Njengendwendwe ehamba phakathi kwe-UK ne-Continental Yurophu, ungase uzibuze ukuthi kufanele uqhubeke ushintsha yini imali yakho njalo uma uwela kusukela e-Euro Zone ukuya e-UK. Ungayisebenzisa yini i-euro yakho eLondon nakwezinye izindawo e-UK?
Lokhu kungase kubonakale njengombuzo olula, oqondile kodwa impendulo yinkimbinkimbi kakhulu kunalokho. Kokubili akukho futhi - okumangazayo - yebo ... futhi mhlawumbe. Okubaluleke nakakhulu, ingabe umqondo omuhle ukuzama ngisho nokuchitha ama-euro e-UK?
Ngemuva kwe-Brexit
Ngaphansi konyaka, i-United Kingdom izoshiya i-European Union (EU). Izinto eziningi zizoshintsha kodwa imibuzo yemali izohlala ifana kakhulu nezivakashi. Kungenxa yokuthi i-UK ayizange ilandele i-euro njengemali yayo futhi ihlale isingatha njengemali yangaphandle, njengama-dollar. I-T hose esitolo esinezikhungo zokwamukela i-euro kuphela yenza kanjalo ngensizakalo yokuvakashela izivakashi eziningi zakwamanye amazwe ezivakashelayo. Ngakho, ngemva kokuhamba kwe-UK e-EU, isimo ngokuphathelene nokuchitha imali yase-euro e-UK ngeke sishintshe. Okungashintsha, noma kunjalo, okungenani isikhathi esithile, ukungahambisani kwamazinga okushintshaniswa phakathi kwe-pound sterling ne-euro. Ngaphambi kokuba uzame ukusebenzisa i-euro yakho kwenye yezitolo zase-UK ezamukelayo, hlola izinga lokushintshaniswa (elinye lamathuluzi lizosiza) ukubona ukuthi ingabe enye indlela yokuguqula ingase ibe ngcono.
Okokuqala "Cha Awukwazi" Phendula
Imali esemthethweni yase-UK iyi-pound sterling.
Izitolo nabahlinzeki bezinsizakalo, njengomthetho, zithatha kuphela okuyingqayizivele. Uma usebenzisa ikhadi lesikweletu , kungakhathaliseki ukuthi ukhokhela izikweletu zakho, ikhadi lizokhokhiswa nge-sterling futhi imali yakho yokugcina yekhadi lesikweletu izobonisa umehluko wokushintshaniswa kwezimali nanoma yikuphi ukukhokha imali yakho yokukhishwa kwezimali ebhange.
Futhi Manje ngokuba "Yebo, Mhlawumbe"
Amanye amasheya amakhulu ase-UK, ikakhulukazi izitolo zaseLondon ezithinta izivakashi, zizothatha i-euro nezinye zezimali zangaphandle (i-dollar yase-United States, i-Japanese). I-Selfridges (onke amagatsha) kanye neHarrods bobabili bazothatha amahle kakhulu, ama-euro namadola ase-US emakhokheni abo ajwayelekile. I-Selfridges ithatha amaRandi aseCanada, amaFrancs aseSwitzerland nama yen Japanese. Ama-Marks ne-Spencer ayithathi imali yangaphandle kumarejista okheshi kodwa, njengezinye izitolo ezithandwa izivakashi, ine- bureaux de change (emareksheni angaphandle angashintsha imali kalula) - ezitolo eziningi ezinkulu.
Futhi Mayelana Nalokho "Mhlawumbe"
Uma ucabanga ukusebenzisa imali ema-euro eNgilandi noma kwenye indawo e-UK khumbula ukuthi:
- Ngisho noma isitolo sithatha imali yangaphandle kumarejista ayo, ukukhokha kwakho kuseyinto yokushintshaniswa kwamanye amazwe, ngokuvumelana namazinga okushintshaniswa - umehluko wexabiso phakathi kwemali eyodwa nomunye.
