Amabhonasi omkhakha athola umvuzo omkhulu wezinhlobo ezithile zokuchitha.
Ukwenza ubhalisele ikhadi lesikweletu kuyinselele kumabhange, ngokuqinisekile, kodwa uma usuphethe ikhadi futhi uhlangabezana nezimfuneko ezingaphansi zokuchitha imali , abakhishweyo bakudinga ukuthi uqhubeke uswayipha ukuze uguqule inzuzo. Ama-Miles namaphuzu abaqoqi bangaba namakhadi angaphezu kweyishumi nambili, ngakho-ke izinkampani zidinga ukunikeza isikhuthazo sokukugqugquzela ukuthi usebenzise ikhadi labo phezu komunye.
Enye indlela yokufeza lokhu iwukuba ngamabhonasi wesigaba sonyaka owuthola umvuzo omkhulu wezinhlobo ezithile zokuchitha.
I-Chase Freedom ingenye yamakhadi anjalo athandwa kakhulu emakethe. Ngokuzenzakalelayo, izikweletu zikhishwa njengemali emuva, kodwa uma unomunye umshayeli wekhadi lesikweletu othola imivuzo ephezulu, njengekhadi le-Chase Sapphire, ungakwazi ukuguqula iphuzu ngalinye lekheshi endaweni yokubuyiselwa, uthole ibanga elingaphezulu kakhulu lebhokisi lakho. INkululeko enkulu ithola imali eyodwa kuphela nge dollar, kodwa uChase ugijima ukukhushulwa okunezinyanga ezine okungakuthola amaphuzu amahlanu nge dollar ngezinhlobo ezithile zokuchitha.
Isikhathi ngasinye sokuphromotha sisebenza izinyanga ezintathu, futhi ungathola amaphuzu amahlanu nge-dollar ngesikhatsi ngasinye ku-$ 1,500 yokuqala ekuthengweni. Kulo nyaka, izigaba zokuphromotha zifake iziteshi zegesi, izindawo zokudla kanye nama-movie eseshashalazi, kodwa Chase nabo abalingani nabathengisi abathile, abahlinzeka ngamaphuzu ebhonasi e-Starbucks, ezitolo zokuthuthukisa ekhaya, i-Kohls ngisho ne-Amazon.com, kuye ngenyanga. Uma usebenzise ngokunenzuzo phakathi nesikhathi ngasinye, ungathola amaholo angu-24,000 ama-Ultimate Award amaphuzu ngonyaka ngamunye, ngaphezu kwephuzu elilodwa nge-dollar oyothola kuzo zonke ezinye izinto ozithengayo ngekhadi.
Ayikho imali yonyaka, ngakho-ke ikhokhela ukuthola i-Freedom noma ngabe uhlela nje ukusebenzisa ikhadi ukuze usebenzise lezi zinkokhelo zekota.
Amanye amakhadi ahlinzeka ngamabhonasi okuqhubekayo okusetshenziswa kwansuku zonke kwezinye izinhlobo zezitolo. Iziteshi zegesi, ama-pharmacy, nabathengi ngokuvamile abanakho ukubuyisela okukhulu kunazo lapha, kodwa ukuthenga ezindaweni zokudlela ngisho nezitolo zehhovisi kungakuthola ibhonasi ngamakhadi athile, futhi.
I-Chase ineminye imikhiqizo enenzuzo kakhulu lapha. Ikhadi le-Chase Sapphire likuthola amaphuzu amabili nge-dollar kuzo zonke izindleko zokudlela nezokuhamba, kufaka phakathi izindiza, amahhotela kanye nama-cabs amatekisi.
Amakhadi webhizinisi le-Chase Ink, njenge-Plus ne-Bold, akhokhela amaphuzu amahlanu kuwo wonke ama-dollar asetshenziselwa ukuthengiswa kwehhovisi kwi-$ 50,000 yokuqala echitha ikhadi ngalinye ngonyaka. Uthola ibhonasi efanayo nakwezindleko ezithile zesevisi, njengefoni yeselula, i-inthanethi, nezinsizakalo ze-TV zekhebula. Kuyavunywa, cishe ngeke ukwazi ukukhipha umkhawulo waminyaka yonke we $ 50,000 ngisho noma uzama kanzima kakhulu , kodwa ungathenga okuningi kunamasevisi afana nehhovisi le-Office Depot ne-Staples - laba abathengisi bathengisa konke kusuka kumakhompyutha kuya kuma-Visa amakhadi akhokhelwa ngaphambili, ungabe usuka noma usebenzise ukuthenga kwezinye izitolo, ngokuphumelelayo uthole amaphuzu amahlanu nge dollar kukho konke okuthengayo.
Amabhonasi omkhakha, ngenkathi eqondile, asadinga isikhathi esilinganiselwe sesikhathi sakho sokucwaninga nokulondoloza uma uhlela ukusebenzisa ngokugcwele. Nge-Chase Freedom, kuzodingeka ubhalise ngesikhathi sekota ngayinye, futhi ukhumbule ukuthwala ikhadi (futhi empeleni uyisebenzise) nabathengisi abathile badinga inani elihle lokuqeqeshwa. Kungcono ukuqala ngamakhadi ambalwa nje, njenge-Chase Freedom noma iSapphire.
Uma uzizwa ukhululekile ukulinganisa izinketho zakho ezahlukene, ungangezela imikhiqizo evela ku-American Express noma i-Chase Ink amakhadi futhi ukwandise kakhulu ukubuya kwakho.