Ingabe ukhathele ngokukhokha intela futhi ulungele ukuthenga indlu yakho? Funda ngokungafani phakathi kwama-condominiums nama-co-oper apartments eNew York City futhi unqume ukuthi yikuphi okulungile kuwe.
Iyini i-co-op?
E-New York City, cishe amaphesenti angama-85 azo zonke izindlu ezitholakalayo zokuthenga (futhi amaphesenti angama-100 amahhala wangaphambi kwempi) asezinkampani zokusebenzisana, noma "izakhiwo zokusebenzisana".
Uma uthengisa i-co-op, empeleni awunabo indlu yakho.
Kunalokho, unayo amasheya e-co-op corporation eyakhe isakhiwo. Ukwandisa indlu yakho, ukwabelana okunye ngaphakathi kwenkampani onayo. Izimali zokwakha izindleko zenyanga zokondla kubandakanya ukushisa, amanzi ashisayo, umshuwalense, imiholo yabasebenzi, kanye nezintela zendawo
Izinzuzo zokuthenga i-Co-op
- Ama-co-ops ngokuvamile ayabiza kakhulu kunezindawo zokuqhathanisa.
- Ezinye zezinkokhelo zakho zenyanga zokugcinwa kwezimali zikhokhiswa intela.
Izinkinga zokuthenga i-Co-op
- Bonke abathengi abazoba khona kumele bavunyelwe yibhodi labaqondisi be-co-op. Inqubo yokugunyazwa ebhodini ivame ukuchitha isikhathi futhi ibukhali-idinga ulwazi olubanzi mayelana nemali, umsebenzi kanye nesizinda somuntu siqu. Ngisho nezidumbu ziye zahlaselwa ngamanye amabhodi amasha co-op akhethiwe eNew York.
- Imali yesondlo nyangazonke ye-co-ops iphezulu kakhulu kunezingqinamba. Lokhu kungenxa yokuthi imali ekhokhwa nyanga zonke ihlanganisa ingxenye yesikhwama sempahla esakhiwe phansi esakhiweni.
- Ama-co-op amaningi amabhodi anciphisa inani lentengo yokuthenga engakwazi ukukhokhelwa futhi idinga ukukhokhelwa okuphansi kunalokho okudingekayo ukuze kukhishwe amakhondomu.
- Kunzima ukuqedela ukusebenzisana. Isakhiwo ngasinye se-co-op sinemithetho yaso, kepha kuningi umkhawulo noma wenqabela ukuhambisa.
Kuyini Ikhondomu?
Ama-Condominiums athandwa kakhulu eNew York City njengoba kwakhiwe izakhiwo ezintsha zokuhlala.
Ngokungafani nama-co-ops, ama-condo ama-apartments "angempela". Ukuthenga i-condo kufana nokuthenga indlu. Iyunithi ngayinye ngayinye inezenzo zayo siqu kanye nesikweletu sayo sentela. I-Condos inikeza ukuguquguquka okukhulu kodwa ngokuvamile ihamba ngentengo ephezulu kunama-cooper co-op.
Izinzuzo zokuthenga iCondo
- Ezimweni eziningi, abathengi bangakwazi ukukhokhela ingxenye enkulu yenani lokuthenga (kufika kumaphesenti angu-90) bese bebeka imali encane.
- Nge-condominium, awudingi ukubhekana nokuvunywa kwebhodi.
- Condo amafulethi angenziwa ngokukhululekile sublet, ekunika ukuguquguquka ngaphezulu.
- Imali yesondlo yenyanga yenyanga ye-condos isezansi kakhulu kunama-co-ops.
Izinkinga zokuthenga iCondo
- Ama-Condos ngokuvamile ayabiza kakhulu kunama-cooper co-op afanayo.
- Izinkokhelo zondlovu zenyanga azikho intela-deductible.
- Kunamaphesenti amancane atholakalayo emakethe ye-New York City yangempela, ebeka izinketho zakho.