Izindlela ezintathu zokuhlambalaza abaculi bafuna ukuthatha imali yakho (ngaphandle kokwazi kwakho)
Enye yezinto ezivame ukuhamba ngezinyawo akukwenziki eteksi , noma ngisho nehhotela . Eqinisweni, abahambi abaningi abazi ukuthi kwenzekani kuze kube yilapho sebezinikele ngokuzithandela imali yabo. Ngaleso sikhathi, sekuphuzile kakhulu ukwenza noma yini ngakho.
Izigameko zokuthengiswa ngenye indlela yezindlela ezisheshayo zokuhlukanisa abahamba ngemali eningi kunokuba babekhona ekuqaleni. Abagibeli bavame ukubhekiswe kubhalisi lokuhlola ngezimpawu eziningana zokufakazela, kufaka phakathi ukugcinwa kwemali ngesandla, ukukhungatheka ngokusebenzisa izikweletu, nokubuza imibuzo mayelana nokuthi kufanele ukhokhwe kangakanani.
Ngenxa yalokho, abagibeli baqeda ukuchitha ngaphezulu ngengozi, benomthethosivivinywa kuphela ongaboniswa ngezinkinga zabo.
Abahambi be-Savvy bayazi ukuthi bangakugwema kanjani ugwegwe ngaphambi kokuthi kube yinkinga ngokubheka izimpawu ezijwayelekile zokukhuluma. Nazi izigameko ezintathu ezivamile abagibeli abagijimelayo ngenkathi beza endaweni ende ukusuka ekhaya.
Izipho ezivela kubantu: uma isipho akusisipho
"Isipho samahhala" sengozi kuvamile emazweni lapho abahambi abangajwayele khona amasiko wendawo, noma bahlukunyezwa ngesilimi. Ngenkathi kunezinhlobo eziningi ezihlukene, i-scam isebenza ngokuyisisekelo okufanayo: indawo yendawo inikeza umhambi okuthile njengokuthi inhlanhla noma intando yenhle yendawo. Ngokuphindaphindiwe, umenzi wokuhlambalaza uzocela umhambi ngokubuya, ngokuvamile ngesimo semali. Uma lowo ohambelayo engathobeli, khona-ke umenzi wokuhlambalaza uzohlukumeza umhambi, abesabise nge-mob tactics, noma enze enye indawo kuze kube yilapho umhambi ehambisana.
Emhlabeni jikelele, ukukhwabanisa kuthatha ukuhlukahluka okuningi.
E-Caribbean , abantu abahamba ngezindwendwe ogwini bayosondela kaningi owesifazane ohambisa massage mahhala. Ezizweni ezisathuthuka, izingane zinganikeza izihambi ubuhlobo bamasongo njengombukiso wokuthakazelelwa kwamanye amazwe. Emigwaqweni yaseNew York, umculi othakazelisayo anganikeza abahambi i-CD "yamahhala" ngokumemezela, ukuze nje abangani bakhe "babaqinise" ukuba banike umculi imali ethile yediski.
Kungakhathaliseki ukuthi yikuphi, abahambi kufanele baqaphele inhloso yecala, futhi benze okuwukuphela kwento ezwakalayo: ukwehla ngokuzithoba isipho bese uhamba.
Amathikithi amathikithi: Uma isivumelwano esihle sihle kakhulu
Kuvame ukushiwo: "Uma isivumelwano sibonakala sihle kakhulu ukuthi singaba yiqiniso, kungenzeka." Amathikithi wamahhala yi-epitome lapho amadili amahle ehamba kabi. I-scam isebenza njengoba abahambi bemi emgqeni ukuthenga ithikithi lokukhangwa. Yilapho umuntu eyosondela ethi akakwazi ukusebenzisa amathikithi ngenxa yezimo eziphuthumayo noma izibopho. Lo muntu uzobe esinikeza ukuthengisa amathikithi okukhanga kumuntu ohamba naye ngesaphulelo, okuvumela ukuhlambalaza ukuba "alulame" imali yakhe ngenkathi enikeza umhambi isaphulelo. Ukubamba kuphela ukuthi lawo amathikithi awasho ngempela.
Lokhu kugwaja kuza ngama-flavour ahlukene ezindaweni ezahlukene emhlabeni jikelele. EYurophu, abaculi be-scam bavame ukushayisana nabahambi abahamba emigqeni emikhulu yezikhangayo ezidumile noma eziteshini zesitimela ezinesidingo esikhulu. E-Las Vegas, lokhu kuhlaselwa ngokuvamile kuvame emgwaqweni njengoba abathengisi bevame ukukhipha ama-VIP amahhala wokuthola amathiphu. Kungakhathaliseki ukuthi ubugebengu abubukeka kanjani, umphumela uhlale ufana. Njalo uthenge amathikithi avela endaweni ethembekile, futhi ungalokothi uthathe amathikithi ukusuka kumuntu ohambayo. Kunalokho, wehla ngokuqinile futhi uhlale emgqeni wento yangempela.
Ukushintshaniswa kwemali: isenzo esihle somnikazi wesitolo
Lesi senzakalo esivame ukuqhutshwa emadolobheni emngcele emhlabeni wonke, kanye nezitolo ezungezile amahhotela kanye nezindawo ezihamba phambili zokuvakasha. Kodwa ngokungafani nezinye izikhwama ezimbili ezichazwe ngenhla, ukukhwabanisa kwezimali zemali kuyingqayizivele emhlabeni jikelele.
Lokhu kukhwabanisa kungabonisa ngezindlela ezimbili. Abahambi baveza ngqo indiza noma ihhotela ephethe imali encane evela ezweni lakubo. Lapho beya ukuthenga into noma bakhokhele itekisi yokugibela, umhlinzeki unikezela ukushintshanisa imali yesihambi kumali yendawo njengendlela elula. Umphumela uwukushintshanisa okwenzela imali yomhambi, okwenza umehluko kumculi wokuhlambalaza.
Enye indlela lokhu kuhlaselwa kungase kwenzeke lapho ukukhokha ngekhadi lesikweletu noma debit . Njengoba kulula, umnikazi wesitolo uzocela umhambi uma efuna ukukhokha imali yakhe yasekhaya.
Uma ohambayo ethi bazokhokha ngemali yabo yasekhaya, izinga lokushintshaniswa olunikezwa kaningi lithinta isitolo esikhundleni somhambi.
Noma ubani onikezela ukushintshanisa imali futhi engekho ebhange ufuna ukuhlukanisa umhambi ngezimali zakhe. Lapho kwelinye izwe, kungcono kakhulu ukukhokha izinto ngemali yendawo bese ushintshanisa imali emabhange kuphela. Uma ukhokha ngekhadi lesikweletu, kungcono kakhulu ukukhokha ngemali yendawo, ukuze uthole isilinganiso sokushintshanisa kakhulu kunomncintiswano.
Ngisho ezindaweni ezingalindelekile kunazo zonke, abahambi bangamatshe okuhlaselwa abaculi. Ngokwazi ukukhwabanisa kusengaphambili kwesikhathi, abahambi bangenza isiqiniseko sokuthi bayothola kahle lokho abakhokha ngaphandle kokulahlekelwa i-dime.