01 ka-03
Ukulahlekelwa Kokusetshenziswa Kuchazwe
Marcel ter Bekke / Moment Hambayo / Getty Izithombe Izindaba Abahambi bebhajethi bangase bathi ukukhokhela okunye umshwalense kusuka enkampanini kungenye yeziphambeko eziqashisayo eziqashisayo zemoto . Kodwa izinkampani ziye zathola indlela yokufaka ukungabaza ngalesi sinqumo sokuncipha. Ukungabaza kuvela kulokho imboni manje ebiza ngokuthi "ukulahlekelwa ukusetshenziswa."
Uma unengozi ngemoto eqashiwe, leyo moto kungenzeka ukuthi ingabikho izinsuku eziningi njengoba kulungiswa.
Izinkampani eziqashisayo zezimoto manje zicela ukubuyiselwa kwemali elahlekile ukuthi imoto izobe ikhiqize uma engekho egalaji yokulungisa.
Uma unecala engozini, izinkampani eziningi eziqashisayo zizokulindela wena noma umshwalense wakho ukumboza lokhu kulahlekelwa, okungukuthi imali ejwayelekile yokuqasha nsuku zonke yanda ngenani lezinsuku imoto eyonakalisiwe ingaphandle kokuthunyelwa.
Kungenye ukuphikisana abameleli kumele babuyele kuwe uma unqanda umshuwalense wabo obizayo emzamweni wokulondoloza imali ngokuqashisa imoto . Abaningi baqeqeshwe ukwenza ukunciphisa ukufakwa kwebhizinisi njengoba kungakhululekile ngangokunokwenzeka. Uma uthi umshuwalense wakho womuntu siqu uhlanganisa ukuqashwa, bazophendula ukuthi kungenzeka ukuthi ukulahlekelwa izindleko zokusebenzisa kufakiwe.
Ngeshwa, zingase zilungile.
Ngenxa yokuthi inkokhelo entsha, kungenzeka ukuthi inqubomgomo owamukele eminyakeni eminingi edlule ayigcini ukulahlekelwa ukusetshenziswa.
Kodwa ungadangali emizamweni yakho yokuthola amazinga angcono kakhulu wokuqasha. Ukuthenga inqubomgomo yenkampani eqashisayo yemoto ngezinye izikhathi-ayikona okukhethwa kukho kuphela. Funda ukuze uthole amasu ambalwa onomshwalense wokuqasha imoto.
02 ka-03
Ukulahlekelwa Kokusetshenziswa Nekhadi Lekhadi Lesikweletu
Shekhar Kumar / Moment Mobile / Getty Images Izindaba Iningi lezindleko zokuqasha imoto livikelekile ekhadini lesikweletu. Kodwa yiliphi ikhadi ozolisebenzisa?
Ama-Visa amaningi, i-MasterCard ne-American Express amakhadi azohlinzeka ngemali yomshwalense wokuqasha imoto, kuhlanganise nokuvikelwa kokulahlekelwa kwezimangalo zokusetshenziswa.
Lesi yisitatimende esibanzi, futhi akusikho konke okudingeka ukwazi.
Okokuqala - futhi mhlawumbe kusobala - kumele usebenzise ikhadi ukuze ubhale ukuqashwa. Ukuvele nje ube ne-akhawunti nenkampani yekhadi lesikweletu ngeke kube ngokwanele.
Isinyathelo sesibili ukuqiniseka ukuthi uhlanganiswe nomklomelo othile wekhadi omelelwe esikhwameni sakho noma esikhwameni.
Izikhathi eziningi, lokhu kungenziwa ngokusheshisa nge-intanethi noma ngokushaya ucingo kwinombolo yesevisi yamakhasimende ephrintiwe ekhadini lakho. Kubalulekile ukungenzi imibono. Lolu hlobo lokusabalalisa alulona olujwayelekile futhi cishe luzohluka phakathi kwezinkampani.
Kukhokha ukwenza lolu cwaningo endaweni lapho ungekho ngaphansi kwengcindezi yokubhalisela umshuwalense obizayo kumakhasimende aqashisayo.
Khumbula lo mthetho jikelele: Ukufakwa kwezimoto zokuqasha imoto yesikweletu kungase kuthathe izindleko zokushayisana, kodwa okungajwayelekile - uma kwenzeka - inikeza ukukhokhelwa kwemfanelo.
Ngakho-ke zikhona izikhathi lapho udinga ukukhokha okungaphezulu kwalowo mshwalense wokuqasha inkampani eqashisayo enikezayo? Okulandelayo, sizocabangela izimo ezimbalwa ezinjalo.
03 ka 03
Lapho Kufanele Uvume Ukwakhiwa Kenkampani Yendawo Yokuqasha
Mel Bouzad / Getty Izithombe Ezokuzijabulisa I-Loss of Use clause kungenzeka ingabonakali kwinqubomgomo yomshwalense wakho wemoto. Kungenzeka futhi ukuthi akukho emkhakheni wekhadi lakho lesikweleti. Ngaleso sikhathi, kuzodingeka uhlole izingozi.
Ukulahlekelwa Kokusetshenziswa kungase kube yimali encane kune-deductible kumgomo wakho. Ngaphandle kokuthi imoto idinga ukulungiswa okubanzi, lezindleko zizofika ngaphansi kwe $ 1,500. Ungase ubone njengengozi okufanele uyenze.
Kodwa kunezikhathi lapho uzodinga khona ukuphonsela iseluleko esivamile, ukugcoba amazinyo akho bese ukhokha imali eyengeziwe yokuqinisekisa nge nkampani eqashisayo imoto.
Labo abangenayo inqubomgomo yomshwalense wabo siqu bazodinga ukubheka ngokucophelela ukufakwa kwenkampani. Kodwa labo abanomshwalense wemoto kanye nezingozi eziningana kumarekhodi abo kudingeka futhi benze kanjalo.
Kungani? Ngoba izinkampani eziqashisayo zemoto zizenzele izimoto zabo. Izindiza zabo zinkulu kakhulu kangangokuthi zenza umsebenzi wokulungisa ngaphandle kokufaka inkampani yomshuwalense. Bathola amanani amahle kusuka kubathengisi abathanda ukuvota kwebhizinisi.
Lokhu kusho ukuthi ngeke babike ingozi yakho ezinkampanini zomshuwalense. Kungase kuvuke umbiko wophiko lwamaphoyisa bese ufika kumshwalense wakho ekugcineni, noma kunjalo.
Kubalulekile futhi ukucabangela ukwamukela ukufakwa kwenkampani uma uqasha ngaphandle kwezwe lakini. Izinqubomgomo zomshuwalense ngokuzenzakalela azivami ukumboza ukuqashwa okunjalo, futhi ukumbozwa ngekhadi lesikweletu ngokuvamile akubandakanyi izindawo ezihambele kakhulu ezokuvakasha ezifana ne- Ireland , iMexico ne-Israel.