Amathiphu Wokuhlala Uphephile Ngesikhathi Uhlela Iholide
Sonke sisesimweni sokusesha amadili amakhulu okuhamba. Ngeshwa, lokhu kusenza sibe sengozini yokuhamba isikhalazo .
Cabanga ngesimo senkosikazi eTennessee. Isingeniso esimangalisayo sanikezwa emsebenzini. Kubonakala sengathi iyincwadi efanayo efanayo nehhovisi lokuhamba enkampani elisetshenziswayo. Wacabanga ukuthi ukunikezwa kohambo olususwe ngokujulile kwaba uhlobo oluthile lwe-perk yenkampani, futhi washeshe walibhuka. Ngeshwa, izithembiso zezinkanyezi eziyisihlanu zokunethezeka ezishisayo "ngenxa yemali encane yokuphatha" zanyamalala ngokushesha njengoba imali yakhe.
Lokho kungomunye wezifundo eziningi ezivela emafayeleni ama-scam okuhamba phambili e-US Federal Trade Commission (FTC). Iya kuma-ejensi abambisene nabo kwezinye izizwe ezimboni, futhi cishe uzothola amaqoqo afanayo wezindaba ze-scam.
Ngesikhathi lapho wonke umuntu ezama ukuthola indlela engcono kakhulu yokuhamba, ama-opharetha amaningi angamanga azozama ukukuhlukanisa nemali yakho. Banikeza, okungcono kakhulu, amalungiselelo adumazayo.
Izinhlobo zoCwecwe
Ezinye izikhwama zokuhamba zikushiya lutho. Abanye bakuthembisa izinto ezinhle futhi bakhipha udoti. Noma kunjalo, abanye benza okuhle ezithembisweni uma ukhokha amacala angeziwe, okungaholela ekubambiseni imali kabili, noma kathathu lokho okuyikhokha ekuqaleni. Abanye bazoletha isipho sabo sebhahamas, futhi akukho okunye okunye.
Cabangela indaba yombhangqwana waseMissouri: Bathembiswa ihhotela eliphezulu. Lokho abakuthola kwakuyinkamelo engenamimoya emoyeni, phansi kwekhonkrithi, futhi akukho ukufinyelela ebhishi.
"Lokhu okuhlangenwe nakho kweholidini konke kwakubusuku obubi, futhi akufani nhlobo okwakushiwo yinkampani," kusho lona wesifazane etshela i-Federal Trade Commission.
Abanye abaculi be-scam basebenzisa inqubo ebizwa ngokuthi "intengo yokuhlukaniswa." Banikeza izindiza nezindawo zokuhlala ngamanani ngezansi kwamanani emakethe, kodwa kuzoba nemali ekunyathelisweni okuhle okungekho okwehlisa imali.
Abanye bazokhuluma ngehhotela lokunethezeka kodwa bafihle iqiniso lokuthi imali ebiza kakhulu "engeza" iyadingeka ngaphambi kokungena ngemvume.
Naphezu kwemizamo yama-ejensi kahulumeni afana ne-FTC, imboni yokuhamba ilawulwa kabi kakhulu. Noma ubani angafaka isibonakaliso phambi komnyango wabo futhi athengise imikhiqizo yokuhamba. Uma ufinyelela kumshini wefeksi, ucingo noma i-akhawunti ye-imeyli, ungathumela ukucela.
Ungayifaka kanjani i-Scam
Iningi lalezi "amadili" lihlanganyela ngezici ezifanayo, okwenza kube lula ukubona, futhi ekugcineni, ugweme.
- Ukucindezela ukubhuka ngokushesha. Uma uke wanqotshwa imoto, cishe uzwe umbuzo ocasulayo "ngingenzenjani ukuze ngifake kule moto namhlanje?" Umqondo ukuvala lo mkhiqizo ngaphambi kokuba umthengi angene nezikhalazo. Akuyona inkinga yokungathembeki ngaso sonke isikhathi, kodwa endaweni yezokuvakasha, kufanele iphakamise amafulegi abomvu okuqapha. Kuyathakazelisa ukuthi eziningi zalezi zivumelwano ngokushesha zihilela ukuhamba okungenani izinyanga ezimbili esikhathini esizayo. Kungani? Amakhadi amaningi esikweletu anomkhawulo wamalanga angu-60 ezinselele zokuthenga. Bafuna ukuthi uqaphele isiphetho sakho kuphela emva kokuba leso sikhathi siphelelwe yisikhathi.
