Njengoba kungekho cap on imiklomelo, lezi amakhadi akukho-yonyaka-mali abenezimpande eziningi
Sekuyiminyaka, labo abafuna ukuthola ama-flyer avame ukukhomba ukuhamba ngezinyathelo ezidutshulwa e- Delta Air Lines noma e-United Airlines ngaphandle kokuhamba ngezinyawo besebenzisa ikhadi lesikweletu elinomthelela wokulinganisa wonyaka . Manje, izindiza zombili zinika abahambi ithuba lokuthola uhambo lwabo olulandelayo, ngaphandle kokukhokha okunye ngenzuzo.
Ngo-September 2017, izindiza zombili zombili zaqala imikhiqizo emisha eceleni kwababambisene nabo basebhange.
I-Delta iqalise i-Blue Delta Credit Card yase-Blue Express esuka ku-American Express, ngenkathi i-United iqala iSignature ye-Chase United TravelBank Visa. Ngenkathi zombili amakhadi anikeza ithuba lokuzuza inzuzo ekuhambeni kwabo okulandelayo, bobabili banikeza ngezindlela ezehlukene futhi ngezindlela ezahlukene.
I-Blue Delta SkyMiles Credit Card evela ku-American Express
I-Blue Delta SkyMiles Credit Card evela e-American Express yiyona yokuqala ikhadi lesikweletu le-Delta elizoqala ngaphandle kwemali yonyaka. Labo abavunyelwe leli khadi bangathola amaphuzu amabili e- Delta SkyMiles nge dollar kuwo wonke ukuthenga okwenziwe nge-airline, kanye nalabo ase-US yokudlela. Zonke ezinye ukuthenga zithola iphuzu elilodwa le-SkyMiles nge-dollar echithekile.
Abanikazi bamakhadi nabo bathola izinzuzo eziningi ezibalulekile ngekhadi. Labo abashayela ngeDelta bangathola isaphulelo sama-20% ekuthengeni kwe-Delta e-flight, kuhlanganise nokudla nesiphuzo. Isaphulelo sifike ngesimo sesitatimende sesikweletu.
Ngesikhathi ikhadi linikeza izinzuzo eziwusizo, liza kufinyelela ekhadini elilandelayo kwiphothifoliyo, i-Gold Delta SkyMiles Credit Card evela ku-American Express. I-SkyMiles Credit Card ye-Blue Delta ayiveli ngesikhwama esisodwa samahhala esikhethiwe, ukugibela ibhodi kuqala kwizindiza, noma ukuphumula kweDaily Sky Club.
I-Chase United TravelSignature yeVank Visa
Ngokungafani namanye amaphuzu athatha amakhadi, ikhadi le-Signature yeBhange le-Chase United Travel linikeza indlela entsha yokuthola imiklomelo yokuhamba ngaphandle kwemali yonyaka. Esikhundleni sokuthola amamayela e-United MileagePlus, ukuchitha kuleli khadi kuveza imali esebenzayo kusetshenzisiwe ku-United frequent flyer cash bank, TravelBank.
Ukuchitha imali ku-Chase United TravelSignature yeVank Visa ithola imali engamaphesenti angu-1.5 emuva kokuthenga konke okungewona u-United. Uma usebenzisa ikhadi ukuthenga izindiza ze-United, ikhadi libuyisela imali engamaphesenti amabili emuva ku-United TravelBank. Ngaphezu kwalokho, abagibeli bathola isaphulelo sama-25% esiphathelene nokudla nokuphuzwa kwesiphuzo ngenkathi begibela izindiza ezinobunye be-United, ngesimo sesitatimende sesikweletu.
Ngokungafani nezinhlelo eziningi zamaphuzu adinga ukuthi abashayeli basebenzise wonke amaphuzu abo ohambweni, amaflaya abakhetha ukugcina imali ku-United TravelBank angasebenzisa noma yiliphi inani lebhalansi labo ekubhekaneni nezindiza ezifanelekayo. Isibonelo: uma izindiza zibiza u-$ 500 futhi abahambayo babe ne-$ 250 kuphela ku-TravelBank yabo, bangasebenzisa lelo bhalansi bese beyiphitha indiza yabo.
Ngokufana ne-Blue Delta SkyMiles Card evela ku-American Express, ikhadi libuye linemikhawulo. I-Chase United TravelIkhadi lesiginesha se-Visa ye-Visa ayinikeli isikhwama sokukhishwa samahhala esikhokhelwayo noma ukubhuka kuqala, futhi asihlinzeki ngesaphulelo ekuthengeni kwe-wi-fi eyenziwe ne-United.
Iyiphi Ikhadi Engcono?
Njengawo wonke amaphuzu namamayela, inani lakho lingase lihluka ngokususelwa kwisitayela sakho nendawo. Abagibeli abanokunqunyelwa okulinganiselwe kwabathwali esikhumulweni sezindiza sasekhaya bangase bakhethe ukukhetha ikhadi lezindiza ezinamandla kakhulu ukukhulisa inani.
Labo abakhethayo badinga ukunquma ukuthi basebenzisa kanjani amakhadi abo esikweletu ukuze banqume ukuthi ubani ophethe inani elingcono. Uma uhlanganisa i-Blue Delta SkyMiles Credit Card nezinye izinhlelo, kufaka phakathi i- SkyMiles Dining , ikhadi lingabamba inani elide uma lisetshenziselwa ukudla kwase-US. Kodwa-ke, labo abangathanda ukuthola imali ehlala njalo ukuze bahambe ngokuhamba kwesikhathi bangase bahambe kangcono ngokuthola imali emuva besebenzisa isignesha ye-Chase United TravelBank Visa.
Okokugcina, ngaphambi kokufaka isicelo sekhadi, abahambi kufanele bacabangele izinhlelo zabo zokuhamba ngokushesha.
I-SkyMiles Credit Card ye-Blue Delta ivumela abashayeli ukuba bathole amaphuzu masinyane, kodwa ngokuhlaziywa okuqhubekayo kanye neshadi lesikweletu elinamandla, lawo maphuzu angabambelela kakhulu uma esetshenziswe ngokushesha kunokuba kamuva. Ngenkathi inani lamaphoyinti lingashintsha ngokuhamba kwesikhathi, imali eqoqwe ku-TravelBank ithatha inani ngokumelene nezindiza - okuvumela abahambi ukuthi baqhubeke bebaluleka esikhathini eside. Labo abangenayo izinhlelo zokuhamba ngokushesha bangase bazuze okuningi kuSignature ye-United TravelBank Visa.
Kungakhathaliseki ukuthi isitayela sakho sokuhamba, ukungezwa kwamakhadi amabili okukhokhiswa kwemali engenayo yonyaka kunikeza inzuzo enkulu kumaflaya. Kungakhathaliseki ukuthi yiliphi ikhadi olikhethayo, kokubili i-Blue Delta SkyMiles Credit Card ne-United TravelBank Signature ye-Visa ingaba isici esibalulekile emakhonweni yonke indawo.