Amathiphu Emali Abahambi Abaya e-Afrika
Amathiphu okuhamba ngemali e-Afrika ahlanganisa indlela ephephile kakhulu yokuphatha imali uma use-Afrika, imali enhle kakhulu ukuletha e-Afrika kanye neseluleko ngendlela engcono kakhulu yokuletha e-Afrika. Izixhumanisi zamazwe ahlukene ase-Afrika nezindleko zawo zingatholakala ezansi kuleli khasi.
Izindleko ezinhle zokuletha e-Afrika
Izindleko ezinhle kakhulu zokuletha ohambweni lwakho e-Afrika yi-US Dollar neYurophu Yurophu.
Ungaletha lezi zindleko ngokukhokhwa noma ukuhlolwa kohambo (bheka ngezansi ukuthola imininingwane eyengeziwe).
Indlela Enhle Yokuletha Imali E-Afrika
Kungumqondo omuhle ukuletha imali ngezindlela ezehlukene, uma kwenzeka uthola imali encane, akukho ndawo yokushintsha isheke lomhambi, noma umthengisi ngeke athathe ikhadi lesikweletu. Ngezansi kukhona ezinye izinzuzo nezindleko zezinketho ezehlukene ozithandayo uma uletha imali yakho yokuhamba e-Afrika.
Amakhadi ATM / Debit
Ngivame ukuthatha ikhadi lami le-ATM / Debit (ikhadi lesikweletu, ikhadi lebhange) futhi ngihoxise imali ngokushesha nje lapho ngifika, kungaba esikhumulweni sezindiza noma edolobheni. Ngithola ukuhoxisa imali ngale ndlela kuthatha amacala amancane ngakho ngithola bangcono buck yami. Kuhle futhi ukuthi ufunde ukuthi imishini yasebhange isebenza kanjani uma usufika. Kufanele uhlole ukuthi ungayithola kanjani imali yakho (noma ngabe ucindezela "isikweletu" noma "hlola"), nokuthi yiziphi izinkinobho zokucindezela kusukela zingase zibhalwe ngolwazi olungajwayelekile.
Kumele ukwazi ukuthola ibhange ezinhlokweni eziningi zase-Afrika ezamukela ikhadi lakho lokukhipha (nge-cirrus noma i-maestro symbol kuso).
Ngaphandle kwemidolobha emikhulu nakuba, namanye amahhotela aphezulu, cishe ngeke ube nenhlanhla.
Indlela yokuthola imishini ye-ATM e-Afrika:
- I-Locator ATM Locator
- Izindawo ze-MasterCard ATM
- I-Barclays Bank e-Afrika
Ungakhohlwa ukuthi imishini yasebhange ingahle ilahlekelwe imali futhi ngezinye izikhathi ingadla ikhadi lakho, ngakho ungathembeli ekhadini lakho lebhange kuphela.
Kufanele ushayele ibhange lakho ngaphambi kokuba uhambe futhi ubazise ukuthi uzosebenzisa ikhadi lakho kwelinye izwe. Ngezinye izikhathi amabhange azoyeka ukuhoxiswa kwamanye amazwe ngokuphepha kwakho.
Amakhadi esikweletu
Amakhadi esikweletu awusizo emadolobheni amakhulu namahhotela okunethezeka kepha izindawo ezincane angeke zamukele. Uma ungasebenzisa ikhadi lesikweletu qiniseka ukuthi ubuza mayelana nezinga lokushintshaniswa kanye nemali ekhokhiswayo. I-Visa ne-MasterCard ivame kakhulu kakhulu kunanoma yimuphi omunye ikhadi lesikweletu. Uma uhamba eNyakatho Afrika noma eNingizimu Afrika, amakhadi esikweletu alamukelwa kakhulu kakhulu.
Shayela inkampani yakho yekhadi lesikweletu ngaphambi kokuba uhambe futhi ubazise ukuthi uzosebenzisa ikhadi lakho phesheya. Ngezinye izikhathi bayalahla inkokhelo yokuphepha kwakho uma ivela ngaphandle kwezwe lakini.
Abahambi Bahlola
Ngesikhathi sokugcina ngathola amasheke ahambahamba ebhange langakithi, ababikezeli bangibheka njengokungathi ngingumfokazi. Akekho egatsheni ongakhumbula ukuthi angayithengisa kanjani. Kodwa, ukuhlolwa komhambi kusetshenziselwa futhi kwamukelwa e-Afrika ngoba kuphephile kunezimali futhi kungenziwa esikhundleni sebiwe. Inkinga yokuhlola i-cashing isheke ukuthi kufanele uthole ibhange elizimisele ukwenza lo msebenzi, futhi uma wenza, ungaqiniseka ukuthi uzokhokha imali ephakeme kakhulu.
