Isingeniso se-Malaysian Ringgit
Imali e-Kuala Lumpur yi-Malaysian ringgit.
Ukubhekana nemali engajwayelekile kungenye yezinselelo eziyingqayizivele zansuku zonke ezibhekene nabahambi. Okokuqala, uzodinga ukuthola izindlela ezingcono zokuthola imali yangakini ngaphandle kokwenza izimboni eziningi zicebile. Uma ukhokha, kuzodingeka wenze izinga lokushintshanisa ekhanda lakho bese uthola ukungena ukuze uthole amahlelo afanele esikhwameni sakho, mhlawumbe nabantu abanesineke betha izinzwane emgqeni ngemuva kwakho.
Ngenhlanhla, ukusebenza ngemali eMalaysia kuqondile, ngokungafani neNdiya , iBurma, nezinye izindawo ezinokudideka kwemali. Enye yezinto zokuqala abahambahambayo abaqaphele ngemali yaseMalaysia ukuthi ibalabala kanjani. Lokhu akuyona nje i-candy yamehlo. Uzofunda masinyane ukuthi yimiphi imibala ehambelana nayizinhlelo futhi wazi ukuthi zilingani ne-glance.
Uma kuqhathaniswa namadola ase-US ahambisana nombala nobukhulu, ama-banknotes aseMalaysia anemibalabala, adala futhi asebenzisa izinyathelo eziphambili zokulwa nokukhohlisa. Ubukhulu obuhlukene basiza abantu abangakwazi ukubona kahle ukuthola amahlelo afanele.
Imali e-Malaysia ikhishwa yi-Bank Negara Malaysia (i-National Bank yaseMalaysia).
- Ikhodi yeMali : MYR
- Isimo Sendawo: RM (ye-ringgit Malaysia)
- Ukusetshenziswa Okuvamile: RM ngaphambi kwenani (RM 5.50, RM15 ...)
- Ukubizwa: "ring-it." Igama elifanayo elilodwa noma ubuningi (isib. 1 ringgit, 10 ringgit ...)
- Ukuphazamiseka: 1 MYR = 100 sen (amasenti)
I-Malaysian Ringgit
Igama elithi ringgit empeleni lisho ukuthi "lugwetshiwe" ngesiMalaysia. Libhekisela ezinhlamvu zemali zesiliva zaseSpain ezinemiphetho enamandla eyayisetshenziswa ngaphambili eMalaysia phakathi nezikhathi zobukhosi.
Ngaphambi kuka-1975, imali yaseKuala Lumpur yayiyi dollar yaseMalaysia. Ngokungajwayelekile, mhlawumbe njengokuphonswa kwezinsuku zama dollar, ngamanani ngezinye izikhathi kubonakala kubhalwe nge "$" noma "M $."
I-ringgit yayibanjwe i-dollar yase-US kuze kube ngu-2005 lapho iMalaysia ilandela ukuhola kweChina ngokususa ubuhlobo phakathi kwezimali ezimbili. I-Malaysian ringgit ayithengiswa emazweni angaphandle.
Ukusebenzisa Imali e-Kuala Lumpur
I-Ringgit iyatholakala kumahlelo ka: RM1, RM5, RM10, RM20, RM50, ne-RM100. Ngawo-1990, uhulumeni wenza imali yokwenza imali yama-RM500 no-RM1000 - ungavumeli umuntu akunike eyodwa!
Ihlelo ngalinye le-ringgit ngumbala oyingqayizivele wokwenza ukuhlonza kube lula. Amanani ayanyatheliswa ngohlobo olukhulu futhi kulula ukufunda. I-Malaysian ringgit isebenzisa izici eziningana ze-high-tech ukwenza ukukopisha nokukhwabanisa kunzima. NjengaseSingapore, imali iyanyatheliswa ephepheni lekhwalithi eliphakeme kunelaseThailand, e-Indonesia nakwamanye amazwe angomakhelwane.
Izinhlamvu zeMalaysia
I-Malaysian ringgit ibuye ihlukaniswe ibe yizinkulungwane ezingu-100 (cabanga: "amasenti") ngezinhlamvu zemali ezinama-5, 10, 20, nama-50 sen. Ezinye zezinhlamvu zemali zilula kakhulu kangangokuthi zibonakala zingalungile!
Ngokungafani neThailand lapho izinhlamvu zemali ziqoqa ngokushesha, izivakashi aziqedi ukubhekana nezinhlamvu zemali eziningi eMalaysia. Amanani ngokuvamile ahlanganiswe ngamabomu ku-ringgit eliseduzane. Kwezinye izimo, izitolo ezinkulu azifuni ukubhekana nezinhlamvu zezimali ukuze ngempela uthole ama-candies ambalwa njengengxenye yenguquko yakho!
Kuala Lumpur Ukushintshwa Kwezimali Zokulinganiselwa
Kusukela ngo-2000, idola elilodwa lase-US lilingana no-3 - 4.50 ringgit (RM3 - RM4.50).
