Ama-ATM, Amakhadi Ezikweletu, Amasheke Abahambi, Namasu E-Filipi Imali
Ukuphatha imali ePhilippines ngenkathi uhambo luhamba ngokulula, noma kunjalo, kunezigcawu ezimbalwa okufanele uziqaphele.
Njengokungena kokuqala kwezwe elisha okokuqala, ukwazi kancane ngemali kusengaphambili kusiza ukugwema ukukhwabanisa okubhekise emisha .
I-Philippine Peso
I-peso yasePhilippine (ikhodi yemali: PHP) iyinhlangano esemthethweni yasePhilippines. Amanothi anemibala afika ezinhlanganweni ezingu-10 (ezingajwayelekile), 20, 50, 100, 200 (ezingavamile), 500, kanye no-1,000.
I-peso iphinde ihlukaniswe ngama-100 centavos, noma kunjalo, ngeke usebenze noma ungahlangabezane nalezi zimali ezingxenyeni.
Amanani asePhilippine pesos ahlongozwa yizimpawu ezilandelayo:
- "Imali" (esemthethweni)
- P
- P $
- PHP
Imali eyanyatheliswa ngaphambi kuka-1967 inegama lesiNgisi elithi "peso" kulo. Ngemuva kuka-1967, igama lesiPhilippines elithi "piso" (alibhekiseli egameni lesiSpanish elithi "phansi") lisetshenziselwa esikhundleni.
Ngezinye izikhathi amaRandi ase-US ayamukelwa njengendlela ehlukile yokukhokha futhi asebenze kahle njengemali ephuthumayo. Ukuthatha amadola ase-US ngenkathi ehamba e-Asia kuwumqondo omuhle wezimo eziphuthumayo. Uma ukhokha intengo ecashunwe ku-dollar esikhundleni se-pesos, yazi izinga lokushintshaniswa kwamanje .
Ithiphu: Uma uhamba ePhilippines, uzophelela ngemali esindayo, ngokuvamile i-1-peso, i-5-peso, ne-10-peso zemali - zigcine! Izinhlamvu zemali ziza kakhulu kakhulu ngamathiphu amancane noma ukukhokhela abashayela be- jeepney .
Amabhange nama-ATM ePhilippines
Ngaphandle kwamadolobha amakhulu, ukusebenza kwama-ATM kungaba nzima ukuwuthola kanzima.
Ngisho naseziqhingini ezidumile ezifana nePalawan, iSiquijor , iPanglao, noma ezinye eziseVisayas, kungenzeka ukuthi kube kuphela i-ATM yomhlaba wonke ephakathi kwedolobha elikhulu. Phuma endaweni ephephile futhi ubeke imali kusitoreji ngaphambi kokufika eziqhingini ezincane.
Ukusebenzisa ama-ATM ahlanganiswe namabhange njalo kuphephile. Wena ume ithuba elingcono kakhulu lokubuyisela ikhadi uma lithathwe umshini.
Futhi, ama-ATM ezindaweni ezivulekile eduze namabhange akancane amathuba okuba nedivayisi yokukhwabanisa efakwe ngamasela. Ubugebengu bokuba yi-Identity inkinga ekhulayo ePhilippines.
I-Bank ye-Philippine Islands (BPI), i-Banco de Oro (BDO), kanye ne-MetroBank ngokuvamile isebenza kangcono kwamakhadi angaphandle. Imikhawulo iyahlukahluka, kepha i-ATMS eminingi izohlinzeka kuphela ku-10 000 pesos ngokuthengiselana. Ungakhokhiswa imali engama-pesos angu-200 ngokuthengiselana (cishe ku-US $ 4), ngakho-ke thatha imali eningi ngangokunokwenzeka ngesikhathi ngasinye sokuthengiselana.
Ithiphu: Ukuze ugweme ukuphela ngamabhange omhlaba angu-1,000 kuphela okuvame ukuwaphula, ususe imali yakho eceliwe nge-500 ukuze okungenani uthole inothi elilodwa lama-peso angu-500 (isib. Cela ama-9 500 kunezingu-10,000).
Abahambi Bahlola ePhilippines
Abahloli abahambayo bavame ukuvunyelwa ukuba bahlanganyele ePhilippines. Hlela ukusebenzisa ikhadi lakho kuma-ATM ukuthola imali yendawo.
