Shintsha imali yakho kwi-Belt Money: Okushiwo Yilowo nalowo Ohambayo Okudingeka Azi
Enye yemibuzo yami ehlala ibuzwa njalo iphathelene nokugcina imali yakho iphephile emgwaqweni, futhi ngokuqondile: uma kufanele uthenge ibhande lemali uhambo lwakho? Abahambi bayabathanda noma ubazondayo, kodwa akukho ukuphika ukuthi bangenye yezindlela ezingcono zokugcina imali yakho igxile uma usendaweni.
Funda ukuze uthole kabanzi mayelana nokuthi amabhande wezimali akulungele yini.
Iyini i-Money Belt?
Amabhande emali yilokho abakuzwakalayo: ibhande elinesikhwama esifihliwe lapho ungagcina khona imali yakho.
Inkolelo yukuthi uzogcina imali yakho iphephile kusuka ekukhethweni kwe-pickpockets uma ifihlwe kude nokubona. Akukhona lokho kuphela, kodwa ukufihla imali yakho ngamabhande kungakulethela ukuthula kwengqondo.
Nakhu lapho uthola khona okuncane okunzima: kukhona empeleni izinhlobo eziningana ezahlukene amabhande imali.
Uhlobo lokuqala lubukeka kahle njengebhande elivamile, kodwa kukhona iphakethe elincane ngemuva kwebhande ongayisebenzisa ukugcina imali yakho. Vula ibhande ngaphakathi ngaphakathi bese uvula igumbi elizungezile, ubeke imali yakho, faka, ubophe ibhande ku-loops yakho uphinde uhambele imigwaqo ngokuphepha. Owesibini ungaphezu kwesikhwama sezindwangu ozibopha ezinqeni zakho bese ungena ezinqeni zakho.
Ungasebenzisa amabhande emali ukugcina imali yakho, ipasipoti, namakhophi wedokhumenti kumuntu wakho. Nakuba amasela azi konke ngalezi zibhande, akunakwenzeka kakhulu ukuthi bazozama ukukucindezela ukuba uthole imali yakho egciniwe uma uke wafaka ibhande langempela.
Amapokhethi endwangu yindaba ehlukile.
Yini Amabhande Amali Ebukeka Ngayo?
Amabhande wezimali njalo avela njengezibhande ezijwayelekile futhi eze ngezindlela ezimbalwa - ukugqoke, ukugqoka, isikhumba, isikhumba - noma yini okudingayo ukuze uhlangane nesembatho sakho. Uma ungumkhwama we-backpacker, isitayela se-tovas singasebenza kangcono kuwe. Ngaphakathi ngaphakathi kwebhande, kuyoba khona isikhala esincane lapho ungakwazi ukufaka imali bese uyibeka ngaphakathi.
Akekho owayengacabanga ukuthi uzobukeka khona! Ngisho nama-pickpockets namasela.
Leli fomu lebhande lemali nakanjani kuyindlela engcono kakhulu yokugcina imali yakho iphephile, njengoba eqondayo futhi ekhululekile. Uma kuvame ukugqoka amabhande ekhaya, kungcono nakakhulu! Ngeke kudingeke ushintshe isitayela sakho esijwayelekile sokugqoka lapho ushaya khona emgwaqweni.
Uma ubheka ukuzitholela izandla zakho, nansi okuhle kakhulu nge-EagleCreek.
Kuthiwani Ngezindleko Zemali?
Amapokethi emali ngokuvamile abizwa ngamabhande wezimali, kodwa ahluke kakhulu kulawo achazwe ngenhla. Ziyikhwama elilondekile ekhanda lakho noma entanyeni futhi awukwazi ukuwabona uma ugqoke izingubo zezingubo. Uma usencane, cishe uzomzabalaza ukuthola okufanelekile - isikhwama kufanele sibe sikhulu kakhulu ukuze sifanele ipasipoti yakho nemali, ngakho-ke uzovame ukuzwa ucasulayo ngokumelene ne-crotch yakho.
Phinda futhi, hlola ukukhethwa kwezimpahla ze-EagleCreek uma ufuna ukuzikhethela, ngoba ziyizikhwama zemali ezihle kakhulu emakethe.
Futhi Kuthiwani Ngezimpahla Zokugqoka?
Phakathi neminyaka embalwa edlule, izingubo zokugqoka ezibonakalayo zivele emakethe, enikeza indlela ehlakaniphile yokugcina imali yakho iphephile ngenkathi uhamba. Inzuzo yalezi zikhwama zemali yilezi zikhwama kanye namasela ngokuvamile angalindeli muntu ukuba abegqoke, ngakho-ke abavame ukucabanga ukuhlola ukuthi ukhona yini isikhwama ngaphakathi kwethegi lakho.
