Imibuzo Yakho Nge-Myanmar Kyat - Iphendulwa!

Izimpendulo Zemibuzo Ebuzwa Ngokujwayelekile ngemali yaseBurma yabahambi

Ngasekupheleni kuka-2012, abahambi ukuya eMyanmar kwakudingeka bahambe ngesihlobo esiyingqayizivele sesihogo lapho kukhona imali. I-Myanmar ayinayo i-ATM, akukho abaguquleli bemali abagunyaziwe, abathengisi bamakethe abamnyama kuphela abazimisele ukukuthengisa kyat ngamanani aphezulu. Awukwazanga ngisho nokusebenzisa ama-dollar noma lwemali yendawo lapho: izivakashi kwakudingeka zizithenge "izitifiketi zokushintshaniswa kwamanye amazwe" ezikhonjiswe kudola.

Kodwa ukukhululeka kwezomnotho eminyakeni emihlanu edlule kuye kwashintsha konke lokhu. Abahambi abavakashela iMyanmar bangalandela imithetho efanayo yemali esebenzayo yonke indawo, nabashintshi bemali, ama-ATM, izikhungo zamakhadi ezikweleti kanye nezikhungo ze-dollar-friendly konke okulungele ukuthatha imali yakho ngendlela evamile.

Izinto ziseziqhumane phansi; sithathe imibuzo ejwayelekile kakhulu ebuzwa ngeMyanmar kyat futhi sabaphendula ngezansi.

• 01 ngo-08

  Iyini imali yasekhaya eMyanmar?

  Imali yendawo yaseMyanmar ibizwa ngokuthi i-kyat (ISO: i-MMK) ibizwa ngokuthi "ingxoxo"; lezi zingena ezinhlanganweni ezingaphansi kwama-50 pya (cent elingana) kuya ku-10,000 kyat. Izivakashi azikwazi ukubona lezi zinkolo ezimbi kakhulu, kodwa, njengama-banknotes ajwayelekile kakhulu okusakazwa ukusuka ku-100 kuya ku-5,000 kyat.

• 02 ngo-08

  Ngingayisebenzisa yini imali yangaphandle eMyanmar ... njenge-dollar yase-US?

  I-dollar yase-US iyamukelwa emahostela amaningi, amahhotela namahhotela okuhlala ezindaweni ezakhelwe noma ezokuvakasha ezifana neYangon, iMandalay, iBagan ne-Inle Lake. Uzothola inhlanhla engcono kakhulu ekukhanyeni okuhlaza eBagan, lapho uthola khona izindawo zokudlela eziningi kunama-US dollar noma kyat. Ezinye izikhungo zithengisa izintengo emaRandi ase-US, kodwa futhi zamukela kyat njengokukhokha. Izimakethe zasezindaweni zasemaphandleni kanye namakhasimende omama-futhi-pop ngokuvamile ayamukela kuphela i-kyat.

  Amathikithi okuvakasha e-Bagan ($ 20) nase-Inle Lake ($ 10) akhokhiswa ngama-dollar (nakuba i-Inle Lake yangivumela ukuthi ngikhokhe kyat); Ithekithi leMandalay lezinsuku eziyisihlanu libiza izindleko ezingu-10,000 kyat, imali yendawo kuphela.

  Izikhungo zokwamukela ama-dollar zizothatha kuphela izikhwama ezikhohlakeleyo, eziningi kakhulu ze-dollar ezitholakalayo. Imithetho ekhokhwayo ngamaminithi amancane noma ama-smudges ngeke anqatshwe, angasho lutho ngemithetho ekhokhwayo ebonakalayo sengathi ibhekene ne-washer izikhathi ezimbalwa.

• 03 ngo-08

  Iyini izinga lokuguqulwa kusuka kuma-dollar kuya ku-kyat?

  "I-1,000 kyat = i-dollar yase-US" isetshenziselwe ukuguqulwa okuvamile kokukhokhwa kwemali yendawo, kodwa njengoba inani le-kyat liye lalinganisa isihlobo esincane kunama-greenback, izikhungo manje ziguqula njengamanani adingekayo futhi ekhokhisayo khatsana ne-exchange yamanje isilinganiso. Inkokhelo yase-Inle Lake yokuvakasha okukhulunywe ngenhla ibiza lo mlobi 12,000 kyat, isibonelo.

  Ngokwesilinganiso samanje sokushintshanisa phakathi kwekyat kanye nezinye zezimali ezingaphandle, thintana nekhasi laseByanmar Central Bank's Exchange Rates.

• 04 ngo-08

  Ngingayishintsha kuphi i-Myanmar kyat?

