Uqhubekile ngenxa yesimo sezulu? Abahambi bangaba ngabodwa.
Kuwo wonke unyaka, abagibeli bavame ukuthunjwa yizehlakalo zesimo sezulu emhlabeni jikelele. Kusukela emaqabungwini angabangela ukuba izindiza zimise , iziphepho ezingamisa ngaphezu kwemigwaqo yomoya kuphela, isimo sezulu esibi kakhulu senza abahambi bazo zonke izinhlobo bahlasele. Lapho isibhakabhaka siphelile, abahlinzeki bokuhamba bafanele banikeze abagibeli ababhekisiwe?
Nakuba abagibeli bevame ukuvunyelwa ukuthola isinxephezelo kanye nokuhlala ngenxa yezimo eziningi, isimo sezulu singenye yezenzakalo ezimbalwa lapho isibopho somhlinzeki wokuhamba kwamakhasimende abo sihluka.
Lapho isimo sezulu sithinta ngisho nezindlela ezihamba phambili ezihleliwe, abahambi bavame ukumangala ukuthi yini abahlinzeki bezokuvakasha abaphoqelelwe ukuba bakwenzele abagibeli ababalekile. Nansi i-rundown emfushane yalokho abahlinzeki bezokuvakasha abaphoqelelwe ukukwenza kubanikazi bamathikithi uma uMama Wendalo eyeka ukuhamba kuqhubeka.
Abathwali banesibopho sokuhlonipha amathikithi athengisiwe
Ayikho iqhwa, noma imvula, noma ukushisa, noma ezinye izimo ezihlobene nesimo sezulu zingathola umhlinzeki wokuhamba ngaphandle kokunikeza isevisi yabo basebenzi abachaphazelekayo. Kungakhathaliseki ukuthi isimo sezulu siyini, abahlinzeki bezokuhamba baphoqelelwe ngokomthetho ukuhlinzeka ngezinsizakalo zokuthutha kuzo zonke izihambeli ezibhuliwe zombili izimo zokuthutha nomthetho wamazwe omhlaba. Futhi ngenkathi umhlinzeki wezokuvakasha angakwazi ukukhansela ukuhamba ngokusekelwe ezimweni zesimo sezulu, namanje kufanele banikele ezokuthutha kubagibeli abathintekayo.
Ngenxa yalokho, abahlinzeki bezokuvakasha bayovame ukwenza izinhlinzeko zabahambi abahamba ngezezulu ngesimo sezulu, kufaka phakathi ukunikeza ukuhanjiswa kwamahhala okuhamba phambili okungenzeka ngaphambili noma kamuva kunamapulani okuqala.
Abanikezeli bezokuvakasha banenketho yokuhlinzeka ngezindlela ezihlukile ukuze abahambi bafike lapho beya khona, kuhlanganise nokusebenzisa abanye abahlinzeki bokuhamba (okufana neRule 240) noma ezinye izindlela zokuthola abahambi endaweni (okufaka amabhasi kanye nezitimela). Uma kungenakwenzeka ukuthola abahambi endaweni yabo yokugcina, abahlinzeki bokuhamba banganikeza abahambi isikweletu ekuhambeni kwekusasa, futhi ngisho nokubuyisela izindleko zokuhamba.
Abahlinzeki bokuhamba banganikeza ukwesekwa okwengeziwe (kodwa akudingeki ukuba)
Nakuba abahlinzeki bokuhamba baphoqelekile ukuba bathole abahambi lapho beya khona, abahambi bavame ukuzodwa uma kuziwa ekulindeni isivunguvungu. Ezimweni eziningi, abahlinzeki bokuhamba abadingekile ukusiza abahambi ngezindawo zokuhlala, kuhlanganise namakamelo amahhotela nokudla.
Ngokungafani nokuphikisana okubanjelwe ukugibela , imithetho yokubambezeleka kwesimo sezulu nokukhansela kunqunyelwe. I-FAA ayihlinzeki ngemithethwana yemithetho kulokho abahambayo abanelungelo lokuba khona lapho isibhakabhaka sishintsha, ngisho noma isimo sezulu singashunyayelwa kahle ngaphambi kwesikhathi . Ngakho-ke, abahambi akufanele bamangale ngokuphoqeleka ukuba bakhokhe izindleko eziphuma ephaketheni uma uhambo lulibaleka kakhulu noma likhanseliwe.
Nakuba abahlinzeki bezokuvakasha bengadingeki ukusiza abahambi abathintekayo yizimo zezulu, kunezinhlinzeko ezithile ezithintekayo abanganikeza ukunikeza abagibeli abanamathele. Labo abathunjwa ngenkathi behamba bavame ukucela amanxusa ukuba athole isaphulelo sokuhamba endaweni emahhotela aseduzane, ukuze kunciphise ezinye izindleko zokulibaziseka kwabo okusekelwe esimweni sezulu. Izaphulelo zempesheni ngokuvamile zinikezwa ngokuqonda kwabasebenzi abathwali.
Indlela umshuwalense wokuhamba uthinta ngayo isimo sezulu
Kulula nje, umshuwalense wokuhamba wenzelwa izimo ezifana nokulibaziseka kwezulu.
Uma isimo sesimo sezulu siba grey futhi abagibeli behamba, izimpahla eziningi zomshuwalense wokuhamba zingabuyisela izinkampani ezikhokhelwa i-insureds nganoma yiziphi izindleko ezithintekayo. Isibonelo, izinzuzo zokubambezeleka kokuhamba zingabuyisela abahamba ngezinyathelo ezingahlelelwe uma ukubambezeleka kudlula isikhathi esiningi (ngokuvamile phakathi kwamahora ayisithupha kuya kwangu-12). Amakamelo ehhotela, ukudla okunye, kanye nezinto zesikhashana ezidingekayo ngabahambi ngenxa yokulibaziseka kokuhamba noma ukukhanselwa kohambo kungase kuhlanganiswe inqubomgomo yomshwalense wokuhamba.
Noma kunjalo, umshuwalense wokuhamba ungasetshenziswa kuphela uma uthengwa ngaphambi komcimbi owaziwayo. Izenzakalo eziningi zezulu, njengeziqhwithi zebusika ezibizwa ngegama lezimvula, zivame ukubhekwa njenge "imicimbi eyaziwa" yinkampani yomshuwalense. Ngenxa yalokho, izinqubomgomo zomshuwalense wokuhamba ezithengiwe ngemuva kokuba umcimbi owaziwayo ungabonakali ukulibaziseka noma ukukhansela okubangelwa yisiphepho. Labo bahambayo abathintekayo ngesimo sezulu esithinta izinhlelo zabo zokuhamba kufanele bathenge umshuwalense wokuhamba ngokushesha nje lapho beqala ukubhuka ukuhamba kwabo.
Ngokuqonda ukuthi yini umphathi ozokwenza futhi angeke akwenzele abagibeli lapho isimo sezulu sihlasela, abahambi bangenza izinqumo zokuhamba kangcono. Ukwazi ukuthi yini abahambayo (futhi abangekho) abanelungelo lokusebenza phakathi nazo zonke izinkathi bangagcina abagibeli bekhululekile futhi befudumele-kungakhathaliseki ukuthi kwenzekani.