Izinto okudingeka wazi ngokuhamba ngekhadi le-ATM
Kwakuvame ukuthi umhambi wase-European savvy olayishe amasheke ahambahamba mahhala ngaphambi kokuba afike endizeni, alindele ngokugcwele ukuma emgqeni omude webhange ukuze akhiphe ambalwa kuzo zonke izinsuku ezimbalwa. Akusenjalo. Ukusetshenziswa kwe-ATM, uma umholi wokubaluleka kokuguqulwa kwemali kwabahambi, kuye konke kunciphisa imboni ye-Traveler's Check.
Izindaba ezimbi ukuthi abantu abakwabhange babona. Njengomdwebo we-loony ungase ucabange izimpawu ezinkulu ze dollar ezivela ezingeni labo lapho zifunda imibiko yemali ephuma e-ATMS yaseYurophu.
Imali yanezelwa ngokushesha ukuze kucebise ama-coffers. Noma kunjalo, nakuba lezo zimali zenze kube kubi kakhulu ukusebenzisa ikhadi lesikweletu noma debit ukuze uthole imali evela ku-ATM e-Yurophu, kusengcono kakhulu futhi indlela elula kakhulu ukuthola imali yendawo kulezi zinsuku.
Ngakho-ke ungesabi ukusebenzisa ikhadi lakho ukuthola imali ku-ATM yaseYurophu. Uma ufuna ikhadi ozisebenzisayo eYurophu, hlola imali yokuguqulwa kwemali yamakhadi athandwayo. Bese usebenzisa i-ATM Finder ukuze uqinisekise ukuthi kukhona i-ATM lapho uya khona (baningi ngalezi zinsuku; Angikaze nginenkinga yokuthola imali eYurophu).
Uma ucela umshini we- ATM , qaphela ukuthi uvame ukubizwa nge-cashpoints e-UK noma e-Bankomat e-Italy.
Amathiphu namasu we-ATM
- Nciphisa iphinikhodi yakho . Uma iphinikhodi yakho ide kunamadijithi amane, ungadinga ukuthola inombolo entsha. Imishini eminingi engaphandle ayithandi amakhodi amade noma izinhlamvu nge-PIN. Ungathola izinhlamvu ezihunyushwe ezinombolweni ngokucela ibhange lakho.
- Tshela 'em Uzoba Ukuhamba . Lokhu kubaluleke kakhulu. Ngaphambi kokuba uhambe, qinisekisa ukuthi ushayele inombolo ngemuva kwekhadi lakho lesikweletu noma debit bese uzisa inkampani yamalanga wakho wokuhamba. Uma kungenjalo bazokuvumela ukuthengiswa kokuqala futhi mhlawumbe benqabe abanye ngokusola ukuthi ikhadi lakho lisetshenziswe ngumfokazi ezweni elingaziwa.
- Khulisa kakhulu. Ukwenza ukuhoxiswa okuncane kakhulu kwandisa inani lemali yokuthengiselana ngayinye. Thola okuningi ngangokunokwenzeka futhi uyifake endaweni ephephile.
- Ungatholi ukuthembela . Uma usuphelile ngaphandle kwemali ugcwalisekile ngesikhathi sokuqala-ungalindeli uze uqede ku-burg encane encane ene-ATM eyodwa engasebenzi. Ziphumelela ngemali ngezinye izikhathi.
- Hlola it! Qinisekisa ukuthi ikhadi lakho lisebenza. Ungagcini nje ekusikeleni iphepha lakho bese ulifaka ebhande lakho lemali endleleni eya eMunich - zama ku-ATM ekhaya kuqala.
- Yazi izinombolo zakho . Qinisekisa ukuthi othile ekhaya otholakala lapho uhlala eholidini unolwazi lwakho lwekhadi lesikweletu. Ngisho umuntu omethembayo, yiqiniso. Yenza ikhophi yekhadi lakho bese uyithatha nawe - bese uyigcina endaweni ehlukile kusuka lapho uphethe ikhadi lakho.
- Thatha amabili, awazi . Yiba nekhadi elihlukile ukuze ube nesipele. Yenze ibhange elihlukile ngakho uzokwazi ukufinyelela eminye imishini.
- Qaphela ngezimpelasonto . Kube khona imibiko yokuthi amanye amabhange aseYurophu awabuyekezi ulwazi lwazo ngezimpelasonto. Lokho kusho ukuthi uma uhoxise kakhulu ngoLwesihlanu, ngeke ukwazi ukuthola imali ngaphezulu kulelo khadi kuze kube ngoMsombuluko ekuseni.
- Thola i- Chip nePhini . Amabhange ase-US a (ekugcineni!) Aqala ukukhipha i-chip evikelekile kakhulu nokupakisha kanye namakhadi esikweletu, okuyinto iYurophu eseyisebenzisayo iminyaka eminingi futhi inqalasizinda yendawo ukwenza ukuthengiselana okuphephile namakhadi anzima kakhulu i-clone.
Okunye okunye ekhadini lesikweletu noma lesikweletu: Amakhadi Wokuhamba Ewakhokhelwa Noma Okugcinwe
Enye indlela abanye abantu abayitholayo bayayithanda ikhadi elikhokhelwayo. Isimiso yilokhu: uhlela izindleko zakho zokuhamba, wengeze kancane izindleko ezingabonakali, futhi ufake leyo mali ku-akhawunti etholakalayo ngamakhadi okuhamba oyala ngawo. Awubhadeli imali yasebhange - wenza nje imali yakho itholakale nge-ATM. Ikhadi ethandwayo yi-Visa TravelMoney Card. Ukuhluka kwalolu khadi nakho kuyatholakala nge-AAA yangakini.
Izinzuzo zekhadi lokubaluleka eligcinwe:
- Asikho isheke sesikweletu esidingekayo, njengoba usebenzisa imali yakho.
- Ungathola amakhadi kumndeni wonke, futhi ube nokulawula ukulinganiselwa kwemali ngayinye.
- Ukungena okungaphazanyiswa kwezimali zakho uma ikhadi lakho lilahlekile noma libiwe uma uthatha ikhadi lesibili lokubuyisela nawe.
Igama lokugcina: Yiziphi izinto engizithathayo eYurophu
Kulungile, ngakho-ke nonke usethelwe ukuhlasela kwakho kuma-ATM aseYurophu. Unamakhadi ambalwa kanye necebo. UDoncha uzizwa engathandeki lutho ngalutho?
Ngiyazi ukuthi ngiyakwenza. Yebo, abantu bangitshela ukuthi njalo i-ATM esebenzayo esikhumulweni sezindiza. Kungani uletha noma yikuphi ukheshi? Futhi ukuhlolwa komhambi - kunjalo, kahle, 90!
Ngivame ukuletha ama-dollar angamakhulu ayisishiyagalolunye wemali yasekhaya yokuqala. Ngizohlangana. Yiqiniso, esimweni sami esine-bley-eyed, isimo se-jet ngiyakwazi ukuhamba nge-ATM kanti izikhwama zami ziphuma ebhanini lokuthutha futhi zithole imali. Kuyinto enhle ukwazi ukuthi ngiyakwazi ukusebenza ezweni ngaphandle kwezindiza, ngaphandle kokumangala.
(Ngangivame ukuthatha amasheke angaba ngu-500 amahora ahamba ngezinyawo ngithola mahhala e-AAA yangasese njengoba ngiphindela emuva. Angisayikuzwa isidingo sokwenza lokhu.)
Ngakho kunjalo. Jabulela uhambo lwakho e-Europe. Futhi qiniseka ukuthi usitshela ngakho ngokuthumela umbiko wohambo esithangamini sethu.