Ukuze uthole ukuvikeleka okungeziwe, hlanisa imali yakho yokuhamba. Letha amasonto ambalwa e-US dollar bese ufihla u-R550 ngaphakathi kwendawo engalindelekile (thola ukudala!) Emithwalweni yakho.
Ukusebenzisa amakhadi esikweletu ePhilippines
Amakhadi esikweletu asebenza kakhulu emadolobheni amakhulu njengamaManila neCebu. Bazophinde basebenze ezindaweni ezihamba phambili zokuvakasha ezifana ne-Boracay.
Amakhadi esikweletu ayenzeka ngokuhamba ngezindiza ezincane zokubhuka kanye nokukhokha emahoreni ase-upscale. Ungakhokha futhi izifundo zokuhamba ngekhadi lesikweletu. Ukuthengiselana kwansuku zonke, hlela ukuxhomeka ekheshi. Amabhizinisi amaningi akhokhisa ikhomishana eyengeziwe kuze kube ngu-10% uma ukhokha ngepulasitiki.
I-MasterCard neVisa yizinkampani zemakethe ezamukeleke kakhulu ePhilippines.
Ithiphu: Khumbula ukwazisa i-ATM yakho namabhange ekhadi lesikweletu ukuze bakwazi ukubeka isaziso sokuhamba ku-akhawunti yakho, ngaphandle kwalokho angase avimbele ikhadi lakho lokukhwabanisa okusolakala!
Horde Izinguquko Zakho Ezincane
Ukuthola nokugcina ushintsho oluncane umdlalo othandwayo eSouth-mpumalanga Asia wonke umuntu odlala ngawo. Ukuphula amanothi amakhulu angu-1 000-futhi ngezinye izikhathi amanothi ama-500-peso - amasha avela ku-ATM kungaba inselelo yangempela ezindaweni ezincane.
Yakha isamba esihle semali yemali kanye nezinkokhelo ezincane zezinhlelo zokukhokha abashayeli kanye nabanye abavame ukungabi naluguquko - banethemba lokuthi uzobavumela ukuba bagcine umehluko!
Ukusebenzisa amanothi amakhulu amahlelo emabhasi kanye namanani amancane kubhekwa njengefomu elibi .
Zama njalo ukukhokha nge-banknote enkulu kunazo zonke umuntu ozamukelayo. Ensikeni, ungaphula amasonto amakhulu kumatasa omatasa, izindawo zokudla okusheshayo, amanye amaminithi amancane, noma uzame inhlanhla endaweni yokudla noma esitolo.
I-Haggling igama lomdlalo kakhulu ePhilippines. Amakhono okuxoxisana okuhle azohamba ngendlela ende ekusizeni ukuthi ulondoloze imali.
Ukuya ePhilippines
Ngokungafani nemikhuba yokungena e-Asia enkulu , imithetho yokugwedla ePhilippines yinto encane kakhulu. Nakuba ngokuvamile ngokuvamile kungadingeki, "kuyakwazisa kakhulu - ngezinye izikhathi kuyadingeka - ezimweni eziningi. Ngokuvamile, zama ukuvuza abantu abane-isibonakaliso esincane sokubonga abahamba phambili ukuze bakusize (isib. Umshayeli ophethe izikhwama zakho kuze kube ekamelweni lakho).
Kuyinto evamile ukuqoqa izinkokhelo zabashayeli futhi mhlawumbe uze ubanikeze okuthile okunye okwenzelwe inkonzo enobungane. Ungaphutheli abashayeli bamatekisi abaqale baxosha isicelo sakho sokuvula imitha. Izindawo zokudlela eziningi zithola imali yokukhishwa ngamaphesenti angu-10 kumabhilidithi, okungenzeka noma angasetshenziswanga nje ukukhokha umholo ophansi wabasebenzi. Ungashiya izinhlamvu zemali ezimbalwa etafuleni ukuze ubonise ukubonga ngenkonzo enhle.
Njengokwenza njalo, ukukhetha ukuthi ukuthayipha noma ukungafuni kudinga isisindo esizayo nesikhathi. Njalo uhlunga ukukhetha ngokusebenzisa imithetho yokulondoloza ubuso ukuqinisekisa ukuthi akekho obangelwa ukuhlazeka.