  Abashintshi bemali bayatholakala cishe kuyo yonke indawo ezindaweni ezihambela izivakashi ezifana neBagan namadolobha afana neMandalay naseYangon. Njengoba umnotho usuvula, ukuthengisa amadola emakethe emnyama (eyayisendlini eyodwa kuphela ukuthola ama-greenbacks ezweni) lilahlekelwe isikhalazo. Ungalokothi uhlehliswe, kodwa: uthathe izinyathelo ezifanele zokuqapha. Amathiphu alesi sihloko abashintshi bemali e-Bali asebenza ngokufanayo eMyanmar.

  Izinga lokushintshwa kwemali yesikhumulo sezindiza zihamba kahle njengoba uzothola edolobheni, ngakho ungahambi kude kakhulu: shintsha amadola akho njengoba uthatha imithwalo yakho. Funda kabanzi mayelana nezindiza zezindiza ezimbili zaseMyanmar, eYangon naseMandalay.

• 05 ka-08

  Ingabe kukhona ama-ATM eMyanmar?

  Yebo, ngaphezu kwakho ucabanga! Ngenkathi amabhange angaphandle engakavunyelwe ukusebenza eMyanmar, amabhange amakhulu asendaweni efana neKhanbaza (KBZ) Bank, i-Asia Green Development Bank kanye ne-CB Bank isebenzisa imishini yokutshala ngokuzenzakalelayo ehlangene namanethiwekhi e-interbank njengo-Cirrus noVisa Plus. Le mishini ivame ukuhlelwa eceleni kwama-pagodas avelele; Ngathola okungenani ezimbili esiteji esiphakeme se-Shwedagon Pagoda eYangon, kanti enye eduze kweHpaung Daw U Pagoda ngase-Inle Lake. Ama-ATM avumela umkhawulo wokuhoxiswa okukhulu we-MMK 300,000 ngosuku.

  Cabanga ukuhoxiswa kwi-ATM yakho-based akhawunti uma ukuletha amadola eMyanmar kuyinto engathandeki kuwe, kodwa uqaphele ukuthi amabhange izokhokhisa imali engaphansi kukaMK 5,000 ngokuthengiselana, hhayi ukufaka imali ekhishwe yibhange lakho!

  Ukuze uthole i-ATM eduze nendawo yakho eMyanmar, hlola lamakhasi: Indawo ye-ATM ye-Visa Plus emhlabeni wonke. I-Cirrus / MasterCard ATM yokusesha injini.

• 06 ka-08

  Ngingayisebenzisa yini ikhadi lami lesikweletu eMyanmar?

  Ukusetshenziswa kwekhadi lesikweletu kunqunyelwe amahhotela kanye nezikhungo eziphakathi nendawo eziphezulu ekuphekeleni izivakashi. Amanye amahhotela aphezulu awakwamukeli amakhadi esikweletu, kodwa ngimangala ukuthola i-Inle Lake esitolo sesiliva esithatha i-MasterCard yami ngokuzithandela. Kungcono ukucabanga ukuthi abakho, kodwa i-imeyili noma ushayele ihhotela lakho kusengaphambili ukuze uhlole ukuthi bayothatha iplastiki yakho.

• 07 ngo-08

  Ingabe kudingeka ngiphakamise eMyanmar?

  Akulindelwe, kodwa uyakwazisa. Uma uthanda isevisi yabo, shiya ngemuva kokushintshwa okuncane. I-Myanma okwamanje ayijwayele ukushiywa mahhala amakhulu; U-Edwin Briels of Khiri Travel wangitshela ukuthi umngane wakhe owayesevakashele wayeshiyile iphoyinti elivamile lama-20% endaweni yokudlela eYangon, nje kuphela ukuba alandelwe umlindi njengoba bephuma emnyango - "Nkosi, ukhohliwe lokhu!" - ke wabuyisela ngokweqile!

• 08 ngo-08

  Ngidinga ukudubula lapho ngithenga eMyanmar?

  Yebo! Emakethe amaningi emakethe nasemigwaqweni yasemgwaqeni, intengo yokuqala ecaphunowe ngokuvamile ivame ukungenangqondo, futhi ungaphazamisa izinsizakalo ezingaphansi kwamaphesenti amahlanu uma uqhubeka. Kodwa ungacabangi ukuthi zonke izitolo zizokuvumela ukuba uhlasele phansi phansi; Izitolo zesiliva nezigugu azinawo ama-leeway amaningi, futhi izitolo ezisezingeni eliphezulu ngeke zivumele noma yikuphi ukuxhaphaza nhlobo.

  Khumbula ukuguqula okuhle-ngokwemvelo; phatha lokhu njengomdlalo lapho ukunqoba noma ukulahlekelwa akubalulekile kuwe. Ukuze uthole okungaphezulu ekutholeni okuningi ebhodini lakho, funda isihloko sethu mayelana nokuthungatha eNingizimu-mpumalanga Asia.