, ngisho nasesikhumulweni sezindiza. Kungenzeka ukushintshanisa amanothi we-peseta aseSpain ebhange, kodwa akukho esitolo esingawamukeli.
Ngakho kufanele uthole i-euro yakho?
Kukhona ama-ATM amaningi (imishini yemali) eSpain futhi bonke bathatha amakhadi angaphandle. Lokhu kuhlanganisa i-VISA, i-Cirrus, i-Citibank ne-American Express (i-AmEx). Uhlobo olulodwa lwekhadi engiye nginenkinga eSpain lwalune-V PAY, olusebenza kuphela eminye imishini.
Izinkokhelo zamashishini e-ATM eSpain: Qaphela ukuguqulwa kweMali YeDynamic!
Ama-ATM eSpain ngokuvamile akunikeza ithuba lokukhokhiswa nge-Euro noma imali yakho yasekhaya. Nakuba kuzwakale ukuzama ukukhokhiswa ngemali yakho yasekhaya , konke lokhu kusho ukuthi ibhange laseSpain lizokhetha izinga lokushintshaniswa kanye nemali yakho, kanti uma ukhetha ukuthi ukhokhiswe ema-Euro, ibhange lakho lasekhaya lizobeka izimali nezinga lokushintshaniswa . Ukunikezwa kwebhange laseSpain kuzoba kubi nakakhulu kunalokho okuzokwenziwa yibhange lakho lasekhaya - ngakho khetha njalo ukukhokhwa nge-Euros.
Inani elikhokhiswayo lokuhoxisa imali ebhange laseSpain lihlelwe yibhange lakho lasekhaya, ngakho kufanele uhlole izindleko ebhange lakho ngaphambi kokuba ushiye.
Imali ivame kakhulu encane (cishe ngo-1.50FBP / 2 € / $ 3), ngokufana nekhomishana ozoyikhokhisa uma ususa imali ekushintsheni kwehhovisi lasebhange. Ngaphandle kokuba uthathe imali enkulu kakhulu (kusho, ama-euro ayizinkulungwane ezimbalwa), ikhomishana izohlala ifana, ngakho-ke kufanelekile ukuthatha okuningi njengoba uzodinga izinsuku ezimbalwa.
Kodwa-ke, ukuthatha imali eningi ngokusobala kukushiya ukuthi ungabanjwa ngamasela.
Izinga lokushintshanisa lilingana kanje:
- I-US Dollar eyodwa (US $) = 0.90 €
- I-British Pound eyodwa (GBP) = 1.35 €
- I-Dollar eyodwa yase-Australia (AUS $) = 0.65 €
- I-Canadian Dollar eyodwa (CAN $) = 0.70 €
- I-Swiss Franc eyodwa = 0.90 €
- Enye i-Krona yesi-Swedish = 0.11 €
Ngingayithola I-ATM Engcono Kunayo I-ATM Kuyi-Bureau of Change?
Ama-ATM ahlale ekunika izinga lokushintshanisa kangcono kunokushintshwa kwehhovisi - kufanele lifane nebhange lakho ekhaya, kanye nemali encane. Futhi akekho, uthola imali eshintshaniswa esikhumulweni sezindiza!
Amabhange Akumelwe Ukhokhise Ukukhipha Imali Ngaphandle Kwezimali
- E-US State Farm Bank ikuvumela ukuba uthathe imali ngaphandle kwama-ATM angaphandle kwezwe ngaphandle kokukushaja ilungelo.
- Ku- akhawunti yase-UK National and Abbey sika-Zero ayikhokhisi ngokukhipha imali ngaphandle kwezwe noma ukwenza ukuthengiswa kwekhadi lesikweletu ezweni le-EU.
- Eningi Yurophu Inombolo26 iyinhlangano ye-intanethi engakhokhisi ukuhoxiswa kwe-ATMS noma kuphi emhlabeni.
- Noma yikuphi emhlabeni Iphasiwedi ye-Cash Passport , inenzuzo yokuthola isilinganiso sokushintshanisa (futhi esihle kakhulu) sokushintshaniswa uma ulayisha imali ekhadini. Ziyizikhathi zanamuhla zokulingana kwe-Checkers Check. Futhi akhululekile. Vele ucele eyodwa kusuka kuwebhusayithi bese ukhetha indawo yokuthatha (ngokuvamile ungakhetha isikhumulo sezindiza). Ngathola ukuthi izinga lokushintshaniswa libe lihle kakhulu uma ngisebenzisa i-mine. Ungasebenzisa leli khadi kokubili kuma-ATM nakwezitolo.
Uma unamakhadi amabili ebhange, shiya eyodwa ehhotela lakho (noma ulifake ephaketheni ehlukile esikhwameni sakho) ukuze uma unayo eyebiwe, usenayo enye indlela yokufinyelela imali yakho.
Ingabe Abahambi Bahlola Bavunywa Ngokukhululekile EYurophu?
Ukuhlola Abahambi kwakuyindlela ephephile futhi elula yokuletha imali eyaneleyo ukuze ugcine lonke iholide lakho. Isidingo sokubonisa i-ID uma sishintsha imali bese sikwazi ukuyikhansela uma kuntshontshiwe ukuthi kwakuyindlela engenazo ingozi yokuhamba ngemali eningi.
Kodwa-ke, namuhla Ukuhlola Abavakashi akusekho lula ukuthi babekade bekhona. Kunezinketho ezilula kakhulu futhi ezamukelwa kakhulu ezitholakala kumvakashi eSpain.
- Indlela Yokuhlawula Ngayo Indlela Yakho YaseSpain
- Amathiphu ahamba phambili eBhajethi wokuvakasha eSpain
- Madrid nge-Budget
Isizathu Sokuba Angixwayisi Ukuletha Abahambi Abahlola Ukuya eSpain
Abaningi Abavakashi Bahlola bangashintshaniswa eSpain.
Kodwa izitolo kuphela ezizozamukela ziyi-El Corte Ingles. Uma udinga ukushintshanisa Amasheke ngemali, kuzodingeka wenze njalo ebhange noma i-Bureau of Change.
Noma kunjalo, imigqa emabhange aseSpain ingaba isikhathi eside kakhulu, futhi amahora okuvula amancane. Ngaphezu kwalokho, kuyoba nemali yokukhokhisa abahloli abahamba ngemali. Ngesizathu esithile, ukuhlola kwama- American Express Abavakashi kunzima kakhulu ukushintshanisa.
Ukuthatha i-Madrid njengesibonelo, i- American Express Travelers ihlola iwebhusayithi ithi indawo yodwa eduze nendawo, ngaphandle kwe-El Corte Ingles, iyindawo eyodwa yokushintshanisa imali, okuthiwa i-Ria.
Njengoba ama-ATM elula kakhulu ukuwasebenzisa, ukuletha abaHlola Abahambi bavame ukuhlukunyezwa kunokuba kudingeke. Iningi labantu liletha abaHlola Abahambi njengesivikelo sokuphepha, uma kwenzeka amakhadi abo asebhange abiwe. Kodwa ngubani ongasho ukuthi ngeke ube nabahloli bakho Ababheki bakhobiwe?