Ngakho uma uthola isilinganiso esihle futhi unokuhlola ukuhamba, ukheshi okuningi ngesikhathi esisodwa.
Kufanele uthole amasheke okuhamba ngama-US Dollars noma ama-Euro.
Cash
Ngaso sonke isikhathi uphathe imali yakho, ama dollar aseMelika cishe alula kakhulu kuwo wonke amazwekazi. Yenza i-assortment yezinkokhelo nawe futhi ucabange ukuthi amazwe amaningi akhokhisa imali yezindiza e-US kanye namanye amapaki kazwelonke azokwamukela kuphela amadola ase-US ngemali yabo yokungena. Uma usendaweni ephephile ekugcineni, kuvamile ukuphoqa usebenzisa amaRandi ase-US, kodwa kumakethe wendawo futhi ngokujwayelekile, zama futhi ushoyise ngemali yendawo. Qaphela ukuthi ezinye ze-Bureau of Changes zizokwamukela kuphela izikweletu zama dollar ase-US ezikhishwe ngemva kuka-2003. Amanye amabhange namahhotela azokwamukela kuphela izikweletu ezikhishwe ngemva kuka-2003 (kunzima kakhulu ukuzakha).
Ngivame ukuya ebhange lami ngaphambi kokuphuma ohambweni bese ngithola izikweletu ezintsha ezintsha zokugwema ukugijima kunoma iyiphi inkathazo. Ngokufanayo, ungamukeli izindleko ze-US ezidabukile noma ezindala njengokushintsha, uma uhlela ukuzisebenzisa ngenkathi e-Afrika.
Ukuphatha imali yakho e-Afrika
Indlela ephephile kakhulu yokuphatha imali yakho ngenkathi uhambo lwakho lusebhantshini lwemali elingaphansi ongakwazi ukugqoka ngaphansi kwezingubo zakho. Gcina imali ohlela ukuyisebenzisa ngalolo suku ephaketheni noma esikhwameni semali esabonakalayo. Kungcono kakhulu kunokubamba ngaphansi kwezingubo zakho, futhi kuyinto enhle kakhulu uma uthola ukuphangwa. Uma ihhotela lakho liphephile, gcina imali yakho yangaphandle, ipasipoti, namathikithi ephephile futhi nje ulethe ukheshi wendawo nawe ngenkathi uphumile futhi uhamba.
Zama njalo futhi ugcine izikweletu ezincane nezinhlamvu zemali ezinikezwayo ngezeluleko namathiphu. Noma nini lapho ucabanga ukuthi kunomuntu othile oyoguqula ibhilikhithi elikhulu kuwe - qhubeka futhi wenze.
Ukushintshanisa Imali Emgwaqweni
Uma ufika ezweni lase-Afrika, ungase uhlangane nabantu abazokuzama ukukukhuthaza ukuba ushintshe imali futhi uzokhipha izinga elingcono kunalokho ibhange elingakunika lona. Ungazami ukushintsha imali yakho ngale ndlela. Akuvumelekile futhi akuwona umqondo omuhle ukubonisa umuntu wonke imali yakho yangaphandle. Kunezizwe ezimbalwa kakhulu e-Afrika manje lapho izinga lemakethe elimnyama lemali yangaphandle lihluke kakhulu kwizinga lokushintshaniswa okusemthethweni .
Ukushintshanisa imali yakho emgwaqweni akufanelekile ukuhlupheka noma ingozi yokuphangwa noma ukukhohliswa.
Ukuthola imali yasekhaya ngaphambi kokuthi uhambe
Kunezinhlobo ezithile zemali ze-Afrika ongazithenga ngaphambi kokuthi uhambe. Kusho ukuthi awudingi ukucindezeleka mayelana nokuthola ibhange esikhumulweni sezindiza - nakuba lokhu ngezinye izikhathi kulula kunokuthola ibhange edolobheni. Ungathenga iRandi laseNingizimu Afrika, iShilling yaseKenya, i-Egyptian Pound, i-Mauritius Rupee, i-Seychellois Rupee kanye neZambian Kwacha. Inkampani ebizwa ngokuthi i-EZForex inikeza amanani ahloniphekile okuthenga lezi zindleko nakuba angizange ngiyisebenzise ngokwayo.
Izindaba Zezimali Ngendawo Yase-Afrika
Ukuze uthole ukubuka konke kwezimali zezwe lase-Afrika, bheka - Izikhalo zase-Afrika . Ukuze uthole ulwazi olujulile ezindaweni ezihambela izivakashi e-Afrika, chofoza izixhumanisi ngezansi: