Sebenzisa amaphuzu akho ukuhamba okufutshane-kwesaziso ngaphandle kokuphula ibhange
Umngane wami wamuva wathatha uhambo oluya e-LA, ukuba abe khona emcimbini womngane wakhe wokumangalisa. Wajabula kakhulu ngokuba khona futhi wayengenakukuphuthelwa umhlaba. Kodwa wayesexolisa ngokuthi izindleko zetikithi lakhe lendiza kangakanani, zibhuke izinsuku ezimbili nje kusengaphambili. Ukulahlekelwa yiqembu kwakungeyona inketho, ngakho-ke, waxosha izikhathi ezingaphezu kwesithathu njengoba ithikithi lingaba nezindleko uma lihlelwe kahle ngaphambi kwesikhathi.
Kunezizathu eziningi esizidingayo zokubhuka ukuhamba ngomzuzu wokugcina. Kungenzeka kube yizehlakalo zothando kanye nezinsuku zokuphumula ezizenzekelayo noma izikhathi eziningi ezimbi ezifana nokufa emndenini (imali yokulahlekelwa yinto engavamile) noma isifo esihlobene nesihlobo. Kungase kudingeke siqhube indiza ngesaziso somzuzwana ukuvala ukudayiswa okubucayi okubalulekile noma ukusiza emhlanganweni obalulekile. Amaphuzu noma amamayela kuyindlela enhle yokuthatha ukuhamba ngomzuzu wokugcina ngaphandle kokuphula ibhange.
Ukusebenzisa Amaphoyinti Namamayelana Nendiza Yomvuzo Wokugcina
Njengamaphuzu we-savvy kanye nomhambi wemakhilomitha, cishe ujwayele ukuhlela ukuhamba kwakho kusengaphambili. Ukuze uthole ukutholakala okungcono kakhulu, lokhu nakanjani okukhethwa kukho okukhethwa yizindiza eziningi zinikeza kuphela inani elilinganiselwe lezihlalo okufanele libhukwe ngabashayeli besebenzisa amaphuzu. Kodwa ungase umangale ukuthi amaphuzu akho angakusebenzela kanjani lapho uhamba ngokuhamba ngomzuzu wokugcina. Uma indiza ingabhalisiwe, ezinye izindiza zezindiza zingase zivule izihlalo eziningi zemivuzo emavikini nasezinsukwini eziholela ekuhambeni.
Kuleli qophelo, izindiza zezindiza zikwazi ukuthi ukuthengisa lezo zihlalo ekukhokheni amakhasimende kungencane kakhulu ukuze zizozikhulula njengezihlalo zemivuzo esikhundleni.
Izinguquko zezindiza zezindiza kanye nokukhansela zingabuye zivule izihlalo eziningi zomvuzo. Nginenhlanhla ngokwanele ukubhuka indiza yomvuzo njengemifushane njengamahora ambalwa ngaphambi kokuhamba.
Ezinye izindiza zezindiza ziyaziwa nangokuvula ama-premium noma amathikithi okuqala okuthola umvuzo amakhasimende ezinsukwini ezimbalwa zezindiza uma kusekhona izihlalo ezisele.
Imali Yokugcina Yokunciphisa Imali Nokuthi Ungayigwema Kanjani
Uma ukwazi ukuhamba ngezindiza zokugcina ngomzuzu wokugcina, uhlale ukhumbule ukuthi ezinye izindiza zezinkokhelo zikhokhisa imali, eyaziwa nangokuthi imali yokukhipha umklomelo ekupheleni, uma ubhalela ngaphambi kwezinsuku ezingu-21 ngaphambi kosuku lokuhamba. Imali ngokuvamile isukela kusuka ku-$ 75 kuya ku-100, kodwa izindiza ezindiza kakhulu zithengisa imali noma zihlangene ndawonye kumalungu abo ase- Elite Status , noma amalungu aphethe ikhadi lesikweletu elihlanganisiwe. Uma ufuna i-airline engenayo imali eyengeziwe emabhukwini omzuzu wokugcina, zama i-Alaska Airlines, i-British Airways, i-Delta, i-JetBlue noma i-Southwest.
Cash in Amaphuzu Emakhadi Ekhadi Lesikweletu
Ngezinye izikhathi akunakwenzeka ukuba uthole ukutholakala kwendiza yempatho futhi kuzodingeka ukhokhele ithikithi lakho ngendlela endala. Uma kunjalo, cabanga ukuguqula amaphuzu noma amakhilomitha ukuze ukhokhele ingxenye, noma ngisho yonke, yezindleko zakho zetikiti ezingaphandle. I-travel reward reward card credit hhayi ehambisana nezindiza ethile noma ihhotela ikuvumela ukuba usebenzise amaphuzu akho kunoma yikuphi ukuthenga okuthengayo owenzayo.
Isibonelo, i-Chase Ultimate Rewards inikeza noma yikuphi kusuka ku-1 cent ukuya ku-1.25 ngamaphesenti ngehora, kuye ngokuthi yiliphi ikhadi lesikweletu ozithwalayo.
I-'Akhawunti Yokulondoloza 'Ngezimo Eziphuthumayo
Njengokwesikhwama esiphuthumayo ku-akhawunti yakho yokulondoloza ukuze ufinyelele uma kwenzeka ubhekene nokubuyiswa kwezimali, ama-aficionados amaningi athembekile agcina amaphoyinti wokuvuza noma amamayela angene kuwo ukuze ahambe ngomzuzu wokugcina. Ukuhamba okuphuthumayo kuyaqondakala kunzima ukubikezela, kodwa uma unendawo oya kuyo njalo emsebenzini noma othandekayo osekunye edolobheni, kuwumqondo omuhle ukubala izindleko zetikiti lokubuyela kulowo ndawo futhi ugcine isitimela sokugcina amamayela ukusebenzisa uma kwenzeka izimo eziphuthumayo zokugcina imizuzu.
Uma udinga ukwandisa isikhwama sakho se-"reserve fund", cabanga ukuthenga ezinye zezinkokhelo zemali ezivela ezinhlelweni zakho eziyinhloko ngokuqondile. Izikhathi eziningana ngonyaka, izindiza eziningana nezintandokazi ezihlala eNyakatho Melika zigijima ukuthengisa nokukhushulwa okukunika okuningi - ngezinye izikhathi ukuphindaphinda kabili ukuthenga kwakho - uma uthenga amaphoyinti namamayela ukuphakamisa ibhalansi yakho.
Kuyindlela enhle yokugcina imali encane, ikugcine esimweni esihle uma iziphuthumayo zifika.