Umshwalense Wokuhamba Ngama-Seven Corners: I-Complete Guide

Ngaphambi kokuba uthenge uhlelo lwezinhlamvu eziyisikhombisa, hlola zonke izinketho zokufaka kuzo.

Isekelwe emzaneni wase-Indianapolis waseKarmeli, e-Indiana, ama-Corner Seven aqala ibhizinisi njenge-Specialty Risk International ngo-1993 ngabasebenzi bomshuwalense uJim Krampen noJustin Tysdal. Le nkampani ekugcineni yashintsha igama layo yaba yizinhlamvu eziyisikhombisa-mhlawumbe ibhekisela kumazwekazi ayisikhombisa omhlaba, noma izilwandle eziyisikhombisa zomhlaba. Namuhla, inkampani ichaza umsebenzi wayo ngokuletha "umshuwalense omusha futhi ocabangelayo futhi uzuze izixazululo ngokusebenzisa indlela yethu enobungane, yamakhasimende." Le nkampani ikhonza abahamba ngamazwe emhlabeni wonke, ehamba e-United States, labo abashiya eU.SA ukuvakashela ezinye izizwe, amabhizinisi, ohulumeni , futhi futhi banikeze imikhiqizo yabo ngokusebenzisa inethiwekhi of agents.

Kusuka kumnikelo wabo womkhiqizo oyedwa ngo-1993, le nkampani manje inikeza imikhiqizo nezinsiza eziningi kubahambi emhlabeni wonke. Le nkampani iphinde iqondise izinhlelo nezinhlelo zikahulumeni, isebenze njengomphathi obhalisile jikelele, futhi inikeze umhlengikazi ukusiza, usizo lokuhamba nge-24/7, kanye nezinsizakalo zokuphathwa kwecala.

Ama-Corner ayisikhombisa alinganisiwe kanjani?

Yize zonke izinhlelo zilawulwa yiziNhlamvu eziyisikhombisa, abambalwa abambalwa abangaphansi komhlaba banikeza imikhiqizo yomshuwalense ama-Seven Corners athengisa. Imikhiqizo ibhalwe phansi ngabakwa-Underwriters abathile, i-Lloyds yaseLondon, i-Tramont Insurance Company Limited, i-Advent Syndicate 780 eLloyds yaseLondon, Inkampani ye-United States Insurance Insurance kanye nabanye. Phakathi kwababhalisile, iNkampani Yomshwalense Yomlilo yase-United States inesilinganiso "A" (esiphumelele) nesimo esimisiwe kusukela kumasevisi we-AM Best Rating.

Mayelana nokubandakanya inqubomgomo kanye nenkonzo yamakhasimende, Amakhombandlela ayisikhombisa athole izilinganiso ezinhle ezivela kubalingani bawo namakhasimende.

Labo abathengisa umshuwalense wabo wokuhamba emakethe InsureMyTrip banikeze Amakhombisi ayisikhombisa ukulinganisa kwezingu-4.5 izinkanyezi (ngaphandle kwalabahlanu), nokubuyekezwa kuka-500 okubhalwa kuze kube manje. Emakethe yomshuwalense wokuhamba Squaremouth, Seven Corners uthole izibuyekezo ezinhle kakhulu, kanti ngaphezulu kuka-1 500 kuba okungenani izinkanyezi ezine (ezingabahlanu).

Kodwa-ke, inkampani ithole izibuyekezo ezingu-238 ezimbi, ezimelela amaphesenti angu-0.6 wezibuyekezo zabo ngokuphelele (Squaremouth ibhala ukuthi amaphesenti ajwayelekile wokubuyekezwa okungalungile amaphesenti angu-0.4).

Yiziphi Imikhiqizo Yomshwalense Wokuhamba Ekhona Ngamakhombandlela Ayisikhombisa?

Amakhonksi ayisikhombisa anikeza imikhiqizo yomshuwalense kubo bonke abahambahambayo: labo abavela e-United States abavela kwezinye izizwe, labo abavela kwelinye izwe abaya e-United States, labo abaya kwelinye izwe abangewona ama-United States, futhi abafundi beya emakilasini ngaphandle kwekhaya labo izizwe. Iminikelo yabo ingadilizwa ngezigaba ezine: ukuhamba kwezokwelapha, ukuvikelwa kohambo, amapulani abafundi kanye nezivakashi / izinhlelo zokufuduka.