- Izinga lokushintshaniswa libalwe ezincwadini zemali ezitolo ezithatha i-euro zingase zingabi amazinga angcono kakhulu ongayithola, zingase zingasebenzi, noma zingase zibe ngaphansi kwemali encane eyengeziwe.
- Abasizi bezitolo abajwayele ukuthatha imali yangaphandle futhi ukuthengiselana kwakho kungathatha isikhathi eside kunalokho ongathanda.
- Lezo zitolo ezithatha i-euro zizobamba kuphela izindleko ze-euro - ngeke zithathe izinhlamvu zemali.
- Kuzodingeka ukhokhele izimpahla zakho usebenzisa imali eyodwa noma enye. Awukwazi ukukhokhela ingxenye yakho yokuthenga nge-euro futhi ingxenye yayo ngamakhilogremu ama-sterling.
- Awunakwenzeka kakhulu ukuthola izitolo zokudayisa ezizoshintshanisa i-euro yakho ngamakhilogremu angama-sterling ngaphandle kweLondon.
- Ngisho nase-UK kunezinkinga zemali. I-Bank yaseScotland kanye neBhange leNyakatho Ireland ziveza zonke izinguqulo zazo zamapounds angu-sterling. Amanothi anemifanekiso ehlukene futhi izinhlamvu zemali zinemifanekiso ehlukile. Ukuvakashelwa okubuyela eLondon kusuka e-Edinburgh noma e-Belfast nge-Northern Ireland noma ngama-Scottish amakhilogremu ngokuvamile kunzima ngabaqashi abakwenqaba ukwamukela-ngisho noma bayethenda elingokomthetho. Ngakho cabanga uzama ukukhokhela nge-euro.
Isu Elihle Kunazo zonke ze-Euro kanye nezinye iziKhwama zangaphandle . . .
. . .Shintsha uma ufika ekhaya. Njalo uma ushintsha imali, ulahlekelwa yinani lemali ekushintsheni. Uma uvakashela i-UK njengesimiso sokugcina ngaphambi kokuya ekhaya, noma uma ukuvakashelwa kwakho kuyingxenye yokuvakasha kwamazwe amaningana, kuzama ukushintsha izimali zakho zibe yimali yezwe ongena kuyo. Esikhundleni:
- Thenga inani elincane lemali ocabanga ukuthi uzodinga ukuthi uthole. Kungcono ukusebenzisa ikhadi lakho lesikweletu noma debit ukuthenga okungaphezulu kunokuthi kube nemali yemali yangaphandle esele.
- Khumbula ukusebenzisa izinhlamvu zakho zemali - cishe akunakwenzeka ukushintsha phakathi kwezimali.
- Thelela imali yakho esele uze ufike ekhaya. Beka ama-euro akho , ama-francs aseSwitzerland, isihlalo sobukhosi saseDenmark, u-Hungarian ubeka endaweni ephephile futhi ushintshe konke ngesikhathi esisodwa ukuze ufike ekhaya lakho. Uma ungenjalo, ulahlekelwa yinani nalo lonke ukushintshaniswa.
Qaphela ama-Scammers
Kwezinye izingxenye zomhlaba, abathengisi abaye bakuthola ngokuthi "bangaphandle" bangase bazame ukukuthengisa ngemali ngokushintshanisa amadola noma i-euro. Uma uye eMpumalanga Ephakathi, izingxenye zeMpumalanga Yurophu nase-Afrika, kungenzeka ukuthi usuhlangabezane nalokhu.
Lo mkhuba cishe awungaziwa e-UK ngakho, uma usondela, ungalingwa. Qaphela ngoba mhlawumbe ukhonjwa. Umuntu ozokunikeza ukushintshaniswa kungenzeka abe uzama ukukudlulisela imali engalungile noma angase akuphazamise ngenkathi abangane bakho be-pickpocket / abaxhasi bekhredithi beqala ukusebenza.