Kuyini esikhwameni sakho? Iningi lethu lithwala izinto ezizokwenza kube lula ukuthi izisulu zikwazi ukwenza umonakalo omkhulu, kusho u-Becky Frost, uMphathi Wezemfundo Wabathengi we-Experian's ProtectMyID, insizakalo yokuvikela ukwebiwa kwempahla.
Nazi izindlela eziyisithupha ezihlakaniphile zokuzivikela ekubanjweni kobunikazi uma uhamba:
Phakamisa amakhadi akho esikweletu. "Kungumqondo ohlakaniphile wokwenza isamba samasheya ngaphambi kokuhamba," kusho uFrost.
Ungadinga eyodwa noma amabili amakhadi esikweletu ngesikhathi seholidini kodwa awudingi ukuletha zonke izikweletu, debit, nokugcina ikhadi lokushaja onakho. Ungacabangi ukuthi unesikhathi salo msebenzi? Cabanga ukuthi kuzothatha isikhathi esingakanani ukufaka yonke ikhadi eliyithwalayo uma isikhwama sakho selahlekile noma sebiwe.
Gcina irekhodi. Uma ngabe isikhwama sakho sekhredithi silahleka, kuzodingeka uxhumana ngokushesha nebhange lakho, abahlinzeki bamakhadi esikweletu, abahlinzeki bomshuwalense wezokwelapha, nezinye izinkampani. Endaweni ephephile ekhaya, gcina amakhophi e-front nangemuva kuwo wonke amakhadi akho abalulekile. Kungumqondo omuhle ukuhamba ngekhophi yokulondoloza ukuthi uhlale uhlukile esikhwameni sakho. "Ngokuvamile izinombolo zocingo zokuxhumana ezibalulekile ziphezu kwamakhadi," kusho uFrost.
Shiya ikhadi lakho lokuphepha ekhaya ekhaya. Cishe eyodwa kokubili kithi ithwala izinombolo zethu zokuphepha kwezenhlalakahle noma ama-SSN ezinsana zethu ezikhungweni zethu, okuyingozi kakhulu, kusho uFrost. "Ngemuva kwamakhadi womshuwalense wezokwelapha, izinombolo zokuphepha kwezenhlalakahle zinenani eliphakeme lesibili emakethe emnyama," esho.
Letha ikhadi lakho lomshuwalense wezempilo, kanye nekhophi. "Kungenzeka ukuthi akuyona into engcono kakhulu yokuxhumana nenkampani yakho yomshuwalense wezokwelapha uma ngabe isikhwama sakho sikhishwe," kusho uFrost. "Kodwa ngalolu suku nosuku, abantu bangenza umonakalo omkhulu ngekhadi leshuwalense yezokwelapha eyebiwe uma bethola izimpahla noma amasevisi egameni lakho nangenombolo yakho." Ngenkathi udinga ukuthwala ikhadi lakho lomshuwalense nawe uma kwenzeka kuphuthumayo, futhi ulethe irekhodi eliqoshiwe.
Sebenzisa ihhotela lakho liphephile. Uma ufika lapho uya khona, faka amadokhumenti okulondoloza amakhophi kanye namanye amakhadi esikweletu endaweni ephephile. "Ngokujwayelekile lapho sisendleleni, i-hophephile iphethe indlela engcono kakhulu," kusho uFrost.
Okuncane kakhulu kumathegi womthwalo. Ngenkathi uphethe ithegi yemithwalo ihlakaniphile, "ukubonisa ngokucacile yonke imininingwane yakho ebonakalayo akuyona imbono ephephile," kusho uFrost. Cabanga ngokufaka ohlwini kuphela igama lakho lokuqala, i-cell phone nekheli le-imeyili esikhundleni segama lakho eligcwele nekheli lekhaya.
Ngesikhathi ucabanga ngokuphepha, funda indlela yokusebenzisa i-wi-fi yomphakathi lapho uhlala eholidini ngokuphepha .