Sicela uqaphele: zonke izimiso zezinzuzo zingashintsha. Ngolunye ulwazi oluthe xaxa, ulwazi lwe-Seven Corners luqondile.

Amakhonksi Ayisikhombisa Ahamba NgeziMpilo Zokuhlela

Izinhlelo eziyisikhombisa zokuvikela ukuhamba

Amakhombandlela ayisikhombisa Plans Student

Isihambeli Sezingqimba Eziyisikhombisa kanye nezinhlelo Zokufuduka

Ngaphezu kwalokho, izingqimba eziyisikhombisa nazo zinikeza okulandelayo imikhiqizo ekhethekile:

Yini Okungeke Kuyikho Amakhanda Ayisikhombisa Emboza Umshwalense

Njengemikhiqizo yomshuwalense wokuhamba, imikhiqizo yezinhlamvu eziyisikhombisa iza nemikhawulo. Imingcele ethile yokuqhathanisa ihlanganisa:

Ngifaka kanjani I-Claim With Corner Seven?

Njengezinkampanini eziningi zomshuwalense, ukufaka isimangalo kungenziwa ku-intanethi. Labo abathengi icebo labo ngqo ngokusebenzisa ama-Corner Seven bangamane bangene ngemvume ku-akhawunti abayidalile ngesikhathi sokuthenga kwabo.

Le nqubo iqala ngokukhomba amafomu afanele kwiwebhusayithi ye-Seven Corners ukuze kubuyekezwe. Abahambi kumele bagcwalise amafomu okufaka isicelo, bese behambisa ikhophi yepasipoti, izikweletu eziningiliziwe noma amaresidi athile, nanoma yimaphi amanye amadokhumenti asekelayo. Kusuka lapho, izicelo zamafomu zingenziwa ngefeksi, zilayishwe ngokuphepha nge-website yazo, noma zithunyelwe nge-imeyli noma i-mail yendabuko.

Kulabo abanemibuzo, inkampani ingafinyelelwa kwinombolo yabo yamahhala. Amakhonksi ayisikhombisa atholakale ngoMsombuluko kuze kube uLwesihlanu, kusukela ngo-8 ekuseni ukuya ku-5: 00 ntambama e-Eastern Time ngo-1-800-355-0477.

Ubani Amakhonksi Ayisikhombisa Imikhiqizo Yomshuwalense Okuhle?

Ngokuphelele, Amakhonksi ayisikhombisa anikezela umshuwalense wokuhamba kuwo wonke umuntu ohambahamba, kungakhathaliseki ukuthi baya kuphi emhlabeni. Ngaphezu kwalokho, eziningi zalezi zinshuwalense zokuhamba zomshuwalense zinemininingwane eningiliziwe, ephelele, futhi zinikeza amazinga aqinile okuhlanganisa. Uma uhamba ngezinto eziphezulu, noma uhlela ukushiya izwe lakho elide isikhathi eside, imikhiqizo yezinhlamvu eziyisikhombisa ingaba ukubheja kwakho okungcono kakhulu kokuphepha komuntu ngenkathi udele ekhaya.

Kodwa-ke, kulabo abangahle bahlele uhambo olubi noma olude, Amakhonksi ayisikhombisa angeke anikele ngemikhiqizo engcono kakhulu. Ngisho nasezingeni labo eliphansi kunazo zonke, imikhiqizo yezinhlamvu eziyisikhombisa inikeza izinzuzo eziningi ongase ungadingi. Uma unquma ukuthi umshwalense wokuhamba ulungile yini, cela ukuthi uzodinga yini enye yezinzuzo uma kwenzeka isimo esibucayi kakhulu, futhi uma uhambo lwakho luvuma ukuthi lelo zinga lizofakwa.

Ngaphambi kokuthenga uhlelo lokushuwalense lwama-Seven Corners, qiniseka ukuthi uyaqonda ukuthi yiziphi ezinye amazinga okufakaza okungenzeka unayo kakade. Nakuba ama-Corners ayisikhombisa anikezela iphothifoliyo enkulu yezinketho zomshuwalense, kubalulekile ukuqinisekisa ukuthi uqonda ukuthi yiziphi izimo ezingase zihlanganiswe, ezingeke zihlanganiswe, nalapho uthola khona izinga eliphezulu lokufaka.