Qaphela: Ngomhla ka-Novemba 8, 2016, uhulumeni waseNdiya wamemezela ukuthi wonke ama-rupee angama-500 nama-rupie angu-1 000 aphelile ukuba amathenda asemthethweni kusukela ngoNovemba 9, 2016. Amanothi ama-rupie angu-500 ashintshiwe ngamanothi amasha anesakhiwo esihlukile, futhi angu-2,000 Amanothi e-rupee nawo asetshenzisiwe.
Imali yenkohliso yinkinga enkulu e-India, futhi ivunyeliswe yiqiniso lokuthi amabhange asephuzile ukufaka imishini yomshini wokuthola imali engalungile.
Njengoba ngisazi, angikaze ngithole imali yamaNdiya ekhohlisayo. Nokho, abanye abangane bami abazange banenhlanhla. Umngane oyedwa uye wathola inothi eyi-1,000 yama-rupie, kusuka ku-ATM ebhange, ngezikhathi ezingaphezu kwesisodwa. Kuyashaqisa, kodwa kubonisa ukuthi inkulu kangakanani inkinga yokukhohliswa e-India.
Uma kwenzeka kuwe, yini ongayenza?
Ungayithola Imbuyiselo kusuka eBhange?
Ngo-Julayi 2013, i-Reserve Bank yaseNdiya (RBI) yakhipha isiqondiso esenzelwe ukwenza amabhange aphinde aphendule ngokuthola nokususa amanothi amanga avela ekusakazweni. Ukuze sikhuthaze amakhasimende ukuba anike amanothi amakhohlisi emabhange, kunokuba azame ukuzitholela ngaphandle, umyalelo uthi amabhange kufanele athole amanothi futhi abuyisele inani kanje:
"I-Para 2 Ukuthola amanothi amanga
i. Ukutholakala kwamanothi amanga kufanele kube ngemuva kwehhovisi / imali yesifuba kuphela. Ama-banknotes uma ihanjiswa phezu kwezibalo zingase zihlolwe ngokuchithwa kwe-arithmetical kanye nokunye ukuhluleka njengokungathi kunamanothi athunyiwe, futhi isikweletu esifanele sinikezwe ku-akhawunti noma inani lokushintshaniswa olunikeziwe ...
iv. Ngaphandle kwalokho, amanothi amanga kufanele abuyiselwe kumthengisi noma abhujiswe ngamagatsha asebhange / amagugu. Ukwehluleka kwamabhange ukufaka amanothi amanga okutholakala ekugcineni kuzobizwa ngokuthi ukubandakanyeka ngamabomu ebhange elihilelekile, ekusakazeni amanothi amanga nokujeziswa kuyomiswa ... "
Ngokuphindaphindiwe, i-RBI ithi iyobuyisela imali engu-25% emalini.
"Isibonelelo sePara 11
i. Amabhange azokhokhwa yi-RBI ngokwezinga elingama-25% wexabiso le-notional lamanothi amanga angaphansi kwe-100 yenhlangano nangaphezulu, atholakale futhi abikwe ku-RBI kanye neziphathimandla zamaphoyisa .... "
Lo myalelo ubeka ngokucacile ukuthi amabhange anesibopho sokuthola nokufakwa kwamanothi amanga.
Ngokusekelwe kulokhu, kungalindelwa ukuthi uma uthola inkokhelo yefake ebhange, ungayinikezela imali yokubuyisela imali.
Okuyiqiniso ukuthi, ngeshwa, okuhlukile.
Amazwi alo myalelo ayilutho, ayikho isimiso esicacile esendaweni sokubhekana nemali yokukhohlisa ehanjiswe kumabhange, amabhange namanje alahlekelwe yi-75% ebusweni bombuso wezimali, futhi iziqondiso ezivela ku-RBI zivame ukuvuthwa.
Njengengxenye yenqubo, uma inothi lokukhokha linikezwa ebhange, umbiko Wokuqala Wokuqala (i-FIR) kumele ubhaliswe esiteshini samaphoyisa. Amaphoyisa azoqhuba uphenyo ngalolu daba. Lokhu kubangela ukuhlukunyezwa okungokomthetho okuningi, abantu nababhange abafuna ukukugwema. Amakhasimende kufanele akhombise ukuthi athole ngqo imali ekhohlisayo ebhange - into enzima ukuyenza.
Ngakho-ke, ngaphandle kokufaka i-FIR namapholisa, uma ubuyisa inkokhelo ebhange ebandleni lokuthi nethemba lokushintshanisa loqobo, cishe lizobamba futhi lizoshiywa lingenalutho!
Uzibuza ukuthi ungathola kanjani amanothi amanga? Thola kabanzi, kufaka phakathi ukuthi kungani inkinga yemali yokukhohlisa inkulu kangaka, kulesi sihloko mayelana nemali ye-Indian fake nokuthi ungayibona kanjani.