Umhlahlandlela Wabahambisi Wokuhamba E-Afrika

Amathiphu into ebalulekile ukuze uthole ilungelo uma uhambela e-Afrika. Kubalindi abaningi, iziqondiso ze-safari kanye nabashayela, amathiphu enza amaphesenti amakhulu eholo labo. Ukunciphisa ngokweqile kunenkinga encane kunezingcindezi, ikakhulukazi kunikezwe ukucindezeleka kwezomnotho abaningi basebenzi be-Afrika abakhuthazelayo ukuze bafake ukudla etafuleni, bathengise imifomu yesikole futhi banikeze ukwelashwa okufanele. Ngezansi uzothola imihlahlandlela ethile yokusiza ukukusiza ukuthi uhlele isabelomali semali efanele ukuze ulethe uhambo lwakho.

Amathiphu Okujwayelekile Wokuthinta

Uma uhamba, kuwumqondo omuhle ukugcina ukunikezwa kwemithetho encane (noma ngeDola laseMelika noma imali yasekhaya lapho uya khona). Ukwenza ushintsho kuhlale kunzima, ikakhulukazi ezindaweni ezikude kakhulu. Nika njalo inhlamvu ngqo kumuntu ofisa ukuwuvuza ngezinsizakalo. Isibonelo, uma ufisa ukwehlisa ukugcinwa kwezindlu, ungabeki iphoyinti lakho phezulu edeskini bese ulindela ukuthi lifike kumuntu ofanele.

Ngokuvamile, imali iyakwaziswa kakhulu kunezimpahla, njengoba inikeza lowo owamukelayo inkululeko yokusebenzisa imali yakhe njengoba ibona kahle. Uma ungathanda ukunikeza isipho, qinisekisa ukuthi wenza kanjalo ngokuziphendulela . Hlola isihloko sethu kwi- Money Matters e-Afrika ukuze uthole amathiphu ngemali efanelekile yokuletha nezeluleko mayelana nokuthi ungasebenzisa kanjani amakhadi esikweletu kanye nokuhlola kwama-Traveler phesheya.

Indlela Yokusikisela Ngokudla Neziphuzo e-Afrika

I-10% - 15% ithiphu ejwayelekile yokuhlinzekwa okuhle ezindaweni zokudlela nasemabhasini.

Abalindi abaningi bathola umholo wokuphila okuyisisekelo kakhulu, ngakho-ke amathiphu ayengezela kakhulu futhi umvuzo ofanele wenkonzo enhle. Uma usanda kuthenga ubhiya noma i-coke, kuhle ukushiya ushintsho kunokuba uphendule okuthile. Uma udla neqembu elikhulu endaweni yokudlela enhle, inkokhelo yesevisi ivame ukungezwa esheke ngokuzenzekelayo.

Indlela yokuThuthukisa ukuHlulwa kwezindlu, Abalindi, Abasebenzi behhotela, Iziqondiso ze-Safari kanye nabashayeli

Emahoreni asebhajethi, amathiphu okugcina izindlu ayilindelekile, kepha ayamukelwa njalo. Emakamu okuphepha okunethezeka kuyoba njalo ibhokisi lokubhoboza elivamile ebhodini elingaphambi noma lokwamukela. Amathiphu afakwe lapha azovame ukusabalalisa ngokulinganayo phakathi kwabasebenzi bekamu; ngakho-ke uma ufuna ukuphoqa othile ngokuqondile, qiniseka ukwenza kanjalo ngokuqondile.

Njengomhlahlandlela jikelele, isihloko:

Ngenkathi abahlinzeka ngemisebenzi emazweni amaningi ase-Afrika bazothola ngenjabulo amaDola ase-US, ngezinye izikhathi kufanelekile ukuphoqa ngemali yendawo. ENingizimu Afrika, isibonelo, amathiphu kufanele anikezwe eRandi.

Indlela Yokuthi Ubophe Abakwa-Porters, Iziqondiso Nezokupheka Ezintabeni Zezintaba

Uma uhlela ukukhuphuka eKilmanjaro noma uhambe kwezinye izintaba e-Afrika , inkampani yakho yokubhuka kumele ukwazi ukukwazisa imali efanelekile. Ukuze uthole ukulinganisela kwesabelomali esheshayo, lindele ukuchitha u-10% wezindleko zokuhamba kwakho kumathiphu.

Lokhu kuvame ukuhumusha nxazonke:

Indlela Yokwenza Ushayiphe Abashayeli Bamatekisi

Lapho ukushayela abashayeli bamatekisi, kuvamile ukuba uhambisane nomzila wokugcina bese ushiya umshayeli ushintsho. Uma umshayeli ephumile endleleni ukuzokusiza, uye wahambisana ne-tariff metered (uma imitha isebenza!), Noma uma uhambo lungaphezu kwemizuzu engama-30, cabanga ukuthi uhamba u-10%.

Lapho Ungasizo Ithiphu

Nakuba kuhle ukupha, ikakhulukazi emazweni lapho ubumpofu kuyinkinga enkulu, kunezimo lapho kungcono ukungaphuzi khona. Isibonelo, abantwana base-Afrika bavame ukuphoqeleka ukuba bachithe isikhathi emigwaqweni kunokuba basesikoleni ukuze bathathe amathiphu (noma izibonelelo) ezivela kubavakashi. Ngeshwa, ukukhokha imali kuphela kuqhubekisela phambili inkinga, ukuyilahlekelwa imfundo abayidingayo ukuze baphile esikhathini esizayo.

Uma ufuna ukusiza izingane zasemgwaqweni noma ukuzivuza ngenxa yesenzo sokusiza noma umusa, cabangela ukuzithenga ukudla, izinto zokudla noma ngisho nezinto zokufunda kunokuba uzinike imali.

Ngokufanayo, uma uthola isenzo somusa wothando ovela kumuntu omdala ocabanga ukuthi kufanele uvume, cela umqondisi wakho uma kufanelekile ukuphawula. Ngenkathi imali ikholwa njalo, kungenzeka ukuthi ukunikela imali kungabangela ukucasula. Kulesi simo, ukuhlinzeka ukuthenga isiphuzo epholile noma ukudla kungase kube okufanelekile.

Uma ngabe le nsizakalo ibibi, noma uma kudingeke ukuthi uphuzule futhi uzwa ukuthi uyasetshenziswa, akudingeki uthayiphe. Ukuphawula kuyumvuzo wenkonzo enhle e-Afrika njengoba kuwukuthi yonke indawo emhlabeni wonke.

Lesi sihloko sibuyekezwe nguJessica Macdonald ngo-Agasti 19, 2016.