- Ukusebenzisa amasevisi e-courier. Elinye ifulegi elibomvu kufanele lihambe uma inkampani ifuna ukwenza ibhizinisi kuphela ngezinsizakalo zeposi. Izikhathi eziningi, inhloso ukugwema izimiso zokukhwabanisa ngeposi ezihambisana nezinsizakalo zeposi.
- Amagama awafani . Nasi esinye isibonakaliso esivamile senkathazo: uma amagama omthengisi nomthengisi wezokuhamba ehlukile. Uma kunjalo, amathuba okuba usebenza noma ucingo lwe-telemarketer noma omunye ohamba phakathi ongenazo izinzuzo zakho enhliziyweni.
- Ukulethwa kwesikhathi okulethwa kwezidingo. futhi abathengisi abaningi kufanele baphakamise ukusola kwakho kobugebengu.
Indlela Yokugwema Ukukhwabanisa
Ngaphambi kokuthenga, cabangela uhlu lokuhlola olulandelayo, oluqoqiwe kusukela ku-FTC, uMnyango wezokuThutha, kanye neBhodi YezokuVikela kwaBathengi. I-FTC inikeza ifomu lesikhalazo se-intanethi. Kodwa khumbula ukuthi akekho umuntu onganikela ngokuqinisekiswa kokuthola ngemuva kokuthi uke wahamba.
- Sebenzisa njalo ikhadi lesikweletu. Lokhu kukunika ithuba lokuphikisana namacala okukhohlisa ngokusebenzisa inkampani yakho yekhadi lesikweletu. Kufanele futhi ungalokothi unikeze inombolo yakho yekhadi kumuntu ofuna ukuqinisekiswa kobunikazi bakho. Vele unike inombolo ngenamba yangempela.
- Funda isilulumagama. Uthole kangaki i-imeyili elandelayo? "Ukhethiwe ngokukhethekile ukuthola i-Spectacular Travel Travel Offer yethu." Ufunde izikhathi eziningana, uzibuze imibuzo elandelayo: Kungani ukhethekile? Uhambo luhle kangakanani? Yiziphi izakhi ezenza kube uhambo lokunethezeka? Lawa magama aklanyelwe ukunaka, hhayi ukuthi achaze ngokunembile amasevisi.
- Qinisekisa imininingwane yohambo lwakho. Uma bethi ihhotela liyikhwalithi yezinkanyezi ezinhlanu, cela igama nekheli. Nge-intanethi onawo, kulula ukuyibona noma iyiphi ihhotela. Qeda isivumelwano uma singanikezwa. Kuyafana nangezindiza, izinkambo, imikhumbi yokuhamba, neminye imikhiqizo. Izinkampani ezihloniphekile azizinqikazi ukunikeza lolu lwazi. Hlola irekhodi lethrekhi yenkampani, futhi. Iziphathimandla zendawo kufanele zibe nezinhlu zamafemu athola izikhalazo eziningi.
- Gijima kusukela "okunikezwayo kwe-Instant Travel Agent". I-scam evamile ukudayisa okuthiwa isitifiketi njengenjengehambo lokuhamba. Lokhu, uzokwaziswa, ikuvumela ukuba usebenzise ama-izaphulelo ochwepheshe kanye nokuhamba kwamahhala. Inkinga ngalokhu ukuthi izaphulelo zomsebenzi akuzona izibopho. Abathengi banquma ukuthi ngubani futhi banikeza amanani okuphumula. Amanye alawa okuthiwa amadili amakhredithi amaningi wokumaketha. Izindaba ezimbi. Ungadukiswa.
- Qaphela igama elithi "okunconywa". Cabanga ngokuthi kungani kukhona okunikezwayo mahhala. Izikhathi eziningi, lo mbono ukuhlinzeka izethameli ezithunjiwe amahora wokuthengisa okwethulwayo. Ingabe ufuna ukuchitha isikhathi sakho sekhefu esiyigugu ukulalela lezi zindawo? Njengoba unikezwe ukuthi eziningi zihlelekile ukuze uzizwe uzibophezelekile, futhi eziningi zibonisa ukunyakaza okukhulu, ungase ungabi nhlobo nje ukuchitha isikhathi sakho esiyigugu kodwa uvuselele ukuthenga into ongayifuni ngempela.