Ngokwethembeka, ngizame izinto ezimbalwa ezihlukene ezinkampanini ezihlukene futhi ngisakuthola noma yini ehambisana kahle futhi ayinayo iphakethe elikhulu, elicacile nelingathandeki.
Uma ungathanda ukuzama ukugqoka izingubo zokupaka, ngingahle ngincome ukuzama i-Clever Travel Companion kuqala. Ngangingewona fan, kodwa basengcono kakhulu engikhethile. Banezembatho ezihlukahlukene, kusuka ezingaphansi zangaphansi kuya ezitebhisini ukuze kufike phezulu.
Isiqinisekiso sami
Ngivame ukuthi enye yezindlela ezinhle kakhulu zokuhlala uphephile lapho uhamba ukuziphatha ngendlela ozoyenza ngayo ekhaya.
Lokhu kusho ukugqoka i-jeans kanye ne-t-shirt esikhundleni sezingubo ezithile zokuhamba, ungathwali incwadi ehamba phambili nawe, futhi wenza konke okusemandleni akho ukubheka ukuzethemba, ngisho nalapho ulahlekile. Uma ungaboni njengabendawo, lokhu kuzokwenza okungenani unikeze umqondo owaziyo okwenzayo futhi wazi ukuthi idolobha lisebenza kanjani.
Futhi uma ubukeka sengathi ulahlekile futhi udidekile, ngokushesha uba yisihluthulelo sabakwa-scammers kanye namapokhethi okukhetha.
Amabhande wemali? Baqeda ukukhohlisa ukuthi awusona isivakashi.
Ngokushesha nje uma uqala ukuhamba ngokuzungezile komunye, kubonisa ukuthi awunayo ithemba futhi awusuki kusuka lapho. Kubonisa ukuthi u-paranoid futhi ukhathazekile mayelana nokuthi ukhona, okuyinto okusheshayo ikukhonkwane njengesivakashi. Ucabanga ukuthi izakhamuzi noma izidakamizwa zigqoka amabhantshi emali njengoba zihamba, na?
Ngenkathi sibhekene nokungalungi, okukhulu ukuthi kubonakala sengathi uhamba ngokuzungezile ezembatho zakho zangaphansi zonke lapho ufuna ukukhokha okuthile. O, futhi futhi? Abakhululekile ngempela ukugqoka ngaphansi kwezingubo zakho.
INingizimu Melika ingenye yezindawo ezincane eziphephile zokuvakasha ukuvakashela futhi inani labangane abangazange baphangi ngenkathi behamba kuleli zwekazi nakanjani kunabancane.
Labo abaye baphakanyiswa emgwaqweni? Into yokuqala umhlaseli ayenzile wayephakamisa ihembe lakhe futhi afune ibhande lemali. Kungenzeka ukuthi ulungile ngebhande esikhundleni sebhokisi, kodwa wazi ukuthi abahlaseli bayazi kahle ukuthi izinto ezinjalo zikhona. Abasekho indlela eyimfihlo yokufihla imali - kunalokho, yindawo yokuqala abantu ababukeka ngayo lapho befuna ukukuphanga.
Ngakho-ke, yini okufanele uyenze esikhundleni?
Ngigcina iningi lemali yami engena esikhwameni esiyimfihlo esikhwameni sami futhi ngivamile ukuphuma ukuyohlola ngezingaphezu kuka-$ 100 ngemali (ngaphandle uma ngiyazi ukuthi ngizodinga okungaphezu kwalokho). Ngigcina leyo mali ehlanganiswe ephaketheni lami, ngoba yilokho engikukwenza ekhaya. Uma nginamahloni ngokwanele ukuba ngiphangiwe, ngeke ngibe nemali eyanele kimi ukuze ngithinte kabi uhambo lwami, ngakho lokho kuyedwa kunginika ukuthula kwengqondo ngenkathi ngihambahamba.
Uma ngabe ngizohamba eLatin America futhi ngizizwa nginesaba mayelana nokuphangwa, ngizogcina imali yami esikhwameni sami futhi ngibe nesikhwama se-decoy ephaketheni lami ngamadola ambalwa kanye nekhadi lesikweletu elikhanseliwe.
Lesi sihloko sihlelwe futhi sibuyekezwa nguLauren Juliff.