Izinga lokushintshaniswa kwamanje elihlinzekwe yi-Google Finance:
- Izinga lokushintshaniswa kwe-US dollar (USD)
- Izinga lokushintshwa kwama-Euro (EUR)
- Izinga lokushintshaniswa kwamaRandi aseCanada (CAD)
- Isilinganiso sokushintshaniswa kwe-British Pound Sterling (GBP)
- Izinga lokushintshaniswa kwama-dollar ase-Australia (AUD)
Njengenjwayelo, uzohlangana nezindawo zokushintshanisa ngemali eziteshini zezindiza e-Kuala Lumpur kanye nasezindaweni zokugudluza izindawo nasezindaweni zokuvakasha. Nakuba ngezinye izikhathi ukushintshanisa imali kuyindlela engcono kakhulu, ama-ATM avame ukunikeza isilinganiso esingcono, ecabanga ukuthi ibhange lakho alikujezisi kakhulu ukuthengiselana kwamanye amazwe.
Qhathanisa izinga lokushintshanisa lamanje kumanani we-ringgit "athengisa" athunyelwe yi-kiosk. Bala imali yakho phambi kwesikhonzi ngaphambi kokuhamba ewindini.
Ukusebenzisa ama-ATM eKuala Lumpur
Ama-ATM ahlanganisiwe emhlabeni wonke angatholakala kulo lonke elaseKuala Lumpur. Imali yokuhoxisa imali, uma ikhona, iphansi kakhulu kune-Thailand's brutal 220-baht fee (cishe US $ 6.50 per transaction).
Ithiphu: Ukusebenzisa ama-ATM ahlanganiswe emagatsheni asebhange njalo kuyindlela engcono kakhulu. Ubeka ithuba elingcono lokubuyisela ikhadi lakho uma lifakwe , futhi kunethuba elincane ukuthi idivayisi yokukhwabanisa ifakwe emshinini . Lawa madivayisi afihliwe athatha futhi agcine inombolo yakho ye-akhawunti njengoba ikhadi lifakwa emshinini. Ukusebenzisa i-ATM emile emathunzini okude nomugqa omkhulu ngokuvamile umqondo omubi ngezizathu eziningi.
Amanothi angama-RM100 anikwe amanye ama-ATM angase kube nzima ukuwaphula. Zama ukuthola ama-ATM akhipha imali kumahlelo ka-RM50, bese ufaka inani elidinga umshini ukuhambisa amancane amasonto. Isibonelo, cela RM450 esikhundleni sama-RM500 - okungenani uzothola imali eyodwa ye-RM50 esikhundleni sama-RM100 kuphela. Uma umshini uvumela, i-RM490 izoba ngcono nakakhulu.
Ezinye Izinketho Zokufinyelela Imali
Nakuba ukusetshenziswa ngokuvamile kunciphisa, amasheke omhambi we-American Express ayamukelwa kakhulu. Uyokhokha imali ngayinye isheke ukuze ukhokhe emabhange, ngakho ulethe amahlelo amakhulu (isb., I-$ 100 ingcono kunama-$ 50).
I-Visa ne-MasterCard yizinkampani ezimbili zemali ezivunyelwe kakhulu. Amahhotela amakhulu, izitolo ezinkulu, izitolo zokudoba, namanye amabhizinisi azothola amakhadi esikweletu, kodwa angase akhokhe imali yokusebenza noma ikhomishini. Vumela amabhange akho azi ukuthi uzohamba ngaphambi kokuhamba. Uma kungenjalo, ukubona amacala okuvela e-Asia angabangela ukuba baqede ikhadi lakho ngokusetshenziswa kobuqili! Ngokuvamile, kungcono ukuyeka amaphuzu okuvuza futhi nje usebenzise ukheshi ngenkathi uhamba eMalaysia .
Ukusebenzisa Imali eMalaysia
Njengamanye amazwe aseNingizimu-mpumalanga ye-Asia , ngezinye izikhathi ushintsho oluncane lungase lube nzima ukuthola amabhizinisi wendawo. Kungase kudingeke balwe ngokungabi naso ushintsho olwanele kulo lonke ushintsho uma ubahlanza ekuseni. Ukukhokha ama-noodle wakho we-RM5 emgwaqweni we-RM50 yindlela embi nje - ungenzi!
Zama ukuzama ukuqoqa izinguquko ezincane ukukhokha abathengisi basemgwaqeni nabantu abanenkinga nge-banknotes enkulu. Umdlalo wemali wonke umuntu oseNingizimu-mpumalanga Asia edlala. Londoloza lezo zimali ezinkulu ze-RM50 ne-RM100 zokuphumula lapho ukhokha emahoreni, emabhasini, emakethe amancane, noma kwezinye izikhungo ezinokuhamba okuningi kwemali.
Ukuya eKuala Lumpur
Ukuphawula akuyona into ejwayelekile eMalaysia , kodwa, amathiphu angalindelwa kumahhotela okunethezeka nasezikhaleni ezinkanyezi ezinhlanu. Inkokhelo yesevisi yamaphesenti angu-10 ingafakwa ezithengweni zehhotela noma zokudlela ezindaweni ezisezingeni eliphezulu. Qhubeka nokuhamba okuhambayo kwabashayeli; ukwenza kanjalo kuyisiko. Bazokutshela ukuthi abanalo ushintsho noma kunjalo!